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Old 06-03-2006, 02:17 PM   #1
Darren
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Anyone use Premium bonds?

Well i know the AER is low (about 3%) but the chance to win a million sounds fun... thoughts?
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Old 06-03-2006, 04:01 PM   #2
Scotty.T
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Did you just see Sir Alan on TV

It has been a reasonable investment for me. But only from the point when i had the max invested.. I am getting same rate of return as the bank and their is the possibility of hitting hahaha163;1M.
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Old 06-04-2006, 02:37 AM   #3
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Scotty can you icq me 46335817
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Old 06-04-2006, 02:43 AM   #4
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AER? you have the url to more info handy?
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Old 06-04-2006, 02:51 AM   #5
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Woj, Im certain its a UK only thing. Darren, I had some as a kid and won hahaha163;50 which paid for my first bike. I think in reality they are a nice sound investment to balance a portfolio due to the no risk strategy.

In fact youve got me thinking I may get some as I have the higher risk investments and need some balance, and as you say the possibility of copping a bigger prize does make it more interesting.
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Old 06-04-2006, 02:52 AM   #6
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That hahaha nonsense was 50 quid.
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Old 06-04-2006, 04:55 AM   #7
Scotty.T
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Quote:
Originally Posted by woj
AER? you have the url to more info handy?
http://www.nsandi.co.uk

But I am pretty certain you have to reside in UK.

There is no guaranteed income BTW, it purely relies on winning tickets to generate income.
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Old 06-04-2006, 06:40 AM   #8
Sarah_Jayne
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I have 100 pounds worth. So far I haven't won the million.
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Old 06-04-2006, 08:41 AM   #9
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Plus you get your money back whenever you want, if you've got spare cash it'll be stoopid not to. I've had the forms lying around for ages and not managed to fill them in yet.

I guess I must be stoopid
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Old 06-04-2006, 08:57 AM   #10
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I have had hahaha163;10k worth of premium bonds since I wasa kid and I havent won shit. Great thing about them is that it is a lottery that you get your money back on the ticket even if you lose.
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Old 06-04-2006, 08:59 AM   #11
Sarah_Jayne
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yeah, exactly. My idea is that if I don't play the lottery (I used to) but put that money into bonds atleast I am not losing anything and i I struck lucky a million would be fine with me.
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