Chargeback galore - GoFuckYourself.com

AZNNC · 01-31-2006, 09:55 PM

What the hells going on. Ionly managed like 6 charge backs last year, now i have 6 in 2 days on ccbill? What the hell is going on, anyone else getting chargebacks up the ass ? Are they cleaning system or something?

DWB · 01-31-2006, 09:57 PM

I have had that happen before. Sucks. I went almost 2 years without a single chargeback and then in one week had like 8. lol I think all the members have a meeting once a year to discuss how they are going to fuck you over.

AZNNC · 01-31-2006, 10:08 PM

wow wtf
i swear... just got 2 more.. thats 8 in 2 days.
more then i managed to pull off all of last year.

mkx · 01-31-2006, 10:12 PM

could it be webmaster fraud?

AZNNC · 01-31-2006, 10:15 PM

mabye.. 5 of them are phil flash.

SteveLightspeed · 01-31-2006, 10:34 PM

People are just now having to pay their huge Christmas credit card bills, and the ones that know how to play the game call their card company and say "CCbill? never heard of it"--- and charge back.

Happens every year.

Steve Lightspeed

OldSchoolJim · 01-31-2006, 10:36 PM

yup...Jan is the worst for it....

xxxice · 01-31-2006, 10:36 PM

Maybe they batch process those ...

AZNNC · 01-31-2006, 10:37 PM

Quote:

Originally Posted by Lightspeed

People are just now having to pay their huge Christmas credit card bills, and the ones that know how to play the game call their card company and say "CCbill? never heard of it"--- and charge back.

Happens every year.

Steve Lightspeed

Thanks for the info. I emailed phil flash to see if he can check if it was all the same customer. Alltho kinda wierd 3 of them were for 1 girl.

Ian · 01-31-2006, 11:47 PM

I've been watching the board to see if anyone else has noticed this same phenomenon.

Last year we had .01 % chargebacks and so far this year it's at 6.9 %.

I realize that it's still early in the game but it almost seems to me someone, somewhere, is e-mailing my long term subscribers and telling them to cancel or chargeback if they haven't visited the sites in a while.

I contacted CCBill about this and other matters before Christmas and was promised an immediate call back.

I'm still sitting here by the phone, waiting and watching.

Nice to know that others are in the same boat.

Fetish · 01-31-2006, 11:52 PM

Alot of times you can fight chargebacks (or retrieval requests) and win some of them. We win about 25% of the ones that we fight.

Edgey Boy · 02-01-2006, 11:56 PM

Man, i'm suprised this is happening.. I have the same problem, hardly any charge backs last year and BAMM, so far this year i already have 5 going on.. My gosh.. I thought it was just my traffic..

Edgey..

Sausage · 02-01-2006, 11:58 PM

Yeah I have to say my money is on webmaster fraud.

chadglni · 02-01-2006, 11:59 PM

Ruh roh raggy.

SteveLightspeed · 02-02-2006, 01:57 AM

Chargebacks are a fact of life, and it is getting worse as surfers get more experienced. As an affiliate, its best to put your traffic into a sponsor (and a billing company) that manages the sales vs. risk. The long-term thinkers don't accept every sale.

Steve Lightspeed

thebossxxx · 02-02-2006, 05:05 AM

good point...

OldSchoolJim · 02-02-2006, 05:08 AM

Quote:

The long-term thinkers don't accept every sale

Until affiliates start crying about conversions....which is also going to happen....

John69 · 02-02-2006, 06:23 AM

its a conspiracy

jscott · 02-02-2006, 06:25 AM

aside from last week being 1 of my best ccbilll weeks in the past year i did manage to have a record ccbill refunds/chargebacks also

vicki · 02-02-2006, 07:09 AM

Actually there is a solution on the horizon, its called VBV(verified by Visa) or the MC equivalent 3DSecure(securecode). Its a zero liability system where the vendors have NO worry of a fraudulent chargebacks.

Although there hasn't been much discussion in the US or on the boards about it .. its already commonly used in many European countries. Its growing in popularity worldwide as Acquiring banks, merchants and end users begin to understand its qualities.

