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Old 08-29-2006, 05:09 PM   #1
BradM
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How can you NOT have insurance these days?

I was in the hospital last month with a colon infection. I just got the statement from bluecross showing my amounts VS what was covered.

7,143.
For a day. Granted I had a lot of tests/drugs etc... I mean shit. That's INSANE! I can't imagine not having insurance and having to fork that over.
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Old 08-29-2006, 05:10 PM   #2
Adult Warden
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Good thing you had insurance...thats a nice hospital bill
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Old 08-29-2006, 05:12 PM   #3
After Shock Media
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To answer your question, very simply.

Have a pre existing condition from early youth that is very broad. You will be unable to get insurance unless your willing to shell out a crap load each month, or can sneak into a group plan unnoticed. Or you can opt to be poor, live on 782.00 a month and qualify for medical and medicare.

7+k for a visit isnt bad. My last one cost me 48k and some change. I.E. Why I put a lot into savings.
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Old 08-29-2006, 05:13 PM   #4
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Got a better one they send my wife to a specialist, he ran 3 grand in blood tests in one day. Now was that needed or was it the insurance comany is paying so fucked it
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Old 08-29-2006, 05:15 PM   #5
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We don't need it here. We have an NHS...
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Old 08-29-2006, 05:35 PM   #6
E$_manager
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I still don't have any. I am very much afraid that something will happend...
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Old 08-29-2006, 05:43 PM   #7
minusonebit
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Get sick in Canada...
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Old 08-29-2006, 05:52 PM   #8
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Originally Posted by minusonebit
Get sick in Canada...
...and....
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Old 08-29-2006, 05:55 PM   #9
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Originally Posted by Cristie
...and....
We don't need no stinkin' health insurance up here. The rich people pay everyone's hospital bills when they file their income taxes.
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Old 08-29-2006, 06:16 PM   #10
E$_manager
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Originally Posted by evildick
We don't need no stinkin' health insurance up here. The rich people pay everyone's hospital bills when they file their income taxes.
I lie your country. Like Robin Goods' principle. Rich people pay for others.
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Old 08-29-2006, 06:46 PM   #11
Quotealex
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Quote:
Originally Posted by Cristie
I lie your country. Like Robin Goods' principle. Rich people pay for others.
Actually, it's the middle class that pay for everyone. Rich people make very little taxable income
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Old 08-29-2006, 06:50 PM   #12
pocketkangaroo
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Originally Posted by tony404
Got a better one they send my wife to a specialist, he ran 3 grand in blood tests in one day. Now was that needed or was it the insurance comany is paying so fucked it
Funny you bring that up about blood tests. I went in a few months back because I was having trouble getting to sleep at night. I was basically looking for some sleeping pills, maybe some advice, as well as a physical.

The guy runs $1500 in blood tests for all sorts of diseases and conditions. Tells me they come back find and puts me on some Ambien. I believe he did the blood tests in house and probably made a pretty penny off my insurance company.
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Old 08-29-2006, 07:04 PM   #13
Webby
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Fraud is legal and alive and kicking in the healthcare biz?

Sheesh.. who owns who?
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Old 08-29-2006, 07:05 PM   #14
L-Pink
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Three years ago I was in the hospital for Four days. I had a bill of about 30 grand of which $8000.00 was for morphine. Would have been cheaper to score heroin. What kind of a gross profit % are they running?
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Old 08-29-2006, 07:07 PM   #15
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Originally Posted by L-Pink
Three years ago I was in the hospital for Four days. I had a bill of about 30 grand of which $8000.00 was for morphine. Would have been cheaper to score heroin. What kind of a gross profit % are they running?
Sheesh man - it's cheaper getting a private flight out of the country to the same hospital chains in another country with the same level of care at a third of the cost.
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Old 08-29-2006, 07:19 PM   #16
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Originally Posted by Webby
Sheesh man - it's cheaper getting a private flight out of the country to the same hospital chains in another country with the same level of care at a third of the cost.
Webby, I could not agree more.

