What is the best Canadian CC with rewards - GoFuckYourself.com

webgurl · 11-10-2006, 03:48 PM

I am looking to get another creditcard can be personal or business
i need something that gives me awesome benefits like rewards
for spending . So far the one i have sucks and been to lazy to change
it for years the MC Airmiles , TD VISA GOLD
Both gives you no benefits I should have looked in this years ago what a waste

WiredGuy · 11-10-2006, 03:51 PM

Amex is probably the best for rewards. I use RBC Gold Visa because its one of very few USD currency cards that have points, although they're not great in terms of rewards.
WG

webgurl · 11-10-2006, 03:53 PM

Quote:

Originally Posted by WiredGuy

Amex is probably the best for rewards. I use RBC Gold Visa because its one of very few USD currency cards that have points, although they're not great in terms of rewards.
WG

HEY WG whats up !
Yes i have the USD RBC Card as well WOW the rewards for that one
I have to say ROCKS cause you probably know by now this is one of the
very few US cards that offers rewards most banks don't .
As for Amex I had some Platnium Card i recently cancelled I never used
it ever

webgurl · 11-10-2006, 03:54 PM

The issue with AMEX is alot of establishments don't accept AmericanExpress .
I am surprise they are still around ! I heard ePassporte is bigger then them
LOL

WiredGuy · 11-10-2006, 03:59 PM

Quote:

Originally Posted by webgurl

HEY WG whats up !
Yes i have the USD RBC Card as well WOW the rewards for that one
I have to say ROCKS cause you probably know by now this is one of the
very few US cards that offers rewards most banks don't .
As for Amex I had some Platnium Card i recently cancelled I never used
it ever

Yeah, its one of the few USD cards with points but the points aren't great compared to Amex or Avion cards for example. The catalog of what you can spend the points on sucks too, the only thing that caught my interest was the use of private jets you can charter although that starts at 800,000 points.

I do like the rewards program from Amex but they won't issue a USD currency card for us Canadians which really blows, I don't want to get hit with the 1/2 percent currency exchange on each transaction.

WG

Brad Gosse · 11-10-2006, 04:54 PM

Amex + Membership Rewards is the best IMO

webgurl · 11-10-2006, 04:56 PM

Thanks for suggestions guys i prefer a VISA or MC with
rewards , like i said AMex alot of establishments don't take them .
They are bigger in the US i think .

s0laris2 · 11-10-2006, 04:56 PM

RBC USD VIsa Card Rocks cause 1 USD Dollar = 1.5 Points

DjSap · 11-10-2006, 04:56 PM

american express is really good if you fly business class often as you get a free companion ticket every year...

otherwise you have presidents choice mastercard where you can a 2% cash back if you convert it to sears gift cards...

Vitasoy · 11-10-2006, 05:06 PM

Get the one that suits ya.

Just give me the cash:
I spend less than $6000/year: Citibank Enrich or Capital One 1% Cash Rebate Platinum Mastercard
I spend more than $6000/year, and/or I buy gas at Ultramar: National Bank Ultramar Card

I do a lot of my shopping at...
Costco: American Express Costco Platinum Cash Rebate Card
Holt Renfrew: American Express Holt Renfrew Card
Canadian Tire: Canadian Tire Options MasterCard
Shoppers' Drug Mart: CIBC Shoppers Optimum VISA Card
Air Miles Partners (A&P/Dominion, Shell, LCBO, Pharma Plus, etc.): American Express AIR MILES Credit Card
Starbucks: Royal Bank Starbucks Duetto Visa

I buy a lot of gas at...
Canadian Tire Gas Bar: Canadian Tire Options MasterCard
Petro-Canada: Citibank Petro-Points Mastercard
Esso: Royal Bank Esso Visa
Sunoco, UPI, or FS and I have a CAA Membership: MBNA CAA Mastercard
Ultramar: National Bank Ultramar Card

I have a CAA membership:
MBNA CAA Mastercard

I am saving for my child's education and...
I spend between $11,600 and $56,500/year on my credit card: Citibank KidsFutures Mastercard
I spend less than $11,600 or more than $56,500 : MBNA Stay in School Mastercard or Capital One 1% Cash Rebate Platinum Mastercard
I want extras like extended warranty, travel accident insurance, and I have good credit : MBNA Stay in School Mastercard or Citibank Enrich or Capital One 1% Cash Rebate Platinum Mastercard

I want to earn money to give to charity:
Citizens Bank Charity VISAs or National Bank Ultramar Card or Capital One 1% Cash Rebate Platinum Mastercard

I travel a lot, or am saving up to travel and I want to...
Fly or stay in hotels: MBNA Starwood Preferred Guest Mastercard
Book last-minute all-inclusive trips or cruises: MBNA Last Minute Club Mastercard

I'm saving up to buy a car...
Citibank Driver's Edge Mastercard

webgurl · 11-10-2006, 05:09 PM

Quote:

Originally Posted by s0laris2

RBC USD VIsa Card Rocks cause 1 USD Dollar = 1.5 Points

I know !!! I just got that not too long ago i feel like total idiot
for not discovering this card years ago .I used the normal
US TDVisa with no points/rewards whatsoever .
Gosh i feel so sick thinking about what i could have gotten all these
years for sure atleast 15 free Canadian or US trips or so

I really missed out on that one

WiredGuy · 11-10-2006, 05:18 PM

Quote:

Originally Posted by webgurl

I know !!! I just got that not too long ago i feel like total idiot
for not discovering this card years ago .I used the normal
US TDVisa with no points/rewards whatsoever .
Gosh i feel so sick thinking about what i could have gotten all these
years for sure atleast 15 free Canadian or US trips or so

I really missed out on that one

The thing is, the catalog of what you can redeem with RBC USD Visa's aren't that great.
WG

webgurl · 11-10-2006, 05:37 PM

Quote:

Originally Posted by WiredGuy

The thing is, the catalog of what you can redeem with RBC USD Visa's aren't that great.
WG

yeah i know atleast they have starbucks

On serious note , you can go on trips with the points all over
canada and US . So right there to me is worth it .

madawgz · 11-10-2006, 05:41 PM

doesnt Visa give away tons of cool rewards?

directfiesta · 11-10-2006, 05:53 PM

Quote:

Originally Posted by webgurl

Thanks for suggestions guys i prefer a VISA or MC with
rewards , like i said AMex alot of establishments don't take them .
They are bigger in the US i think .