The customers/users are being educated to use this to prevent identity theft as well as shop online securely.

Merchants will begin to understand these authenticated transactions may not be charged back if the cardholder alleges they did not make or authorize the purchase - meaning .. NO LIABILITY for you

Many banks, processors (especially non US) and gateways have already been using this system for years and its continually spreading.

Think about it folks, if there is no liability, no worry of chargebacks ... what will change with reserves? The answer is, there will be no need for them - at least at the present popularity. Heck I contract with several banks that already offer no reserve for VbV or 3DS transactions

times are changing

Gottis · 02-02-2006, 07:21 AM

Good news vicki

andrej_NDC · 02-02-2006, 07:30 AM

Same here, last year overall I was at 0.3% and this year CHBs were insane compared to last year. Still not over 1%, but january was a lot worse than the previous months. I also think its just this month and everything goes back to normal soon.

artman · 02-02-2006, 07:47 AM

uhh, you can't do recurring billing with vbv or 3ds

Quote:

Originally Posted by vicki

Actually there is a solution on the horizon, its called VBV(verified by Visa) or the MC equivalent 3DSecure(securecode). Its a zero liability system where the vendors have NO worry of a fraudulent chargebacks.

Although there hasn't been much discussion in the US or on the boards about it .. its already commonly used in many European countries. Its growing in popularity worldwide as Acquiring banks, merchants and end users begin to understand its qualities.

The customers/users are being educated to use this to prevent identity theft as well as shop online securely.

Merchants will begin to understand these authenticated transactions may not be charged back if the cardholder alleges they did not make or authorize the purchase - meaning .. NO LIABILITY for you

Many banks, processors (especially non US) and gateways have already been using this system for years and its continually spreading.

Think about it folks, if there is no liability, no worry of chargebacks ... what will change with reserves? The answer is, there will be no need for them - at least at the present popularity. Heck I contract with several banks that already offer no reserve for VbV or 3DS transactions

times are changing

sfera · 02-02-2006, 07:48 AM

i had 4 last week from on of my sponsors lol, sucks dont it?

BlackCrayon · 02-02-2006, 07:59 AM

Quote:

Originally Posted by artman

uhh, you can't do recurring billing with vbv or 3ds

i was just thinking that. if each customer had to verify their rebill, rebills would suffer greatly.

OneHungLo · 02-02-2006, 08:05 AM

It could be check fraud

vicki · 02-02-2006, 08:28 AM

Quote:

Originally Posted by artman

uhh, you can't do recurring billing with vbv or 3ds

Correct, recurring billing is not possible with 3D secure transactions. I suspect now that Visa is moving so fast to an all VbV environment, that recurring billing is soon to be a thing of the past or at least morph into other billing type models.

I am seeing more and more merchants switch to what they are calling a multi month pricing system as a means to charge a bit more and retain the cardholder longer. Currently the average life of a recurring cardholder is down to 4.25 months .. a bit lower for the adult industry.

I'm not claiming that vbv is the perfect solution for the adult industry but I do believe the forward thinking in the industry are smart enough to cover all bases and take advantage of utilizing the benefits of each avenue.

Just as many currently offer several pricing choices they can simply add the multi-month option and reap rewards of daily payouts and no reserve on that aspect. There is no need to drop their current processing model but adding to it certainly can't hurt imho.

Sosa · 02-02-2006, 08:30 AM

haven't noticed much of it so far this year. Maybe 2 or 3 so far.

vicki · 02-02-2006, 08:48 AM

my grammar teachers would be ashamed *sigh*

Stallion · 02-02-2006, 08:52 AM

Gotta love the first CC statements after the Holiday Season. People really look at their bills. Sucks you got so many Chargebacks at once.

01-31-2006, 09:55 PM	#1
AZNNC Confirmed User Join Date: Jan 2005 Posts: 592	Chargeback galore What the hells going on. Ionly managed like 6 charge backs last year, now i have 6 in 2 days on ccbill? What the hell is going on, anyone else getting chargebacks up the ass ? Are they cleaning system or something?