Given one is able to fly out, they can get some incredible service (if not better than you get in the USA) and care for 1/3 of the cost.
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Old 08-29-2006, 07:22 PM   #17
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BTW... you don't even want to know how much a 10 days SARS quarantine cost in the USA.

Some of you remember that old pic of me that is floating around with the big G in my eye and a SARS mask. HAHAHA. I still laugh over that one. Oh the memories.
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Old 08-29-2006, 07:23 PM   #18
L-Pink
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Originally Posted by Webby
Sheesh man - it's cheaper getting a private flight out of the country to the same hospital chains in another country with the same level of care at a third of the cost.
Webby, my $365. month insurance pays for it. That still doesn't mean massive price gouging isn't taking place. Or, is it medical malpractice insurance premiums driving costs?
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Old 08-29-2006, 07:24 PM   #19
MaddCaz
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yea insurance is imperative
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Old 08-29-2006, 07:30 PM   #20
E$_manager
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Originally Posted by Alex from Montreal
Actually, it's the middle class that pay for everyone. Rich people make very little taxable income
Like in any country, i guess.
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Old 08-29-2006, 07:44 PM   #21
Webby
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Quote:
Originally Posted by L-Pink
Webby, my $365. month insurance pays for it. That still doesn't mean massive price gouging isn't taking place. Or, is it medical malpractice insurance premiums driving costs?
Got ya!

I was just checking some stuff (tho not got the paperwork here right now) - apparently we have private international healthcare cover and this includes air ambulance services if there was a need (some islands may not have full medical facilites) - and this costs just over $100/month.

One bit worth noting - the air ambulance flights will take you to Canada, the EU or wherever the nearest South American country with suitable facilities - the choice of where you go is a personal one (tho may be based on urgency - depending).

The moment you elect to fly to, eg Florida or the US - that's another policy and the cost jumps up to over $600/month. Suppose, if anything, that kinda matches the cost of healthcare in the US.

Was just checking medical air services - there is even what looks like a ripoff on costs if you charter an air ambulance in the US to go elsewhere - they can't give a price - all "negotiable" - presumably hoping for some stitchup on insurance claims.

While thinking of this - dunno why we bother with this policy - healthcare here is good and often in private clinics operated by US hospital chains - the difference is the costs are averaging 25%-33% of the US rate. Makes you think

BTW.. On your morphine costs - spent three days in a private clinic here (US owned and operated) and got two morphine shots and the total bill was fractionally under $800.

Sure.. smells like mass ripoff pricing to a level that makes any drug cartel look improvised.
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Old 08-29-2006, 07:47 PM   #22
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Originally Posted by DirtyWhiteBoy
BTW... you don't even want to know how much a 10 days SARS quarantine cost in the USA.

Some of you remember that old pic of me that is floating around with the big G in my eye and a SARS mask. HAHAHA. I still laugh over that one. Oh the memories.


The pleasures of international living
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Old 08-29-2006, 07:53 PM   #23
L-Pink
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$600. plus per day for private hospital room., free popsicles and soft drinks.

Hilton Suites across the street $150. per night, Heineken from mini-fridge $5. a bottle.


?????????????????
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Old 08-29-2006, 07:57 PM   #24
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I pay 52 bucks a month for insurance..although I haven't had to go to the hospital yet,I'm thankful it's that cheap
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Old 08-29-2006, 07:59 PM   #25
Webby
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Originally Posted by L-Pink
$600. plus per day for private hospital room., free popsicles and soft drinks.

Hilton Suites across the street $150. per night, Heineken from mini-fridge $5. a bottle.


?????????????????
Is $600/day for the room alone?? (and the soft drinks )

Shit.. sounds like I got off light at the rates of the Hilton and a total bill of $800 - sounds like same spec - ie private rooms in a "medical hotel".
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Old 08-29-2006, 08:02 PM   #26
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Get sick in Canada...
And end up dead waiting in the waiting room... lol
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