I use Amex gold most everywhere in Canada ..

I pay my data centers, canada post, vonage , cell phone, restaurants, etc ...

I get about 3 to 4 ait tickets ( Aeroplan ) to the south a year

WiredGuy · 11-10-2006, 06:07 PM

Quote:

Originally Posted by webgurl

yeah i know atleast they have starbucks

On serious note , you can go on trips with the points all over
canada and US . So right there to me is worth it .

The redemption rate is horrible compared to the Avion cards for example though. Avion points are really good, but they're only on CDN cards

Not to mention you have to book through their travel agency which are much more expensive than expedia or travelocity.

WG

11-10-2006, 03:48 PM	#1
webgurl Confirmed User Join Date: Aug 2002 Location: Clouds with Carebears Posts: 7,954	What is the best Canadian CC with rewards I am looking to get another creditcard can be personal or business i need something that gives me awesome benefits like rewards for spending . So far the one i have sucks and been to lazy to change it for years the MC Airmiles , TD VISA GOLD Both gives you no benefits I should have looked in this years ago what a waste

11-10-2006, 03:51 PM	#2
WiredGuy Pounding Googlebot Industry Role: Join Date: Aug 2002 Location: Canada Posts: 34,486	Amex is probably the best for rewards. I use RBC Gold Visa because its one of very few USD currency cards that have points, although they're not great in terms of rewards. WG __________________ I play with Google.

11-10-2006, 04:54 PM	#6
Brad Gosse Confirmed User Join Date: Jan 2002 Location: Carpal Tunnel Posts: 2,616	Amex + Membership Rewards is the best IMO __________________ Free Clipart

11-10-2006, 04:56 PM	#8
s0laris2 Confirmed User Join Date: Jun 2002 Posts: 317	RBC USD VIsa Card Rocks cause 1 USD Dollar = 1.5 Points __________________

11-10-2006, 04:56 PM	#9
DjSap Confirmed User Join Date: Jul 2002 Posts: 3,869	american express is really good if you fly business class often as you get a free companion ticket every year... otherwise you have presidents choice mastercard where you can a 2% cash back if you convert it to sears gift cards... __________________ Blog Themes, TGP Design, Writing Services, Grunt Work ICQ: 66871495

11-10-2006, 03:54 PM	#4
webgurl Confirmed User Join Date: Aug 2002 Location: Clouds with Carebears Posts: 7,954	The issue with AMEX is alot of establishments don't accept AmericanExpress . I am surprise they are still around ! I heard ePassporte is bigger then them LOL

11-10-2006, 05:06 PM	#10
Vitasoy GFY HALL OF FAME DAMMIT!!! Join Date: Oct 2003 Posts: 58,202	Get the one that suits ya. Just give me the cash: I spend less than $6000/year: Citibank Enrich or Capital One 1% Cash Rebate Platinum Mastercard I spend more than $6000/year, and/or I buy gas at Ultramar: National Bank Ultramar Card I do a lot of my shopping at... Costco: American Express Costco Platinum Cash Rebate Card Holt Renfrew: American Express Holt Renfrew Card Canadian Tire: Canadian Tire Options MasterCard Shoppers' Drug Mart: CIBC Shoppers Optimum VISA Card Air Miles Partners (A&P/Dominion, Shell, LCBO, Pharma Plus, etc.): American Express AIR MILES Credit Card Starbucks: Royal Bank Starbucks Duetto Visa I buy a lot of gas at... Canadian Tire Gas Bar: Canadian Tire Options MasterCard Petro-Canada: Citibank Petro-Points Mastercard Esso: Royal Bank Esso Visa Sunoco, UPI, or FS and I have a CAA Membership: MBNA CAA Mastercard Ultramar: National Bank Ultramar Card I have a CAA membership: MBNA CAA Mastercard I am saving for my child's education and... I spend between $11,600 and $56,500/year on my credit card: Citibank KidsFutures Mastercard I spend less than $11,600 or more than $56,500 : MBNA Stay in School Mastercard or Capital One 1% Cash Rebate Platinum Mastercard I want extras like extended warranty, travel accident insurance, and I have good credit : MBNA Stay in School Mastercard or Citibank Enrich or Capital One 1% Cash Rebate Platinum Mastercard I want to earn money to give to charity: Citizens Bank Charity VISAs or National Bank Ultramar Card or Capital One 1% Cash Rebate Platinum Mastercard I travel a lot, or am saving up to travel and I want to... Fly or stay in hotels: MBNA Starwood Preferred Guest Mastercard Book last-minute all-inclusive trips or cruises: MBNA Last Minute Club Mastercard I'm saving up to buy a car... Citibank Driver's Edge Mastercard __________________ [email protected]

11-10-2006, 05:41 PM	#14
madawgz 8.8.8.8 Industry Role: Join Date: Mar 2006 Location: Noordermarkt Posts: 30,509	doesnt Visa give away tons of cool rewards? __________________ TAEMDLRMSKRJIXMRLSMRJ.