Someone finally gave me some decent info on this board.

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  • wedouglas
    So Fucking Banned
    • Aug 2004
    • 5921
    #1

    Someone finally gave me some decent info on this board.

    I forget who, but they recomended I try lowering my use of the CC, even though I pay it off completely several times a month and never miss a payment.

    One person I here said it was because I don't use enough of it. WRONG.

    I stopped using it to pay bills, moved that to my debit card, and it jumped 60 points this month.
    Tags: None
    • AmateurFlix
      Confirmed User
      • Jul 2004
      • 7762
      #2
      Originally posted by wedouglas
      I stopped using it to pay bills, moved that to my debit card,
      be careful about using your debit card - with cc's you usually aren't liable for any fraudulent purchases (if someone were to steal your card #)

      however if I'm not mistaken most debit cards have no such protection, so if someone steals your card # they could clear out your checking account and you probably wouldn't be able to get the money back

        Comment

        • TampaToker
          Confirmed User
          • May 2006
          • 5828
          #3
          Originally posted by AmateurFlix
          be careful about using your debit card - with cc's you usually aren't liable for any fraudulent purchases (if someone were to steal your card #)

          however if I'm not mistaken most debit cards have no such protection, so if someone steals your card # they could clear out your checking account and you probably wouldn't be able to get the money back

          Depends who you bank with really. I had a issue serveral months back and Bank Of America had a policy that all funds are placed back in your account in 24 hours. Needless to say i got my money back
          Icq 247-742-205

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            • Hollywood376
              Confirmed User
              • Jul 2005
              • 1154
              #4
              Originally posted by AmateurFlix
              be careful about using your debit card - with cc's you usually aren't liable for any fraudulent purchases (if someone were to steal your card #)

              however if I'm not mistaken most debit cards have no such protection, so if someone steals your card # they could clear out your checking account and you probably wouldn't be able to get the money back
              Debit cards with visa/mc logo carry the same protections that regular CC's carry.

              ICQ 251796771

                Comment

                • JMM
                  Confirmed User
                  • Apr 2001
                  • 1755
                  #5
                  Originally posted by Hollywood376
                  Debit cards with visa/mc logo carry the same protections that regular CC's carry.
                  No, they do not.

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