HOLY FUCK - *denied the mortgage because of what I do for a living*
 

Was pre-approved, offer accepted, subject to financing, inspections etc...

Fuckers denied me, they searched my phone number on google and it came back with some pornographic sites.

I'm steaming. Some ethical shit they say!

:mad:

shoulda put a number that is not connected to yo sites.

That has to be illegal. I'd get a lawyer asap.

I have no idea of the laws but is that really legal? In my country it would be illegal 100% sure to deny for that reason.

My money isn't as good as a fucking doctors? WTF

I don't think so. Being a pronographer is not a protected minority. You can't deny somebody something based on race, religion, etc .. But you can absolutely do it based on what you feel is ethical. :2 cents:

And that is exactlly what they said. My profession is not ethical.

That sucks bro, hope you can find someone else to help you out.

Contact the news, tell them the story, they'll run it, be sure to have them say your sites, you'll get mad traffic and sales, and you won't need the loan.

Not true whatsoever. That falls under abuse of authority. Get a lawyer Makingcoin.

Thanks Jman. Calling a few other banks now. At least the mortgage specialist is understanding. She has everything is a nice package for me for the next bank I decide to deal with.

Yeah, it's bullshit, but I doubt it's illegal.

wtf.. since when do banks google phone numbers??!!

they can do that, banks have turned down seed money for adult sites and companies many times - there are ways around it but not in an open forum

Dude, you probably have access to one of the best resources around for this .. Talk to Mark, he's got the hook up. :)

Most people kinda know to not have porn directly related to them. Dont tell your bank what you do either or you just may get your account closed suddenly.

Just write this experiance off as a lesson learned the hard way. Go buy a different house, and use a different title & financing company.

it's not illegal if they have a sign that says "We Reserve the Right to Refuse Service to Anyone" up in their office.

Your money is dirty!

most US retail banks have internal rules about types of business they will not associate themselves with - gambling and porn are always at the top of the list. that doesn't mean that people/accounts don't slip through the cracks for a while, or that in the case of my bank (Key Bank Private Banking) - they don't turn a blind eye as long as you are not processing porn of gambling transactions with a merchant account through them or something obvious that they can't ignore.

no one should be suprised that a US retail bank doesn't want anything to do with them or their money if you are in porn, gaming etc. its not personal, its often hypocritical and its just life.

seems like some bullshit to me, don't most lenders just check to see the length of time you've been with the employer/company the length of time that employer/company has been in business and the period of time in which you've been steadily collecting a pay check.


http://adultinternetlaw.com/intervie...age_broker.php

Yea dude, i'd get a lawyer

R

maybe after you sue them you wont need financing

wow that's fucked up

That is bullshit you should go to a different bank or take these assholes to court

I think its perfectly legal to deny you for it, they don't want to be associated with porn, but with that said, just get a different phone number and apply with another lender.
WG

No it doesn't. What authority is a private banker exercising over you by refusing your business? Absolutely none. It's a free market, you're free to go elsewhere, and they're free to pick and choose their customers. You have no guarantee by law to bank loans!

What bank was it? You are in Canada, right?

What bank was it? That's fucked up!

You shoulda used a different phone number, like a home phone that isn't related to your business. Or, if you were thinking quickly, just should have acted like you had no idea what they were talking about and said that musta been the last person that had that phone number. Oh well, GFY is a great resource, I am sure someone knows a hungry agent that will work with you. Of course, use a different phone number with the bank now.

damn that sucks. sorry to hear that :(

Yeah I'd like to know what bank it was too.
Now, one of the things I can tell you is this - if it's not your bank/branch and you went through a little known mortgage broker, I think it's normal.

If it's your main bank/branch with account managers that know you and it was declined, I'd start changing banks.

When choosing a mortgage broker, get references from the biggest RealEstate Agents in the area on who the does most of their mortgages.
The more business the mortgage broker does, the more clout she/he has with the banks (banks want to keep them happy and sending business).

all lender check the phone numbers you provide for them against almost every database they can find

they are lending alot of money and want to know EVERYTHING about you they can find

That is 100% correct

What would you sue them for? "They won't let me borrow their money"??! Pornographers aren't a protected minority.

As others have said, use a different number - problem solved.

Are you a retard or what.
Let me tell you how things works.

If some hotshoot in that bank understands what you do for a living and you are a customer and runs a fucking christian newspaper or whatever and write about it.

What the fuck do you think will happen to that bank? They will lose customers just because of you.

Rather to quit 1 customer loose to make 10 others satisified.
Its bizniz.

just Googled my phone numbers just to see . . . . I am clean

Coin hit me up if you need a good mortgage broker. I know guys that will jump on this like a fat kid on a smarty.

wow that really sucks. good luck finding a bank that will accept you bro.

I don't understand how they can legally get away with that

that sux but thats why I have some mainstream sites set up to answer the what do you do question. Also all info are gif's so they cant be searched.

It might not be just an ethics policy on their end. They may view adult income as being potentially unstable.

just buy something you can afford to buy in cash, problem solved...or find other bankroller..

Just FYI.....by happenstance, I used the broker who was the subject of that interview - not because of the interview, just a coincidence.
But if anyone is thinking about calling him after reading the interview........you might want to think again.

yeah i've never used him before just googled it to tell you the truth and was the only relevant thing i could find about the subject in question...

I called your bank and told them your GFY username. They said "We know". :upsidedow

What state are you? I may know a guy that know s some people..you know what I'm saying?

Seriously, some of my clients are mortgage brokers. If I can recommend someone for you I will.
I can't believe that in this market, with new home sales down 2% and 50% in the western states!
Idiots.

:1orglaugh :1orglaugh :1orglaugh

yeah but forclousure rates are UP so banks are being much more choosy who they lend to

Definately contact an attorney

Call Fox News, they love stuff, especially Bill O'Reilly. They'll probably plug your sites and forget to censor parts of it.