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Old 05-11-2002, 05:49 PM   #1
Biggy2
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how much do you pay for auto insurance?

listen to this bullshit - i fucking hate living in NJ

the state let NJ auto insurance companies redo their tier program.

so im listed as under 21 as an occasional operator..

for renewal, my insurance soared to 3300/year even though i have been driving for over 3 years with no accidents or tickets!

shall i also mention the only thing i drive is a 4 cylinder honda civic, prolly only worth around 7 or 8 thousand.

im so fucking pissed, heres a warm, welcome GFY to the NJ AUTO INSURANCE COMPANIES who "are not making money"

how much do you pay for auto insurance?
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Old 05-11-2002, 05:53 PM   #2
bdld
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i pay about 350 a year
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Old 05-11-2002, 05:56 PM   #3
Pathfinder
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Something over $400 per year for two cars, with full coverage (comp and collision) and $250 deductible?
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Old 05-11-2002, 05:56 PM   #4
vidsweb
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I pay about $550 USD/year
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Old 05-11-2002, 06:13 PM   #5
XXXPaysiteDesign
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You've gotta be shitting me.

I pay $110/month for liability.

Maybe it has something to do with the fact that I'm 18...?


insurance companies.
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Old 05-11-2002, 06:14 PM   #6
[Labret]
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God damn! You guys pay next to nothing.

2 cars, each one about 1000 every six months. So around 4k a year.

And yes I have a good driving record. Damn near spotless. Couple speeding tickets.

I think being they are new cars fucks it up for me. And living in the city works against me.
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Old 05-11-2002, 06:15 PM   #7
marzzo
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...auto what?
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Old 05-11-2002, 06:16 PM   #8
Chris R
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I have no speeding tickets and pay $1000 every six months. It bites.
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Old 05-11-2002, 06:21 PM   #9
FlyingIguana
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1150 canadian for my bike. so around 2 bux american
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Old 05-11-2002, 06:24 PM   #10
G Sharp
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I pay around $120 a month for insurance. Of course, I live in Southern California, hence the stratospheric rates.
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Old 05-11-2002, 06:27 PM   #11
Shooter
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4k/year full coverage.
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Old 05-11-2002, 06:32 PM   #12
FlyingIguana
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Quote:
Originally posted by Shooter
4k/year full coverage.
wtf are u driving? a bentley?
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Old 05-11-2002, 06:34 PM   #13
Shooter
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Corvette

1 ticket, no accidents.
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Old 05-11-2002, 06:35 PM   #14
FlyingIguana
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holy shit, thats nuts
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Old 05-11-2002, 06:36 PM   #15
Amputate Your Head
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about $600 a year for a sports car.
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Old 05-11-2002, 06:37 PM   #16
4Pics
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Quote:
Originally posted by G Sharp
I pay around $120 a month for insurance. Of course, I live in Southern California, hence the stratospheric rates.
If you pay that much you are a moron, I pay $915 a year for a sports car in southern cal, its all about who your provider is.

Time to shop a little...
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Old 05-11-2002, 06:39 PM   #17
Shooter
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Yeh....at the time they were about the only people who would insure me.....probably time to move somewhere else though
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Old 05-11-2002, 07:24 PM   #18
Biggy2
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Quote:
Originally posted by FlyingIguana


wtf are u driving? a bentley?
im going to be paying 3300 per year for a 96 civic...
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Old 05-11-2002, 07:25 PM   #19
Biggy2
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and i have no tickets, or accidents on my record!
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Old 05-11-2002, 07:36 PM   #20
Tanker
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220 a month

30 of that is renters insurance for my residence


I have 2 cars a camaro and a voyeger

no accidents no tickets full coverage

I also have no deductable too that can make a
huge difference in the cost of insurance.
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Old 05-11-2002, 08:24 PM   #21
Slick
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I pay $149 per month for my vehicle, a Plymoth Voyager SE mini-van to tote around the family in, he he he.
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Old 05-11-2002, 08:38 PM   #22
XXXPaysiteDesign
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got any pics of that mini van?
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Old 05-11-2002, 08:48 PM   #23
hyper
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1200 a year for 2 cars
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Old 05-11-2002, 08:52 PM   #24
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$1700 for third party fire and theft.

