HOLY FUCK - *denied the mortgage because of what I do for a living* - GoFuckYourself.com

Makingcoin · 02-28-2007, 05:04 PM

Was pre-approved, offer accepted, subject to financing, inspections etc...

Fuckers denied me, they searched my phone number on google and it came back with some pornographic sites.

I'm steaming. Some ethical shit they say!

wdsguy · 02-28-2007, 05:05 PM

shoulda put a number that is not connected to yo sites.

BradM · 02-28-2007, 05:06 PM

That has to be illegal. I'd get a lawyer asap.

mn · 02-28-2007, 05:06 PM

I have no idea of the laws but is that really legal? In my country it would be illegal 100% sure to deny for that reason.

Makingcoin · 02-28-2007, 05:08 PM

My money isn't as good as a fucking doctors? WTF

WarChild · 02-28-2007, 05:08 PM

Quote:

Originally Posted by BradM

That has to be illegal. I'd get a lawyer asap.

I don't think so. Being a pronographer is not a protected minority. You can't deny somebody something based on race, religion, etc .. But you can absolutely do it based on what you feel is ethical.

Makingcoin · 02-28-2007, 05:10 PM

Quote:

Originally Posted by WarChild

I don't think so. Being a pronographer is not a protected minority. You can't deny somebody something based on race, religion, etc .. But you can absolutely do it based on what you feel is ethical.

And that is exactlly what they said. My profession is not ethical.

Jman · 02-28-2007, 05:11 PM

That sucks bro, hope you can find someone else to help you out.

aico · 02-28-2007, 05:12 PM

Contact the news, tell them the story, they'll run it, be sure to have them say your sites, you'll get mad traffic and sales, and you won't need the loan.

Nookster · 02-28-2007, 05:12 PM

Quote:

Originally Posted by WarChild

I don't think so. Being a pronographer is not a protected minority. You can't deny somebody something based on race, religion, etc .. But you can absolutely do it based on what you feel is ethical.

Not true whatsoever. That falls under abuse of authority. Get a lawyer Makingcoin.

Makingcoin · 02-28-2007, 05:12 PM

Quote:

Originally Posted by JMan

That sucks bro, hope you can find someone else to help you out.

Thanks Jman. Calling a few other banks now. At least the mortgage specialist is understanding. She has everything is a nice package for me for the next bank I decide to deal with.

WarChild · 02-28-2007, 05:12 PM

Quote:

Originally Posted by Makingcoin

And that is exactlly what they said. My profession is not ethical.

Yeah, it's bullshit, but I doubt it's illegal.

cyberstar · 02-28-2007, 05:13 PM

wtf.. since when do banks google phone numbers??!!

TheLegacy · 02-28-2007, 05:13 PM

they can do that, banks have turned down seed money for adult sites and companies many times - there are ways around it but not in an open forum

WarChild · 02-28-2007, 05:13 PM

Quote:

Originally Posted by Makingcoin

Thanks Jman. Calling a few other banks now. At least the mortgage specialist is understanding. She has everything is a nice package for me for the next bank I decide to deal with.

Dude, you probably have access to one of the best resources around for this .. Talk to Mark, he's got the hook up.

Mr Pheer · 02-28-2007, 05:13 PM

Most people kinda know to not have porn directly related to them. Dont tell your bank what you do either or you just may get your account closed suddenly.

Just write this experiance off as a lesson learned the hard way. Go buy a different house, and use a different title & financing company.

aico · 02-28-2007, 05:14 PM

it's not illegal if they have a sign that says "We Reserve the Right to Refuse Service to Anyone" up in their office.

Fap · 02-28-2007, 05:14 PM

Quote:

Originally Posted by Makingcoin

My money isn't as good as a fucking doctors? WTF

Your money is dirty!

Pleasurepays · 02-28-2007, 05:16 PM

most US retail banks have internal rules about types of business they will not associate themselves with - gambling and porn are always at the top of the list. that doesn't mean that people/accounts don't slip through the cracks for a while, or that in the case of my bank (Key Bank Private Banking) - they don't turn a blind eye as long as you are not processing porn of gambling transactions with a merchant account through them or something obvious that they can't ignore.

no one should be suprised that a US retail bank doesn't want anything to do with them or their money if you are in porn, gaming etc. its not personal, its often hypocritical and its just life.

jacked · 02-28-2007, 05:16 PM

seems like some bullshit to me, don't most lenders just check to see the length of time you've been with the employer/company the length of time that employer/company has been in business and the period of time in which you've been steadily collecting a pay check.