01-31-2006, 10:34 PM	#6
SteveLightspeed Confirmed User Join Date: Jul 2001 Location: Lightspeedworld Posts: 7,940	People are just now having to pay their huge Christmas credit card bills, and the ones that know how to play the game call their card company and say "CCbill? never heard of it"--- and charge back. Happens every year. Steve Lightspeed __________________ Abra-cadabra!

01-31-2006, 11:52 PM	#11
Fetish Confirmed User Join Date: Mar 2005 Posts: 823	Alot of times you can fight chargebacks (or retrieval requests) and win some of them. We win about 25% of the ones that we fight. Last edited by Fetish; 01-31-2006 at 11:53 PM..

02-01-2006, 11:56 PM	#12
Edgey Boy Registered User Join Date: Jul 2003 Location: Toronto Posts: 76	Man, i'm suprised this is happening.. I have the same problem, hardly any charge backs last year and BAMM, so far this year i already have 5 going on.. My gosh.. I thought it was just my traffic.. Edgey.. __________________

02-01-2006, 11:58 PM	#13
Sausage Confirmed User Join Date: Oct 2002 Location: Australia Posts: 3,012	Yeah I have to say my money is on webmaster fraud. __________________ IW Skype : blance8888 Icq : 15567120

01-31-2006, 09:57 PM	#2
DWB Registered User Industry Role: Join Date: Jul 2003 Location: Encrypted. Access denied. Posts: 31,779	I have had that happen before. Sucks. I went almost 2 years without a single chargeback and then in one week had like 8. lol I think all the members have a meeting once a year to discuss how they are going to fuck you over.

01-31-2006, 10:08 PM	#3
AZNNC Confirmed User Join Date: Jan 2005 Posts: 592	wow wtf i swear... just got 2 more.. thats 8 in 2 days. more then i managed to pull off all of last year.

01-31-2006, 10:12 PM	#4
mkx Confirmed User Industry Role: Join Date: Nov 2003 Location: Toronto Posts: 4,001	could it be webmaster fraud?

01-31-2006, 10:15 PM	#5
AZNNC Confirmed User Join Date: Jan 2005 Posts: 592	mabye.. 5 of them are phil flash.

01-31-2006, 10:36 PM	#7
OldSchoolJim Confirmed User Join Date: Nov 2004 Posts: 3,117	yup...Jan is the worst for it....

01-31-2006, 10:36 PM	#8
xxxice Confirmed User Join Date: Feb 2002 Posts: 5,042	Maybe they batch process those ...

01-31-2006, 11:47 PM	#10
Ian Confirmed User Join Date: Oct 2002 Posts: 1,259	I've been watching the board to see if anyone else has noticed this same phenomenon. Last year we had .01 % chargebacks and so far this year it's at 6.9 %. I realize that it's still early in the game but it almost seems to me someone, somewhere, is e-mailing my long term subscribers and telling them to cancel or chargeback if they haven't visited the sites in a while. I contacted CCBill about this and other matters before Christmas and was promised an immediate call back. I'm still sitting here by the phone, waiting and watching. Nice to know that others are in the same boat.

02-01-2006, 11:59 PM	#14
chadglni Confirmed User Join Date: Dec 2002 Location: PEI, Canada Posts: 6,924	Ruh roh raggy.

02-02-2006, 01:57 AM	#15
SteveLightspeed Confirmed User Join Date: Jul 2001 Location: Lightspeedworld Posts: 7,940	Chargebacks are a fact of life, and it is getting worse as surfers get more experienced. As an affiliate, its best to put your traffic into a sponsor (and a billing company) that manages the sales vs. risk. The long-term thinkers don't accept every sale. Steve Lightspeed __________________ Abra-cadabra!

