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Old 05-17-2007, 12:30 AM   #1
JP513
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Good banks that don't object to adult

I'm aware of the horror stories of Bank of America shutting down adult . . .

Anybody have recommendations for a good bank that welcomes adult and had good online business banking products and services?
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Old 05-17-2007, 12:36 AM   #2
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I think it may even vary by branch. Some checks we get are issued through BA accounts.
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Old 05-17-2007, 12:37 AM   #3
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i havent had a problem with capital one yet, but who knows
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Old 05-17-2007, 01:04 AM   #4
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Digipimp, do u do most or all of your business banking through Capital One?

U have a company or sole prop?
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Old 05-17-2007, 01:15 AM   #5
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just personal on a sole prop, i used bank one before for business banking and didnt have a problem with them either. personally im wanting to try ing direct when they add their biz banking soon.
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Old 05-17-2007, 01:19 AM   #6
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Why would you tell them you are in adult?
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Old 05-17-2007, 01:20 AM   #7
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Incorporate and make a non-adult name, don't tell them what you do. Problem solved.
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Old 05-17-2007, 02:21 AM   #8
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Incorporate and make a non-adult name, don't tell them what you do. Problem solved.
Totally correct aico

The only person who needs to know your biz is you - banks are only a service industry and unless ya want to borrow form them, - it's none of their biz

PS And *always* have more than one bank tucked away... it's just basic biz sense..
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Old 05-17-2007, 02:25 AM   #9
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just personal on a sole prop, i used bank one before for business banking and didnt have a problem with them either. personally im wanting to try ing direct when they add their biz banking soon.
Yeah a Dutch company should be cool with adult. How soon is this gonna happen?
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Old 05-17-2007, 02:26 AM   #10
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Totally correct aico

The only person who needs to know your biz is you - banks are only a service industry and unless ya want to borrow form them, - it's none of their biz

PS And *always* have more than one bank tucked away... it's just basic biz sense..
I did exactly that once and they did a review of my account and tracked down incoming wires, found ccbill, figured out what that was and guess what... ACCOUNT CLOSED.
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Old 05-17-2007, 02:27 AM   #11
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As you know JP, I also use CHASE for one of my USA accounts. No probs with them at all, but I think you are ass out based on your location. :-(
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Old 05-17-2007, 02:28 AM   #12
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Why would you tell them you are in adult?
I wouldnt put it in those terms, but all banks seems to want ot know the nature of the business before opening the account. "Internet marketing" is one I gave. Maybe it should be marketing.
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Old 05-17-2007, 02:31 AM   #13
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I did exactly that once and they did a review of my account and tracked down incoming wires, found ccbill, figured out what that was and guess what... ACCOUNT CLOSED.
Right, hence the nature of this thread. DWB's point is a good one.What bank would NOT close my account down or give me shit if they discover what CCbill is?
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Old 05-17-2007, 02:31 AM   #14
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I have a credit union and have never had a problem
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Old 05-17-2007, 02:34 AM   #15
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As you know JP, I also use CHASE for one of my USA accounts. No probs with them at all, but I think you are ass out based on your location. :-(
Setting up shop in KY is a pain in the ass all to be able to bank with Chase, and while the option remains on the table, as I have already enrolled pending my DBA registration there, but before I go through with it I want to have looked at alternatives more palatable for my VA location.
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Old 05-17-2007, 02:43 AM   #16
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I have a credit union and have never had a problem
But that's not business banking is it?
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Old 05-17-2007, 03:58 AM   #17
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I did exactly that once and they did a review of my account and tracked down incoming wires, found ccbill, figured out what that was and guess what... ACCOUNT CLOSED.
Damned banks - they need to mind their own biz and stop checking your underwear

Seriously... never ever had any problems with banks. Smells like a US thing possibly?
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Old 05-17-2007, 04:10 AM   #18
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I did exactly that once and they did a review of my account and tracked down incoming wires, found ccbill, figured out what that was and guess what... ACCOUNT CLOSED.