Quote:

AIL: Banking is traditionally considered a conservative industry. In your experience, will people working in the adult industry have problems obtaining financing?

Campbell: Being employed in the adult industry does not impose any additional difficulty in obtaining financing. However, people in the adult industry have different needs than most consumers. For example a high percentage of your income is likely to be derived by market volume and fluxuate from month-to-month. A high percentage of people in the adult industry are self-employed. The client might even be in a position where they are earning a strong income, but don't want to document it because of tax strategies. In such a situation, a bank may not be willing to get you financing while we can.

http://adultinternetlaw.com/intervie...age_broker.php

_Richard_ · 02-28-2007, 05:18 PM

Yea dude, i'd get a lawyer

R

sexsitemoney · 02-28-2007, 05:19 PM

maybe after you sue them you wont need financing

Snake Doctor · 02-28-2007, 05:37 PM

wow that's fucked up

Kenny B! · 02-28-2007, 05:40 PM

That is bullshit you should go to a different bank or take these assholes to court

WiredGuy · 02-28-2007, 05:41 PM

I think its perfectly legal to deny you for it, they don't want to be associated with porn, but with that said, just get a different phone number and apply with another lender.
WG

WarChild · 02-28-2007, 05:43 PM

Quote:

Originally Posted by Nookster

Not true whatsoever. That falls under abuse of authority. Get a lawyer Makingcoin.

No it doesn't. What authority is a private banker exercising over you by refusing your business? Absolutely none. It's a free market, you're free to go elsewhere, and they're free to pick and choose their customers. You have no guarantee by law to bank loans!

02-28-2007, 05:48 PM

What bank was it? You are in Canada, right?

Lance69 · 02-28-2007, 05:48 PM

What bank was it? That's fucked up!

Jim_Gunn · 02-28-2007, 05:50 PM

You shoulda used a different phone number, like a home phone that isn't related to your business. Or, if you were thinking quickly, just should have acted like you had no idea what they were talking about and said that musta been the last person that had that phone number. Oh well, GFY is a great resource, I am sure someone knows a hungry agent that will work with you. Of course, use a different phone number with the bank now.

natas · 02-28-2007, 05:54 PM

damn that sucks. sorry to hear that

Trixxxia · 02-28-2007, 05:56 PM

Yeah I'd like to know what bank it was too.
Now, one of the things I can tell you is this - if it's not your bank/branch and you went through a little known mortgage broker, I think it's normal.

If it's your main bank/branch with account managers that know you and it was declined, I'd start changing banks.

When choosing a mortgage broker, get references from the biggest RealEstate Agents in the area on who the does most of their mortgages.
The more business the mortgage broker does, the more clout she/he has with the banks (banks want to keep them happy and sending business).

Forest · 02-28-2007, 05:58 PM

Quote:

Originally Posted by cyberstar

wtf.. since when do banks google phone numbers??!!

all lender check the phone numbers you provide for them against almost every database they can find

they are lending alot of money and want to know EVERYTHING about you they can find

Forest · 02-28-2007, 05:59 PM

Quote:

Originally Posted by WarChild

No it doesn't. What authority is a private banker exercising over you by refusing your business? Absolutely none. It's a free market, you're free to go elsewhere, and they're free to pick and choose their customers. You have no guarantee by law to bank loans!

That is 100% correct

Peaches · 02-28-2007, 05:59 PM

What would you sue them for? "They won't let me borrow their money"??! Pornographers aren't a protected minority.

As others have said, use a different number - problem solved.

Shakula · 02-28-2007, 06:03 PM

Quote:

Originally Posted by Makingcoin

Was pre-approved, offer accepted, subject to financing, inspections etc...

Fuckers denied me, they searched my phone number on google and it came back with some pornographic sites.

I'm steaming. Some ethical shit they say!

Are you a retard or what.
Let me tell you how things works.

If some hotshoot in that bank understands what you do for a living and you are a customer and runs a fucking christian newspaper or whatever and write about it.

What the fuck do you think will happen to that bank? They will lose customers just because of you.

Rather to quit 1 customer loose to make 10 others satisified.
Its bizniz.

baddog · 02-28-2007, 06:05 PM

just Googled my phone numbers just to see . . . . I am clean

huey · 02-28-2007, 06:05 PM

Coin hit me up if you need a good mortgage broker. I know guys that will jump on this like a fat kid on a smarty.

