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To answer your question, very simply.
Have a pre existing condition from early youth that is very broad. You will be unable to get insurance unless your willing to shell out a crap load each month, or can sneak into a group plan unnoticed. Or you can opt to be poor, live on 782.00 a month and qualify for medical and medicare.
7+k for a visit isnt bad. My last one cost me 48k and some change. I.E. Why I put a lot into savings.
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