So if I crash into someone they'll pay for the other person's car but not mine. Sweet deal!
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Old 05-11-2002, 10:51 PM   #25
Dreamman010
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None


Don't have a car yet
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Old 05-11-2002, 11:05 PM   #26
missnglnk
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Hah, you made it off easy, I was at $7,000/year with AllState, sucked ass for me being under the magical insurance rate dropping age of 25.
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Old 05-11-2002, 11:36 PM   #27
Fletch XXX
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2 vehicles 2 drivers theft and full coverage on both, bout 100 a month I believe.
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Old 05-11-2002, 11:50 PM   #28
JFPdude
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3 vehicles

1 driver aged 18
1 driver aged 16

Full coverage fire, theft, comp, collision, 250 dollar deductible

97 dollars quarterly


Pennsylvania Rocks for auto insurance
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Old 05-12-2002, 12:07 AM   #29
steffie
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2 Cars
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Only allow drivers over 25
Paying fullcoverage on all with 500 deductible 900 per year
Maryland
Kemper Insurance Group
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Old 05-12-2002, 01:24 AM   #30
Biggy2
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Quote:
Originally posted by JFPdude
3 vehicles

1 driver aged 18
1 driver aged 16

Full coverage fire, theft, comp, collision, 250 dollar deductible

97 dollars quarterly


Pennsylvania Rocks for auto insurance
holy shit - i wish i had a PA residency
what really fuckin pisses me off is NJ had the highest to begin with, in fact this was a pretty big issue during the election of our governor - as soon as he gets elected, rates skyrocketed!

could also be the effects of Sept 11th, im sure the insurance companies were hit hard.
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Old 05-12-2002, 07:01 AM   #31
eru
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I plan to buy a Honda Accord Coupe and heavily modify it when I go to Hawai'i. I'll probably be paying at least $5000/year.

-eru
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Old 05-12-2002, 07:08 AM   #32
vidsweb
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Quote:
Originally posted by eru
I plan to buy a Honda Accord Coupe and heavily modify it when I go to Hawai'i. I'll probably be paying at least $5000/year.

-eru
Why would you modify a Honda Accord? My Grandfather drives a Honda Accord.
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Old 05-12-2002, 07:34 AM   #33
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i pay 14/month with 2 tickets :-p
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Old 05-12-2002, 07:40 AM   #34
Jakke PNG
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I pay around 600?/year for a crappy '89 escort. 4 tickets for speeding. And my music equipement have been stolen twice.
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Old 05-12-2002, 08:26 AM   #35
nasko
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$5k/year...full coverage...Porsche 996 2001'
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Old 05-12-2002, 08:46 AM   #36
Beastiepoo
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Quote:
Originally posted by Paul -C-
$1700 for third party fire and theft.

So if I crash into someone they'll pay for the other person's car but not mine. Sweet deal!
About the same for an S reg Rover 400. Bloody no No Claims Bonus
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Old 05-12-2002, 09:03 AM   #37
cherrylula
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Quote:
Originally posted by 4Pics


If you pay that much you are a moron, I pay $915 a year for a sports car in southern cal, its all about who your provider is.

Time to shop a little...
It depends on what PART of Southern Cali you live in.....

We pay about 1,500 a year for two vehicles (a 4 wheel drive vehicle and a sports car), full coverage and two drivers. I live in Hollywood, so its more $$$.

I used to use my parents address which is about 45 minutes out of los angeles and it was about 35% less. Although when I did not go pick up my mail I forgot to make my payments lol, so I just use my real address now.

But the insurance is a breeze compared to the payments I am making on the vehicles. Ugh.

Last edited by cherrylula; 05-12-2002 at 09:06 AM..
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Old 05-12-2002, 09:18 AM   #38
xxxcam
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i pay fucking $300/month so about $3600/year (CAN $)
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Old 05-12-2002, 09:19 AM   #39
Pathfinder
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It definitely pays to shop for insurance. When my youngest son had turned sixteen (he is now twenty-five) I called my agent to see what it would cost to add him to my policy. They wanted an additional $1200 per year. I got on the phone and began calling insurance companies. Some of the companies wanted even more money, but I found one that where it would only be an additional $600 per year. I cancelled the company I was with and went with the new company.

My youngest daughter used to live in the L.A. area. She had a new car and her insurance was $235.00 per month. She moved into another area (a more classy area) and when she received her next insurance bill it was for $275.00. She called me and told me about the increase. I told her to call her agent and ask them why the increase. She did and was told it was because she lived in a more expensive neighborhood. I told her to call them back and tell them that she would not pay the increase and that she was shopping for a new insurance company. They removed the increase and she continued to pay the $235.00 per month.

Moral of the story; it not only pays to shop for insurance, but also pays to not abritrarily accept what insurance companies throw at you.

Last edited by Pathfinder; 05-12-2002 at 09:21 AM..
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Old 05-12-2002, 12:18 PM   #40
Kimmykim
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Argh, what a sore subject... 3k a year for one 4wd with full coverage and a 500 deductible, on its on policy...

And I forget how much on the other cars, still along those same lines...

Too many tickets...
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Old 05-12-2002, 12:20 PM   #41
TopTGP
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570 a year, full coverage. I've crashed twice... I tend to drive to fast.
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