Sosa · 02-28-2007, 06:07 PM

wow that really sucks. good luck finding a bank that will accept you bro.

born2blog · 02-28-2007, 06:08 PM

I don't understand how they can legally get away with that

tony286 · 02-28-2007, 06:08 PM

that sux but thats why I have some mainstream sites set up to answer the what do you do question. Also all info are gif's so they cant be searched.

Matt 26z · 02-28-2007, 06:18 PM

It might not be just an ethics policy on their end. They may view adult income as being potentially unstable.

JP-pornshooter · 02-28-2007, 06:21 PM

just buy something you can afford to buy in cash, problem solved...or find other bankroller..

MikeSmoke · 02-28-2007, 06:27 PM

Quote:

Originally Posted by jacked

seems like some bullshit to me, don't most lenders just check to see the length of time you've been with the employer/company the length of time that employer/company has been in business and the period of time in which you've been steadily collecting a pay check.

http://adultinternetlaw.com/intervie...age_broker.php

Just FYI.....by happenstance, I used the broker who was the subject of that interview - not because of the interview, just a coincidence.
But if anyone is thinking about calling him after reading the interview........you might want to think again.

jacked · 02-28-2007, 06:30 PM

Quote:

Originally Posted by MikeSmoke

Just FYI.....by happenstance, I used the broker who was the subject of that interview - not because of the interview, just a coincidence.
But if anyone is thinking about calling him after reading the interview........you might want to think again.

yeah i've never used him before just googled it to tell you the truth and was the only relevant thing i could find about the subject in question...

Peaches · 02-28-2007, 06:33 PM

Quote:

Originally Posted by baddog

just Googled my phone numbers just to see . . . . I am clean

I called your bank and told them your GFY username. They said "We know".

EBORG9 · 02-28-2007, 06:46 PM

What state are you? I may know a guy that know s some people..you know what I'm saying?

Seriously, some of my clients are mortgage brokers. If I can recommend someone for you I will.
I can't believe that in this market, with new home sales down 2% and 50% in the western states!
Idiots.

Forest · 02-28-2007, 06:52 PM

Quote:

Originally Posted by Peaches

I called your bank and told them your GFY username. They said "We know".

Forest · 02-28-2007, 06:53 PM

Quote:

Originally Posted by EBORG9

What state are you? I may know a guy that know s some people..you know what I'm saying?

Seriously, some of my clients are mortgage brokers. If I can recommend someone for you I will.
I can't believe that in this market, with new home sales down 2% and 50% in the western states!
Idiots.

yeah but forclousure rates are UP so banks are being much more choosy who they lend to

xNetworx · 02-28-2007, 06:57 PM

Definately contact an attorney

warlock5 · 02-28-2007, 07:01 PM

Call Fox News, they love stuff, especially Bill O'Reilly. They'll probably plug your sites and forget to censor parts of it.

02-28-2007, 05:04 PM	#1
Makingcoin Confirmed User Join Date: Aug 2002 Location: The Ditch Posts: 8,919	HOLY FUCK - denied the mortgage because of what I do for a living Was pre-approved, offer accepted, subject to financing, inspections etc... Fuckers denied me, they searched my phone number on google and it came back with some pornographic sites. I'm steaming. Some ethical shit they say! __________________ www.MAKINGCOIN.com icq. 166-662-831 "Start making large coin!" Daddy I Get Paid To Be A Whore - Coming Soon

02-28-2007, 05:08 PM	#5
Makingcoin Confirmed User Join Date: Aug 2002 Location: The Ditch Posts: 8,919	My money isn't as good as a fucking doctors? WTF __________________ www.MAKINGCOIN.com icq. 166-662-831 "Start making large coin!" Daddy I Get Paid To Be A Whore - Coming Soon

02-28-2007, 05:11 PM	#8
Jman Too lazy to set a custom title Industry Role: Join Date: Sep 2003 Location: Canuckstikan Posts: 22,790	That sucks bro, hope you can find someone else to help you out. __________________ email: [email protected] Best AI Affiliate Program Niche Dating Program PPS! FantasyXXX.AI Teams: jean.francois.laverdiere TG: @jman1216

02-28-2007, 05:13 PM	#13
cyberstar Confirmed User Join Date: Mar 2005 Location: Paradise Posts: 1,263	wtf.. since when do banks google phone numbers??!! __________________ Star @ ShockMediaLab 250-060-302 web design, development, gallery submissions, outsourcing

