Oh hell yeah, my insurance is gonna have to pay for my contents lost during Katrina! - GoFuckYourself.com

mardigras · 07-11-2006, 09:11 PM

If you've followed my saga you'll know my insurance paid (after deductable) $157.40 for my totally unlivable house.

I hired a roofer based on his deal to fight the insurance company for a proper settlement.

A much nicer guy from my insurance company met him than had done the initial assessment. He agreed totally that the first assessment was inadequate and everything my roofer pointed out should have been covered.

When he was done with the roofer I asked him if he could look at the rest of the house. This man took his time taking measurements, pictures, notes inside and out.

When the insurance sent the supplimental check covering the roof they also included over twice the amount based on other damages based on the 2nd adjusters observations and a detailed breakdown of what the adjustments were for.

Here's the *peach*: every room in my house now has from my insurance company in their own writing noted damage due to ROOF BREACH. This verifies what I told them about water coming into the house through the ceiling long before the flood water came.

That is all I need to nake them pay the contents part of my policy.

As I pulled everything from my house before it was hauled away I not only made a written inventory I also took digital pictures of everything.

munki · 07-11-2006, 09:13 PM

Props.. glad its working out end of the day.

mattz · 07-11-2006, 09:15 PM

sorry to hear about your loss - hopfully the insurance comes threw! sounds like it should

mardigras · 07-11-2006, 09:16 PM

Quote:

Originally Posted by MikyMunki

Props.. glad its working out end of the day.

Yeah, long days.
Some workers busted through the wrong wall the other day

Bdiddy · 07-11-2006, 09:16 PM

Great news...congrats!

mardigras · 07-11-2006, 09:17 PM

Quote:

Originally Posted by mattz

hopfully the insurance comes threw! sounds like it should

I've got a couple people rattling their chains better than I was. I think it's going to be fine

sharp · 07-11-2006, 09:21 PM

how bout dem atm kardz.

fallenmuffin · 07-11-2006, 10:21 PM

Nice, I documented everything when Charlie hit my town. Localy nothing was damaged (i think our house was the only one still standing, lol.) Good work and hope it all comes through.

Kimo · 07-11-2006, 10:28 PM

at first i thought you meant theyd have to pay for your lost CONTENT haha...

i spent just over 2 months in new orleans after katrina, and i am very sorry for your loss

BusterBunny · 07-11-2006, 10:34 PM

congrats to the winner

mardigras · 07-11-2006, 10:35 PM

Quote:

Originally Posted by astar

how bout dem atm kardz.

Never saw one. Hopefully during all the fraud some went to people that really made a difference.

mardigras · 07-11-2006, 10:36 PM

Quote:

Originally Posted by Kimo

at first i thought you meant theyd have to pay for your lost CONTENT haha...

Trust me... I have piles of discs in my pictures

EDepth · 07-11-2006, 10:53 PM

you got lucky, seems everyone is getting screwed by the lame 'flood water is not covered'

wdsguy · 07-11-2006, 11:17 PM

2nd insurance guy is getting fired soon for costing the company too much dough

bdld · 07-11-2006, 11:18 PM

can't believe it's taken this long to get it settled

mardigras · 07-12-2006, 05:27 AM

Quote:

Originally Posted by EDepth

you got lucky, seems everyone is getting screwed by the lame 'flood water is not covered'

It's not. Really

And the bad thing is many people were either told they did not need flood insurance or it was not available to them and that the policy they were getting was more than adequate.

But once you have roof breach it's no longer about "flood".

mardigras · 07-12-2006, 05:28 AM

Quote:

Originally Posted by wdsguy

2nd insurance guy is getting fired soon for costing the company too much dough

LOL, bless his heart, hope he finds a better job soon

mardigras · 07-12-2006, 05:29 AM

Quote:

Originally Posted by bdld

can't believe it's taken this long to get it settled

You wouldn't believe how many people are still fighting and haven't gotten a penny.

07-11-2006, 09:11 PM	#1
mardigras Bon temps! Join Date: Feb 2003 Location: down yonder Posts: 14,194	Oh hell yeah, my insurance is gonna have to pay for my contents lost during Katrina! If you've followed my saga you'll know my insurance paid (after deductable) $157.40 for my totally unlivable house. I hired a roofer based on his deal to fight the insurance company for a proper settlement. A much nicer guy from my insurance company met him than had done the initial assessment. He agreed totally that the first assessment was inadequate and everything my roofer pointed out should have been covered. When he was done with the roofer I asked him if he could look at the rest of the house. This man took his time taking measurements, pictures, notes inside and out. When the insurance sent the supplimental check covering the roof they also included over twice the amount based on other damages based on the 2nd adjusters observations and a detailed breakdown of what the adjustments were for. Here's the peach: every room in my house now has from my insurance company in their own writing noted damage due to ROOF BREACH. This verifies what I told them about water coming into the house through the ceiling long before the flood water came. That is all I need to nake them pay the contents part of my policy. As I pulled everything from my house before it was hauled away I not only made a written inventory I also took digital pictures of everything.

07-11-2006, 09:13 PM	#2
munki Do Fun Shit. Industry Role: Join Date: Dec 2004 Location: OC Posts: 13,393	Props.. glad its working out end of the day. __________________ “I have the simplest tastes. I am always satisfied with the best.” -Oscar Wilde

07-11-2006, 09:16 PM	#5
Bdiddy Confirmed User Join Date: Mar 2006 Location: Seattle & Manila Posts: 2,456	Great news...congrats! __________________ "..and which one of you had the prime rib?" - Waiter "frankly, I don't see how that's any of your business!" - Peter Griffin

07-11-2006, 10:28 PM	#9
Kimo ... Join Date: Jan 2006 Location: Maryland ICQ:87038677 Posts: 11,542	at first i thought you meant theyd have to pay for your lost CONTENT haha... i spent just over 2 months in new orleans after katrina, and i am very sorry for your loss __________________ ...

07-11-2006, 10:34 PM	#10
BusterBunny perverted justice decoy Join Date: Aug 2005 Location: unborn still in the womb connected via blackberry Posts: 19,291	congrats to the winner __________________ my sig caught gonoherpasyphilaids and died

07-11-2006, 09:15 PM	#3
mattz Confirmed User Industry Role: Join Date: Dec 2001 Location: AZ Posts: 7,697	sorry to hear about your loss - hopfully the insurance comes threw! sounds like it should

07-11-2006, 09:21 PM	#7
sharp Confirmed User Join Date: Jan 2003 Posts: 7,006	how bout dem atm kardz.

07-11-2006, 10:21 PM	#8
fallenmuffin Confirmed User Industry Role: Join Date: Nov 2005 Posts: 8,170	Nice, I documented everything when Charlie hit my town. Localy nothing was damaged (i think our house was the only one still standing, lol.) Good work and hope it all comes through.

07-11-2006, 10:53 PM	#13
EDepth Confirmed User Join Date: Nov 2005 Location: Seattle, WA Posts: 510	you got lucky, seems everyone is getting screwed by the lame 'flood water is not covered'

07-11-2006, 11:17 PM	#14
wdsguy Ryde or Die Industry Role: Join Date: Dec 2002 Location: California-Shanghai Posts: 19,568	2nd insurance guy is getting fired soon for costing the company too much dough

07-11-2006, 11:18 PM	#15
bdld $100,000 Join Date: Dec 2001 Posts: 11,452	can't believe it's taken this long to get it settled