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Old 10-26-2005, 11:35 AM   #1
DatingGold
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Where can I get insurance for a $250k car?

and I have a couple points on my record...

my insurance guy just laughed at me and said good luck.
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Old 10-26-2005, 11:36 AM   #2
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What kind of car?
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Old 10-26-2005, 11:37 AM   #3
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Geico sorry just kidding please ask some of your rich friends Im sure theyll tell you.
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Old 10-26-2005, 11:37 AM   #4
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What kind of car?
Lamborghini or Ferrari.. trying to find insurance before I buy something.
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Old 10-26-2005, 11:38 AM   #5
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Geico sorry just kidding please ask some of your rich friends Im sure theyll tell you.
All my friends are broke.. that must be why they are my friends. just kidding
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Old 10-26-2005, 11:39 AM   #6
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i can ask mike where he gets his .... but im sure someone else can post directly
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Old 10-26-2005, 11:39 AM   #7
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All my friends are broke.. that must be why they are my friends. just kidding
Dont sweat it I got friends like that I use them when I want to hang out with people. That sounds bad but unfortunately Im not kidding this time.
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Old 10-26-2005, 11:39 AM   #8
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i can ask mike where he gets his .... but im sure someone else can post directly
if you don't mind.. btw Im in california
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Old 10-26-2005, 11:40 AM   #9
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if you don't mind.. btw Im in california
stockton right?
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Old 10-26-2005, 11:42 AM   #10
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stockton right?
unfortunately yes
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Old 10-26-2005, 11:42 AM   #11
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Old 10-26-2005, 11:44 AM   #12
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Old 10-26-2005, 11:45 AM   #13
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I'm sure the insurance broker will like his comission a lot.
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Old 10-26-2005, 11:46 AM   #14
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mike's unavailable but I know some of my friends with CASH actually got their insurance through AllState, I guess for the right monthly payment, most of these places will insure any car ....

its just car value * risk * record * coverage or so, throw in some variables and u have insurace sorry couldnt be more of a help.
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Old 10-26-2005, 11:56 AM   #16
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Most of the large firms should be able to.
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Old 10-26-2005, 11:57 AM   #17
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I have all my cars with Sentry under a fleet policy.I keep the deductibles at 2g.It costs around $900 annually for each car on the policy.That includes the Lamborghini.
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Old 10-26-2005, 11:57 AM   #18
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stockton right?

Shudder


I presume you are just looking for collision and theft insurance? Try Lloyd's of London
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Old 10-26-2005, 11:58 AM   #19
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talking to allstate now.. looks like a go
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Old 10-26-2005, 12:00 PM   #20
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Old 10-26-2005, 12:00 PM   #21
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use allstate as your last option on anything over 50k
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Old 10-26-2005, 12:00 PM   #22
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Don't listen to the people that are telling you it's going to be $50k a year to insure it. They have no clue what they're talking about.

You don't need to go to Lloyd's, you're insuring a car not Jennifer Lopez's ass.

There are a limited number of underwriters who will write the policy. Call a broker who deals with a bunch they'll know where to place you. If my insurance guy laughed at me I'd be furious. Not only does it mean he doesn't know how to do his job but it means he doesn't appreciate my business either. His loss.
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Old 10-26-2005, 12:01 PM   #23
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Ok here is the breakdown from allstate..

BMW X5 $1000 per year
Porsche Carrera $1300 per year
Lamborghini Murcielago $6280 per year

It came out to $8580 a year..
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Old 10-26-2005, 12:04 PM   #24
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These guys do $$$ classic cars, they might do exotics
http://www.hagerty.com/
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Old 10-26-2005, 12:06 PM   #25
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I insure my classic cars through Hagerty. They won't insure if you have a single ticket on your record.

My guy tried to insure his 240Z and he had a single speeding ticket on his record and they said no go.
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Old 10-26-2005, 12:07 PM   #26
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And your in Stockton.

Yikes, sorry bro.
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Old 10-26-2005, 12:13 PM   #27
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Quote:
Originally Posted by DatingGold
Ok here is the breakdown from allstate..

BMW X5 $1000 per year
Porsche Carrera $1300 per year
Lamborghini Murcielago $6280 per year

It came out to $8580 a year..
1k for an X5? Really cheap
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Old 10-26-2005, 12:17 PM   #28
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Spend the money moving out of Stockon rather than on the car!
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Old 10-26-2005, 12:56 PM   #29
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1k for an X5? Really cheap
multiple car discount
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Old 10-26-2005, 12:58 PM   #30
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Old 10-26-2005, 02:20 PM   #31
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I insure about $2mm in cars for $22,000 / year with AAA if that's any help.
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Old 10-26-2005, 02:22 PM   #32
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Quote:
Originally Posted by DatingGold
and I have a couple points on my record...

my insurance guy just laughed at me and said good luck.
Translation:


I need insurance for my car and I know perfectly well that I can find it through a search engine but I want everyone on GFY to know how rich I am.
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Old 10-26-2005, 02:28 PM   #33
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unfortunately yes

Atleast you are not in fresno I'm glad i don't live there everytime i drive up north.
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Old 10-26-2005, 02:28 PM   #34
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Quote:
Originally Posted by DatingGold
Ok here is the breakdown from allstate..