02-28-2007, 05:13 PM	#14
TheLegacy SEO Connoisseur Industry Role: Join Date: Apr 2003 Location: Brantford, Ontario Posts: 17,217	they can do that, banks have turned down seed money for adult sites and companies many times - there are ways around it but not in an open forum __________________ SEO Connoisseur Microsoft Teams: Robert Warren SEO Telegram: @TheLegacy54 RobertWarrenSEO.com

02-28-2007, 05:05 PM	#2
wdsguy Ryde or Die Industry Role: Join Date: Dec 2002 Location: California-Shanghai Posts: 19,568	shoulda put a number that is not connected to yo sites.

02-28-2007, 05:06 PM	#3
BradM Confirmed User Join Date: Dec 2003 Location: 1123,6536,5231 Posts: 3,397	That has to be illegal. I'd get a lawyer asap.

02-28-2007, 05:06 PM	#4
mn Confirmed User Join Date: Oct 2001 Posts: 1,505	I have no idea of the laws but is that really legal? In my country it would be illegal 100% sure to deny for that reason.

02-28-2007, 05:12 PM	#9
aico Moo Moo Cow Join Date: Mar 2004 Location: Washington State Posts: 14,748	Contact the news, tell them the story, they'll run it, be sure to have them say your sites, you'll get mad traffic and sales, and you won't need the loan.

02-28-2007, 05:13 PM	#16
Mr Pheer So Fucking Banned Industry Role: Join Date: Dec 2002 Posts: 21,582	Most people kinda know to not have porn directly related to them. Dont tell your bank what you do either or you just may get your account closed suddenly. Just write this experiance off as a lesson learned the hard way. Go buy a different house, and use a different title & financing company.

02-28-2007, 05:14 PM	#17
aico Moo Moo Cow Join Date: Mar 2004 Location: Washington State Posts: 14,748	it's not illegal if they have a sign that says "We Reserve the Right to Refuse Service to Anyone" up in their office.

02-28-2007, 05:16 PM	#19
Pleasurepays BANNED - SUPPORTING TUBES Join Date: Aug 2002 Location: I live in a pile of boogers Posts: 11,913	most US retail banks have internal rules about types of business they will not associate themselves with - gambling and porn are always at the top of the list. that doesn't mean that people/accounts don't slip through the cracks for a while, or that in the case of my bank (Key Bank Private Banking) - they don't turn a blind eye as long as you are not processing porn of gambling transactions with a merchant account through them or something obvious that they can't ignore. no one should be suprised that a US retail bank doesn't want anything to do with them or their money if you are in porn, gaming etc. its not personal, its often hypocritical and its just life.

02-28-2007, 05:18 PM	#21
_Richard_ Too lazy to set a custom title Industry Role: Join Date: Oct 2006 Location: Earth Posts: 30,989	Yea dude, i'd get a lawyer R

02-28-2007, 05:19 PM	#22
sexsitemoney Registered User Join Date: Jan 2007 Posts: 14	maybe after you sue them you wont need financing

02-28-2007, 05:37 PM	#23
Snake Doctor I'm Lenny2 Bitch Join Date: Mar 2001 Location: On top of my soapbox Posts: 13,449	wow that's fucked up __________________ sig too big

02-28-2007, 05:40 PM	#24
Kenny B! Confirmed Abuser Industry Role: Join Date: Jun 2003 Location: Montreal Posts: 5,718	That is bullshit you should go to a different bank or take these assholes to court __________________ Kenny -at- YourPaysitePartner.com Skype: kennyb514 Do business with us: Your Paysite Partner Kenny's Pennies Sticky Dollars Radical Cash Indie Bucks Stand Ahead Read My Ambush Interview Here

02-28-2007, 05:41 PM	#25
WiredGuy Pounding Googlebot Industry Role: Join Date: Aug 2002 Location: Canada Posts: 34,488	I think its perfectly legal to deny you for it, they don't want to be associated with porn, but with that said, just get a different phone number and apply with another lender. WG __________________ I play with Google.

02-28-2007, 05:48 PM	#27
evildick Guest Posts: n/a	What bank was it? You are in Canada, right?

