Agree - Totally absurd.

Can't remember... what global banking region is Canada within? Is is mixed up with the US or on it's own? We are in the Caribbean and Latin America region and little processing facilities worth mentioning, so have a biz base in the EU which can cover processing. (Sure not interested in any sperm counts with the US on this).

poor canadians


lol

If you're talking Visa specifically, than Canada is it's own region.

Thanks Kris.... was just wondering what the big deal is with processing in Canada. From past history it appears banks have had a problem with high risk - and had some crap thrown at them, tho not particularly by the adult biz.

Believe the global banking regions own companies like VISA which is kinda handy in a way - if a banking region does not like VISA ideas, - that horse don't run. (Example of that was the proposal to charge $700 something where only the US accepted that kind offer and a DNA test - and was rejected by all other global banking regions.)

Only my :2 cents: - think any serious webmaster really needs to be "global" and structure their biz affairs to best advantage - and make provision for having processing ability in whatever regions are suitable. The EU is an obvious candidate, simply because there are several processors in that region. It's only my rant again.. but prefer to see a processor with provision within their biz model to cover webmaster funds should the TPP encounter problems. The only two processors who have such a model are in the EU - the rest all offer free drinks at conventions as a confidence booster and convey the impression of stability/security, - but offer no security.

Notice the same processing problem appears with Aussie webmasters (tho not sure it's as bad as Canada?). Again, the solution may be - go global.

Yeah, Canadian banks generally frown upon high risk transactions. I'm interested to know more about nudecanada's story, as I have heard rumblings in the past that Moneris would do high risk if you jump through the proper rings. It surprises me though, since Moneris is run by two of Canada's biggest banks.

Going global is a great idea, but it's tough for the small time people like myself. I came in to the industry in 2002 ready to launch a great paysite. I spent tons of time and cash on content, design, etc. And then shortly after it launched, bam, new Visa regulations and I couldn't process anymore.

OK Guys
lets summarize the options for Canadian webmasters for VISA
1. Incorporate in EU or US
2. Forget Visa
3. Get a merchant account ??
4. Use little known or unknown billing processors

Can sone Canadian webmastrs please step forward and suggest what you are using or recommending.
PLEASE

Go to Vegas & set up a corp.

Do I understand right ?

You charge 14.85% processing fees
+
15% to send checks ?
(Fees for Segpay Checks
The service fee for Segpay Checks is 15% of the Client's Total Revenue after the deduction of End-User Refunds. )

If this is right, it is totally insane.

well..I don't think you going to have to worry about them much longer! 1 less headache for ya! :thumbsup

Why not look at the join pages of most Canadian programs. Most of them are incorporated in the US or EU. If you're willing to jump through all the legal hoops, it's the smartest option.

Some of the bigger guys have their own merchant account, but you need to have good volume to get a merchant account. And unless you can find a Canadian bank that will give you a high risk merchant account, you'll still need to incorporate in the US/EU as the cross border acquiring regulations still apply.

Some of the smaller guys use the "no-name" processors, but we all know what happens there.

Verotel Pro is a solid option as well. It'll cost you $1500 and they incorporate you in EU, but I'm sure it's less than the necessary legal fees to do it on your own.

As far as I know they do. In fact I am sure they do, on the membership setup anyway.

We have just set up with them, very fast and very helpful. They even changed things for us a bit and allowed us to do what we needed. Steve was very helpful. I looked everywhere for another way of doing it, and we have started an application with Moneris. They tell me that they provide merchant accounts for high risk, and there is no fee for an application, so it wont hurt to see.

We are Canadian, and that is the way we sorted ourselves out after Paymonde, we are now up and running again, taking Visa, MasterCard, Discover, JCB etc. Hope this help RegUser.

Jake

Regarding number 1. It's not as easy as just incorporating in the EU or US. CCBill, for example, requires the "principle" to be a European or American citizen respectively. Incorporating in a foreign country is reletively easy - it's some of the other stuff, that varies from sponsoring bank to sponsoring bank, and therefore processor to processor, that can be the showstopper for many Canucks. CCBill can tell you more about what their bank specifically requires.

I believe that fee is for accepting checks from customers, not sending them to the merchant.