02-02-2006, 05:05 AM	#16
thebossxxx Confirmed User Join Date: Dec 2005 Posts: 3,209	good point... __________________ www.IncredibleDollars.com $50 PPS w/Trials 60% *Rev Share 60% w/no Pre checked cross sales! & and If pre checks are crossed you get $50 bucks! www.IncredibePass.com www.TitsandAssPass.com 100% Exclusive content guarenteed! Glenn at Incredible dollars dot com Our Best Converting sites: BTCA, Hot60Plus HairyNaturalGirls Sororitysistas, Sweetyurizan, Bbwdepot Blackbootyinvasion AriaValentino BigBoobsfatBooty UnivesrityBubbleButts Momsacheater Arabstreethookers whitecicksinblackchicks AsianchicksAmericanDicks

02-02-2006, 06:23 AM	#18
John69 Confirmed User Join Date: Sep 2005 Posts: 942	its a conspiracy

02-02-2006, 06:25 AM	#19
jscott So Fucking Banned Industry Role: Join Date: Feb 2001 Location: Taipei Posts: 25,198	aside from last week being 1 of my best ccbilll weeks in the past year i did manage to have a record ccbill refunds/chargebacks also

02-02-2006, 07:09 AM	#20
vicki Confirmed User Industry Role: Join Date: Feb 2002 Location: Deep in the heart o' Texas Posts: 1,478	Actually there is a solution on the horizon, its called VBV(verified by Visa) or the MC equivalent 3DSecure(securecode). Its a zero liability system where the vendors have NO worry of a fraudulent chargebacks. Although there hasn't been much discussion in the US or on the boards about it .. its already commonly used in many European countries. Its growing in popularity worldwide as Acquiring banks, merchants and end users begin to understand its qualities. The customers/users are being educated to use this to prevent identity theft as well as shop online securely. Merchants will begin to understand these authenticated transactions may not be charged back if the cardholder alleges they did not make or authorize the purchase - meaning .. NO LIABILITY for you Many banks, processors (especially non US) and gateways have already been using this system for years and its continually spreading. Think about it folks, if there is no liability, no worry of chargebacks ... what will change with reserves? The answer is, there will be no need for them - at least at the present popularity. Heck I contract with several banks that already offer no reserve for VbV or 3DS transactions times are changing __________________ If at first you do succeed - try to hide your astonishment. HR merchant accounts from 3.45% solid biz since 98 victoriakozub AT gmail.com skype: victoria.kozub \| ICQ: 74296746

02-02-2006, 07:21 AM	#21
Gottis Confirmed User Join Date: May 2004 Location: VIP NO ID Posts: 1,746	Good news vicki

02-02-2006, 07:30 AM	#22
andrej_NDC Registered User Industry Role: Join Date: May 2004 Posts: 7,760	Same here, last year overall I was at 0.3% and this year CHBs were insane compared to last year. Still not over 1%, but january was a lot worse than the previous months. I also think its just this month and everything goes back to normal soon.

02-02-2006, 07:48 AM	#24
sfera Confirmed User Join Date: Aug 2005 Location: ICQ: 248877409 Posts: 8,597	i had 4 last week from on of my sponsors lol, sucks dont it?

02-02-2006, 08:05 AM	#26
OneHungLo So Fucking Banned Industry Role: Join Date: May 2001 Location: Your mom's front hole Posts: 40,906	It could be check fraud

02-02-2006, 08:30 AM	#28
Sosa In Tushy Land Join Date: Oct 2002 Location: Nebraska Posts: 40,149	haven't noticed much of it so far this year. Maybe 2 or 3 so far.

02-02-2006, 08:48 AM	#29
vicki Confirmed User Industry Role: Join Date: Feb 2002 Location: Deep in the heart o' Texas Posts: 1,478	my grammar teachers would be ashamed sigh __________________ If at first you do succeed - try to hide your astonishment. HR merchant accounts from 3.45% solid biz since 98 victoriakozub AT gmail.com skype: victoria.kozub \| ICQ: 74296746

02-02-2006, 08:52 AM	#30
Stallion Confirmed User Industry Role: Join Date: Jan 2001 Location: FL Posts: 6,632	Gotta love the first CC statements after the Holiday Season. People really look at their bills. Sucks you got so many Chargebacks at once. __________________ Project Manager/Program Manager/Webmaster Seeking Work [email protected] icq 856554