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-   -   Oh hell yeah, my insurance is gonna have to pay for my contents lost during Katrina! (https://gfy.com/showthread.php?t=632297)

mardigras 07-11-2006 09:11 PM

Oh hell yeah, my insurance is gonna have to pay for my contents lost during Katrina!
 
If you've followed my saga you'll know my insurance paid (after deductable) $157.40 for my totally unlivable house.

I hired a roofer based on his deal to fight the insurance company for a proper settlement.

A much nicer guy from my insurance company met him than had done the initial assessment. He agreed totally that the first assessment was inadequate and everything my roofer pointed out should have been covered.

When he was done with the roofer I asked him if he could look at the rest of the house. This man took his time taking measurements, pictures, notes inside and out.

When the insurance sent the supplimental check covering the roof they also included over twice the amount based on other damages based on the 2nd adjusters observations and a detailed breakdown of what the adjustments were for.

Here's the *peach*: every room in my house now has from my insurance company in their own writing noted damage due to ROOF BREACH. This verifies what I told them about water coming into the house through the ceiling long before the flood water came.

That is all I need to nake them pay the contents part of my policy. :thumbsup

As I pulled everything from my house before it was hauled away I not only made a written inventory I also took digital pictures of everything. :upsidedow

munki 07-11-2006 09:13 PM

Props.. glad its working out end of the day.

mattz 07-11-2006 09:15 PM

sorry to hear about your loss - hopfully the insurance comes threw! sounds like it should

mardigras 07-11-2006 09:16 PM

Quote:

Originally Posted by MikyMunki
Props.. glad its working out end of the day.

Yeah, long days.
Some workers busted through the wrong wall the other day:Oh crap

Bdiddy 07-11-2006 09:16 PM

Great news...congrats!

mardigras 07-11-2006 09:17 PM

Quote:

Originally Posted by mattz
hopfully the insurance comes threw! sounds like it should

I've got a couple people rattling their chains better than I was. I think it's going to be fine:)

sharp 07-11-2006 09:21 PM

how bout dem atm kardz.

fallenmuffin 07-11-2006 10:21 PM

Nice, I documented everything when Charlie hit my town. Localy nothing was damaged (i think our house was the only one still standing, lol.) Good work and hope it all comes through.

Kimo 07-11-2006 10:28 PM

at first i thought you meant theyd have to pay for your lost CONTENT haha...

i spent just over 2 months in new orleans after katrina, and i am very sorry for your loss

BusterBunny 07-11-2006 10:34 PM

congrats to the winner

mardigras 07-11-2006 10:35 PM

Quote:

Originally Posted by astar
how bout dem atm kardz.

Never saw one. Hopefully during all the fraud some went to people that really made a difference.:Oh crap

mardigras 07-11-2006 10:36 PM

Quote:

Originally Posted by Kimo
at first i thought you meant theyd have to pay for your lost CONTENT haha...

Trust me... I have piles of discs in my pictures:winkwink:

EDepth 07-11-2006 10:53 PM

you got lucky, seems everyone is getting screwed by the lame 'flood water is not covered'

wdsguy 07-11-2006 11:17 PM

2nd insurance guy is getting fired soon for costing the company too much dough

bdld 07-11-2006 11:18 PM

can't believe it's taken this long to get it settled

mardigras 07-12-2006 05:27 AM

Quote:

Originally Posted by EDepth
you got lucky, seems everyone is getting screwed by the lame 'flood water is not covered'

It's not. Really:(
And the bad thing is many people were either told they did not need flood insurance or it was not available to them and that the policy they were getting was more than adequate.

But once you have roof breach it's no longer about "flood".

mardigras 07-12-2006 05:28 AM

Quote:

Originally Posted by wdsguy
2nd insurance guy is getting fired soon for costing the company too much dough

LOL, bless his heart, hope he finds a better job soon:upsidedow

mardigras 07-12-2006 05:29 AM

Quote:

Originally Posted by bdld
can't believe it's taken this long to get it settled

You wouldn't believe how many people are still fighting and haven't gotten a penny. :(


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