Disclaimer: I'm not affiliated with SegPay, we are better :)

To the best of my knowledge, current 3rdy party options for Aussies with minimal effort to utilise are Verotel & Hughes.

For the paperwork inclined we can also get incorporated + a principle and use either EU or USA 3rd party options, where region emphasis is a requirement.

There their is also the option of useing the above method, but getting a MA instead of using the 3rd party option.

And lastly there is also one bank down here,(not saying which on) just recently allowing MA's for adult to be applyed for. With the condition that their prefered gateway provider/s are used. Visa/MC only.

-N

Those are the processing fees for accepting credit cards and online check transactions.

SegPay does not issue payments by check to our merchants/clients. The payouts are sent weekly via wire or ePassporte.

Inet-cash have been reliable for me for the last 3 years. Payout on time via wire transfer.

They are based in Germany which has the most adult sites after the US. The majority of the site is in German but is not too difficult to translate using babelfish or just email them and ask them if they accept candian webmasters they have always answered my emails sent in English (does take them a bit longer than emailling in German though)

http://www.inet-cash.de/anmelden.php?lang=en

Watch out for webstream. Their fraud protections is less than good, our old company got hit with TENS OF THOUSANDS of fraud with them, WE INFORMED THEM THAT THE TRANSACTIONS WERE FRAUD, and they still nailed US for it, even though it was THEIR fraud protection that let the transactions slip through.
They don't track if they pay out on the fraud, they just pay out and sort the rest out after the fact.

Verotel ticketsclub is the way to go , start with that and then move to Pro once you're comfortable ..

They are an awesome stable company !

Please excuse the cross posting...

It's been a while since I took a look at what's actually necessary to incorporate in the US. I remember there's was something about the principal owner needing to be a US citizen or something along those lines.

Now, would someone with dual citizenship (US and Canadian) residing in Canada be able to incorporate a US business and then register with Paycom, CCBill et al?

that is correct kris.
you will ID issued in US.

100.............

How is their customer support?
Are they better than eurobill?

do they process in USD?

i think they do but their TOS state no porn
so how do you do it?

I just spent weeks jumping through MANY hoops for Moneris and today was declined for having a teen section in my content store. They had already told me I wasn't doing anything on the prohibited list.

as far as CCBILL is concerned just establishing a US corporation isn't going to fly with them - the principle of the US corp must be a US resident. Which means you need an American resident you trust 100% to become the principle of your US corp.

Paycom I am told isn't as stringent, you can set up a US corp and don't have to prove that you are an American resident. Actually I know this is true because I know Canadians with US corps they are the principle of who have Paycom processing.

I was just rejected by Eurobill. They will only do subscription sites without your own merchant account.

hmmmmm
any other processor

anyone tried
inetcash
billing france

yes they do.

you are wrong. they DO process adult.

There is still no compliant provision for Canadian owned businesses to process high risk transactions.

Im trying out www.intabill.com but I did a mail around and there were maybe 5 companies willing to process for me - being in Australia...

Can you show me one high-risk site that is currently processing using Moneris?

Canadian Billing Solutions
 

MerchantPay (Jersey) are appointed sales agents for selected European based payment procesors offering low cost merchant accounts and 3rd Party solutions to Canadian and non-European business for both Visa and Mastercard. For merchant accounts, an EU corporation is required but we can handle this direct.

The Processors we represent have been working with Adult for over 4 years and operate a secure PCI-compliant gateway in addition to using a separate Escrow bank to hold all merchant funds.

If anyone on the Board wants any further information on how to access European acquirers, please email me on [email protected] or icq me on 469-795-576.

Regards

Vince Charlton

intabill....hmmmm
new processor I guess

intabill can only work with australian accounts

any comments on their support?

They support pharmacy and gambling, I dunno how much I'd trust them to stick around.

Besides that, the $50 a week management fee seemed a little excessive on top of 7.5% +$2.50/ transaction.

well
I have been paying almost 15-16% already so high transaction cost is not the problem. Stability is more desireable.

Credit Card Processing
 

Hey Reg I'm with Adult Pay Processing. We can handle Candian payments. Hit me up on ICQ and we'll take care of what you need.

ICQ:352564422