Someone finally gave me some decent info on this board. - GoFuckYourself.com

wedouglas · 05-25-2006, 10:05 AM

I forget who, but they recomended I try lowering my use of the CC, even though I pay it off completely several times a month and never miss a payment.

One person I here said it was because I don't use enough of it. WRONG.

I stopped using it to pay bills, moved that to my debit card, and it jumped 60 points this month.

AmateurFlix · 05-25-2006, 10:08 AM

Quote:

Originally Posted by wedouglas

I stopped using it to pay bills, moved that to my debit card,

be careful about using your debit card - with cc's you usually aren't liable for any fraudulent purchases (if someone were to steal your card #)

however if I'm not mistaken most debit cards have no such protection, so if someone steals your card # they could clear out your checking account and you probably wouldn't be able to get the money back

TampaToker · 05-25-2006, 10:11 AM

Quote:

Originally Posted by AmateurFlix

be careful about using your debit card - with cc's you usually aren't liable for any fraudulent purchases (if someone were to steal your card #)

however if I'm not mistaken most debit cards have no such protection, so if someone steals your card # they could clear out your checking account and you probably wouldn't be able to get the money back

Depends who you bank with really. I had a issue serveral months back and Bank Of America had a policy that all funds are placed back in your account in 24 hours. Needless to say i got my money back

Hollywood376 · 05-25-2006, 10:24 AM

Quote:

Originally Posted by AmateurFlix

be careful about using your debit card - with cc's you usually aren't liable for any fraudulent purchases (if someone were to steal your card #)

however if I'm not mistaken most debit cards have no such protection, so if someone steals your card # they could clear out your checking account and you probably wouldn't be able to get the money back

Debit cards with visa/mc logo carry the same protections that regular CC's carry.

JMM · 05-25-2006, 10:35 AM

Quote:

Originally Posted by Hollywood376

Debit cards with visa/mc logo carry the same protections that regular CC's carry.

No, they do not.

05-25-2006, 10:05 AM	#1
wedouglas So Fucking Banned Join Date: Aug 2004 Location: Dearborn, MI Posts: 5,921	Someone finally gave me some decent info on this board. I forget who, but they recomended I try lowering my use of the CC, even though I pay it off completely several times a month and never miss a payment. One person I here said it was because I don't use enough of it. WRONG. I stopped using it to pay bills, moved that to my debit card, and it jumped 60 points this month.