02-28-2007, 05:48 PM	#28
Lance69 Confirmed User Join Date: Jan 2005 Location: Vancouver BC Posts: 2,266	What bank was it? That's fucked up! __________________ Sonarcash Competitive Content Shooting Handgasm HD Handjobs Janessa Jordan Ultimate Wife Make Money Fucking Blog ICQ: 307 975 028 lance {at} sonarcash {dot} com (<- Need amateur content? Email or ICQ)

02-28-2007, 05:50 PM	#29
Jim_Gunn Confirmed User Industry Role: Join Date: Feb 2003 Location: Where The Teens Are Posts: 5,702	You shoulda used a different phone number, like a home phone that isn't related to your business. Or, if you were thinking quickly, just should have acted like you had no idea what they were talking about and said that musta been the last person that had that phone number. Oh well, GFY is a great resource, I am sure someone knows a hungry agent that will work with you. Of course, use a different phone number with the bank now.

02-28-2007, 05:54 PM	#30
natas Confirmed User Join Date: Mar 2002 Location: : unknown Posts: 3,377	damn that sucks. sorry to hear that

02-28-2007, 05:56 PM	#31
Trixxxia Confirmed User Industry Role: Join Date: Aug 2004 Location: Montreal, Canada Posts: 5,600	Yeah I'd like to know what bank it was too. Now, one of the things I can tell you is this - if it's not your bank/branch and you went through a little known mortgage broker, I think it's normal. If it's your main bank/branch with account managers that know you and it was declined, I'd start changing banks. When choosing a mortgage broker, get references from the biggest RealEstate Agents in the area on who the does most of their mortgages. The more business the mortgage broker does, the more clout she/he has with the banks (banks want to keep them happy and sending business).

02-28-2007, 05:59 PM	#34
Peaches Old broad Join Date: Oct 2002 Location: Away Posts: 13,933	What would you sue them for? "They won't let me borrow their money"??! Pornographers aren't a protected minority. As others have said, use a different number - problem solved.

02-28-2007, 06:05 PM	#36
baddog So Fucking Banned Industry Role: Join Date: Apr 2001 Location: the beach, SoCal Posts: 107,089	just Googled my phone numbers just to see . . . . I am clean

02-28-2007, 06:05 PM	#37
huey Confirmed User Join Date: Apr 2003 Location: vancouver Posts: 3,853	Coin hit me up if you need a good mortgage broker. I know guys that will jump on this like a fat kid on a smarty. __________________ opinions are like assholes................. "They aren't after me, they are AFTER YOU! Im just in their way" -D.J. Trump

02-28-2007, 06:07 PM	#38
Sosa In Tushy Land Join Date: Oct 2002 Location: Nebraska Posts: 40,149	wow that really sucks. good luck finding a bank that will accept you bro.

02-28-2007, 06:08 PM	#39
born2blog Confirmed User Join Date: Sep 2006 Posts: 1,801	I don't understand how they can legally get away with that __________________ Juicy Ads - Buy & Sell Quality Traffic!!

02-28-2007, 06:08 PM	#40
tony286 lurker Industry Role: Join Date: Aug 2002 Location: atlanta Posts: 57,021	that sux but thats why I have some mainstream sites set up to answer the what do you do question. Also all info are gif's so they cant be searched.

02-28-2007, 06:18 PM	#41
Matt 26z So Fucking Banned Industry Role: Join Date: Apr 2002 Location: ¤ª"˜¨๑۩۞۩๑¨˜"ª¤ Posts: 18,481	It might not be just an ethics policy on their end. They may view adult income as being potentially unstable.

02-28-2007, 06:21 PM	#42
JP-pornshooter Confirmed User Join Date: Sep 2006 Location: westcoast usa Posts: 4,007	just buy something you can afford to buy in cash, problem solved...or find other bankroller..

02-28-2007, 06:46 PM	#46
EBORG9 Confirmed User Join Date: Oct 2006 Location: Sin City Posts: 1,823	What state are you? I may know a guy that know s some people..you know what I'm saying? Seriously, some of my clients are mortgage brokers. If I can recommend someone for you I will. I can't believe that in this market, with new home sales down 2% and 50% in the western states! Idiots.

02-28-2007, 06:57 PM	#49
xNetworx So Fucking What Industry Role: Join Date: Jan 2004 Location: Whore Island Posts: 14,445	Definately contact an attorney

02-28-2007, 07:01 PM	#50
warlock5 Confirmed User Join Date: Jan 2004 Location: Uranus Posts: 2,808	Call Fox News, they love stuff, especially Bill O'Reilly. They'll probably plug your sites and forget to censor parts of it.