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Old 07-07-2007, 04:45 PM   #1
GITZINGER
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How much credit card debt do you carry right now?

Personally, I'm only at about $3,000. But I pay it down to $0 pretty much everymonth.
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Old 07-07-2007, 04:48 PM   #2
Yngwie
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about $10 000 which will get paid off in the next 3 months
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Old 07-07-2007, 04:54 PM   #3
shermo
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I personally have none... My wife has a bit from a few years back that we're paying down.
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Old 07-07-2007, 04:58 PM   #4
minniesoporno
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Credit Card 3,000 I only have one credit card

but total consumer debt I got 20,000

I am in the trap of the buy now pay later.
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Old 07-07-2007, 05:05 PM   #5
geeknik
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$0. I don't have any credit cards.
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Old 07-07-2007, 05:05 PM   #6
The Sultan Of Smut
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Zero....
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Old 07-07-2007, 05:09 PM   #7
cams2chat
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Personal none..... business usually around $8000/$12000 paid off twice a month. Planes and banners mainly
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Old 07-07-2007, 05:12 PM   #8
scottybuzz
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0 Zero Zilch Nada
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Old 07-07-2007, 05:47 PM   #9
D
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Zero.

Although the girlfriend's a different story...

/mumble /grumble
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Old 07-07-2007, 05:55 PM   #10
BusterBunny
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none they have all been sent to collection agency's
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Old 07-07-2007, 05:56 PM   #11
coreygeer
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Only around $200. But they keep charging $6 daily for every day I can't pay it off.
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Old 07-07-2007, 06:09 PM   #12
Sly
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I charge and then pay off. Simple. Supposedly good for the credit, too.
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Old 07-07-2007, 06:13 PM   #13
dissipate
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$350 or so
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Old 07-07-2007, 06:14 PM   #14
GreyWolf
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Zero - it's a mugs game.
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Old 07-07-2007, 06:29 PM   #15
GITZINGER
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Quote:
Originally Posted by coreygeer View Post
Only around $200. But they keep charging $6 daily for every day I can't pay it off.
that would be called juice.
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Old 07-07-2007, 06:35 PM   #16
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Quote:
Originally Posted by GITZINGER View Post
Personally, I'm only at about $3,000. But I pay it down to $0 pretty much everymonth.
Thats about how much I am in debt total, credit cards, and the damn court fees!
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Old 07-07-2007, 07:02 PM   #17
amandaspost
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None at all
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Old 07-07-2007, 07:21 PM   #18
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None at all..was differant about 10 years ago though
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Old 07-07-2007, 07:24 PM   #19
GhengisBong
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Zero Dollars
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Old 07-07-2007, 07:30 PM   #20
AsianDivaGirlsWebDude
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none they have all been sent to collection agency's
Oh Christ, I love your posts!!!

ADG
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Old 07-07-2007, 07:32 PM   #21
DatingGold
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zero nada zilch
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Old 07-07-2007, 07:46 PM   #22
crockett
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I have a few cards but I always pay them off every month or if it's anything big I pay it in 2 or 3 months max. Right now I have like $200 maybe $300 on one card because I just paid a bill with the CC rather than my debit card, due to the fact I had to cancel my debit card because of fraud.
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Last edited by crockett; 07-07-2007 at 07:48 PM..
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Old 07-07-2007, 07:51 PM   #23
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I've got about 1,700 I think right now. Total "debts" though for my car/loans is about 16,800.
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Old 07-07-2007, 08:06 PM   #24
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I have $8k in credit between 3 cards, but I usually just charge up a couple hundred on each card and pay it off at the end of the month, just so they're being used to help keep my credit score going up
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Old 07-07-2007, 08:09 PM   #25
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I have a negative balance on one card because of a refund for plan tickets I purchased and paid for. I have a couple of store cards that are used specifically for discounts on certain sales and for certificates back as a percentage of purchases but those get paid of each month. House is paid for in full as of 2001 (did that in 4 years), pay cash for vehicles. Have a home equity line of credit set up in case I ever need it since I don't have an active homeloan to keep my credit history rolling.

Other than that.. I live by cash and my Visa debit card. It I can't pay for it, I don't need it.

PK
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Old 07-07-2007, 08:09 PM   #26
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right now around $700, but that'll be next month's payment amount.
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Old 07-07-2007, 08:11 PM   #27
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none they have all been sent to collection agency's
#1 best plan of action
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Old 07-07-2007, 08:14 PM   #28
$5 submissions
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NONE. And I plan to keep it that way. I only use debt, if at all, when it comes to business expansion/working capital.
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Old 07-07-2007, 08:40 PM   #29
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I charge and then pay off. Simple. Supposedly good for the credit, too.
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Old 07-07-2007, 08:56 PM   #30
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Only around $200. But they keep charging $6 daily for every day I can't pay it off.
Damn... Mind telling us who your credit card company is?

If you are paying $180 a month on a 200 Dollar debt then I'd say that you need to pop downstairs and ask momma for a loan. Surely HER terms would be better than this, right?
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Old 07-07-2007, 08:57 PM   #31
globofun
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I only spend on my cards online for content, domain and PayPal (for other stuff) , and to accumulate points......and I pay the whole thing at the end of the month!

Keeping a balance on credit card is the worst mistake you can make..............trust me, been there, done that!
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