Thats damn funny since ccbill checks are FROM bank of america...
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Old 05-17-2007, 06:22 AM   #19
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Yeah a Dutch company should be cool with adult. How soon is this gonna happen?
ING in Belgium didn't want to cash my checks anymore.
I never said anything about it being money from adult stuff, just internet ... but its not that hard to trace it by the company names on the check (well some of them)
Probably a jealous teller or bank-manager who wanted to know what I did to make money online and found out it's from adult.
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Old 05-17-2007, 06:27 AM   #20
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Thats damn funny since ccbill checks are FROM bank of america...
lol thats true. Must be some hillbilly local policies.
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Old 05-17-2007, 06:28 AM   #21
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Its a legal business. If they want to close your account, I say sue their asses for discrimination.
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Old 05-17-2007, 06:29 AM   #22
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I don't get why your bank should care, as long its legal biz. Freedom, huh?
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Old 05-17-2007, 07:31 AM   #23
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I like nationalcity, not as big as ones mentioned but good service
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Old 05-17-2007, 07:44 AM   #24
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Old 05-17-2007, 09:38 AM   #25
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How is it any of their business what you do?
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Old 05-17-2007, 09:51 AM   #26
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Chevy Chase Bank, btw. No problems in 5 years.
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Old 05-17-2007, 09:55 AM   #27
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I wouldnt put it in those terms, but all banks seems to want ot know the nature of the business before opening the account. "Internet marketing" is one I gave. Maybe it should be marketing.
I use BofA with more accounts than I can keep track of. Internet Marketing is the game, and they love it.


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Right, hence the nature of this thread. DWB's point is a good one.What bank would NOT close my account down or give me shit if they discover what CCbill is?
Pretty sure there is more to DWB's story. Like, why did they investigate, and did they say, "it is because you are in adult?" Or was that just a guess?

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Thats damn funny since ccbill checks are FROM bank of america...
And Lightspeed
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Old 05-17-2007, 10:18 AM   #28
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recommend outside the US only...
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Old 05-17-2007, 10:33 AM   #29
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Commerce Bank. They have a free coin counting machine in every branch too
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Old 05-17-2007, 10:34 AM   #30
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merchent from a bank out of Reno NV.
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Old 05-17-2007, 11:28 AM   #31
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try everbank
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Old 05-17-2007, 12:07 PM   #32
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i havent had a problem with capital one yet, but who knows
Capital One is out cause they say on their web site I have to complete the process at a branch office in TX or LA. Fuck that!
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Old 05-17-2007, 12:08 PM   #33
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Its a legal business. If they want to close your account, I say sue their asses for discrimination.
Good idea in theory, but it's more trouble--and more exposure--than it's worth!
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Old 05-19-2007, 02:29 AM   #34
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bump....anyone else have thoughts?
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Old 05-19-2007, 03:03 AM   #35
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recommend outside the US only...
But.. of course
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Old 06-05-2007, 07:20 AM   #36
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bank of america would not cash your ccbill check? then who does?
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Old 06-05-2007, 04:37 PM   #37
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But that's not business banking is it?
Some credit unions offer business checking

Arizona Federal Credit Union which I belong to offers business checking. They actually have started marketing to local corporations within the past couple of months but they have offered corporate banking since I joined them in 2001.
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Old 06-06-2007, 06:21 AM   #38
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I like nationalcity, not as big as ones mentioned but good service
True dat.

Except for those 'wire fees' I am getting.
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Old 06-13-2007, 11:57 AM   #39
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I'm aware of the horror stories of Bank of America shutting down adult . . .

Anybody have recommendations for a good bank that welcomes adult and had good online business banking products and services?
I have no problems with BoA at all. Many US based adult sponsors pay by BoA checks like CCBill does and I never got any strange questions from my branch when cashing their checks.

Did you ever try Wachovia. They are pretty good in investments for a US bank :-)
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