BMW X5 $1000 per year
Porsche Carrera $1300 per year
Lamborghini Murcielago $6280 per year

It came out to $8580 a year..
i only use alstate real good customer service
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Old 10-26-2005, 02:31 PM   #35
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Im sure you can insure it, weve got an ins company here thatll insure your Porsche if you did time for multiple murder, work as a bombsquad instructor and so on. Its gonna cost though.

Try getting it on an offshore license id say.
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Old 10-26-2005, 02:35 PM   #36
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I insure about $2mm in cars for $22,000 / year with AAA if that's any help.
no you just made me feel broke in about 3 seconds.
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Old 10-26-2005, 02:37 PM   #37
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Quote:
Originally Posted by FunkMachine
Translation:


I need insurance for my car and I know perfectly well that I can find it through a search engine but I want everyone on GFY to know how rich I am.
Let me retranslate that for you:

I'm feeling a little lazy, someone on GFY must have an exotic car, surely not FunkMachine, but I'll ask anyways.

GFY is better than google on finding some things. mmmm k?
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Old 10-26-2005, 02:41 PM   #38
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I use USAA for all my insurance except health but then again, I could never afford a $250K car! (or house..or anything else for that matter ;) )
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Old 10-26-2005, 02:49 PM   #39
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Originally Posted by DatingGold
Ok here is the breakdown from allstate..

BMW X5 $1000 per year
Porsche Carrera $1300 per year
Lamborghini Murcielago $6280 per year

It came out to $8580 a year..
I pay $3500 a year on a $38.5k Infiniti and I have a squeeky clean driving record. $6,200 is a fucking bargain
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Old 10-26-2005, 02:51 PM   #40
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Old 10-26-2005, 02:52 PM   #41
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you gotta be kidding me... could you brag some more please? once a day is not enough, please start doing it twice a day, thank you poser...
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Old 10-26-2005, 03:00 PM   #42
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like Marc de said - check AAA

my friend has a 2000 Ferrari 360 and a 2003 Escalade and he pays around $3800 per year for both via AAA.
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Old 10-26-2005, 03:04 PM   #43
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Quote:
Originally Posted by DatingGold
Let me retranslate that for you:

I'm feeling a little lazy, someone on GFY must have an exotic car, surely not FunkMachine, but I'll ask anyways.

GFY is better than google on finding some things. mmmm k?
Retranslation:

I'm trying to cover up for the fact that FunkMachine's earlier translation was correct.
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Old 10-26-2005, 03:04 PM   #44
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You can't be denied car insurance, though you will pay through the nose if your driving record sucks by being thrown into the "Insurance Pool" and what ever unlucky insurer picks you up, so be it....................... but then again, if you can afford a 250K car, whats 15k a year to insure it? Right?

Percentage wise it's all the same. $1200 a year for a 10,000 nissan sentra, $15,000 a year for a $250k Ferrari.
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Old 10-26-2005, 03:05 PM   #45
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Quote:
Originally Posted by DatingGold
Ok here is the breakdown from allstate..

BMW X5 $1000 per year
Porsche Carrera $1300 per year
Lamborghini Murcielago $6280 per year

It came out to $8580 a year..
That's a lot more reasonable than I had figured.
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Old 10-26-2005, 03:07 PM   #46
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you gotta be kidding me... could you brag some more please? once a day is not enough, please start doing it twice a day, thank you poser...
I thought you were a nice guy?
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ADULT DATING - $100 PPS

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Old 10-26-2005, 03:10 PM   #47
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I pay $3500 a year on a $38.5k Infiniti and I have a squeeky clean driving record.


you're getting ripped off

unless that's normal where you live
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Old 10-26-2005, 03:11 PM   #48
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Quote:
Originally Posted by AmateurFlix


you're getting ripped off

unless that's normal where you live
If his username reflects his age it could be reasonable. Males under 25 get hammered for insurance. And from experience, rightly so
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Old 10-26-2005, 03:13 PM   #49
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You own all of dating gold? and, pics of house ! ;P
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Old 10-26-2005, 03:16 PM   #50
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I pay about $1800 a year for insurance on my benz sl65, my Ferrari was much higher though.
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