Where can I get insurance for a $250k car?
 

and I have a couple points on my record...

my insurance guy just laughed at me and said good luck. :(

What kind of car?

Geico sorry just kidding please ask some of your rich friends Im sure theyll tell you.

Lamborghini or Ferrari.. trying to find insurance before I buy something.

All my friends are broke.. that must be why they are my friends. just kidding

i can ask mike where he gets his .... but im sure someone else can post directly :)

Dont sweat it I got friends like that I use them when I want to hang out with people. That sounds bad but unfortunately Im not kidding this time. :upsidedow

if you don't mind.. btw Im in california

stockton right?

unfortunately yes

Just call everywhere ...

I'm sure the insurance broker will like his comission a lot.

mike's unavailable but I know some of my friends with CASH actually got their insurance through AllState, I guess for the right monthly payment, most of these places will insure any car ....

its just car value * risk * record * coverage or so, throw in some variables and u have insurace :) sorry couldnt be more of a help.

alstate no problem

Most of the large firms should be able to.
WG

I have all my cars with Sentry under a fleet policy.I keep the deductibles at 2g.It costs around $900 annually for each car on the policy.That includes the Lamborghini.

Shudder


I presume you are just looking for collision and theft insurance? Try Lloyd's of London

talking to allstate now.. looks like a go

zzzzzzzzzzzzzzzzzzzzzzzzzzzz

use allstate as your last option on anything over 50k

Don't listen to the people that are telling you it's going to be $50k a year to insure it. They have no clue what they're talking about.

You don't need to go to Lloyd's, you're insuring a car not Jennifer Lopez's ass.

There are a limited number of underwriters who will write the policy. Call a broker who deals with a bunch they'll know where to place you. If my insurance guy laughed at me I'd be furious. Not only does it mean he doesn't know how to do his job but it means he doesn't appreciate my business either. His loss.

Ok here is the breakdown from allstate..

BMW X5 $1000 per year
Porsche Carrera $1300 per year
Lamborghini Murcielago $6280 per year

It came out to $8580 a year..

These guys do $$$ classic cars, they might do exotics
http://www.hagerty.com/

I insure my classic cars through Hagerty. They won't insure if you have a single ticket on your record.

My guy tried to insure his 240Z and he had a single speeding ticket on his record and they said no go.

And your in Stockton.

Yikes, sorry bro.

1k for an X5? Really cheap

Spend the money moving out of Stockon rather than on the car!

multiple car discount :winkwink:

I insure about $2mm in cars for $22,000 / year with AAA if that's any help.

Translation:


I need insurance for my car and I know perfectly well that I can find it through a search engine but I want everyone on GFY to know how rich I am.

Atleast you are not in fresno :winkwink: I'm glad i don't live there everytime i drive up north.

i only use alstate real good customer service

Im sure you can insure it, weve got an ins company here thatll insure your Porsche if you did time for multiple murder, work as a bombsquad instructor and so on. Its gonna cost though.

Try getting it on an offshore license id say.

no you just made me feel broke in about 3 seconds.

Let me retranslate that for you:

I'm feeling a little lazy, someone on GFY must have an exotic car, surely not FunkMachine, but I'll ask anyways.

GFY is better than google on finding some things. mmmm k? :321GFY

I use USAA for all my insurance except health but then again, I could never afford a $250K car! (or house..or anything else for that matter ;) )

I pay $3500 a year on a $38.5k Infiniti and I have a squeeky clean driving record. $6,200 is a fucking bargain

Keep in the garage! :)

you gotta be kidding me... could you brag some more please? once a day is not enough, please start doing it twice a day, thank you poser...

like Marc de said - check AAA

my friend has a 2000 Ferrari 360 and a 2003 Escalade and he pays around $3800 per year for both via AAA.

Retranslation:

I'm trying to cover up for the fact that FunkMachine's earlier translation was correct.

You can't be denied car insurance, though you will pay through the nose if your driving record sucks by being thrown into the "Insurance Pool" and what ever unlucky insurer picks you up, so be it....................... but then again, if you can afford a 250K car, whats 15k a year to insure it? Right?

Percentage wise it's all the same. $1200 a year for a 10,000 nissan sentra, $15,000 a year for a $250k Ferrari.

That's a lot more reasonable than I had figured.

I thought you were a nice guy?

:eek7 :eek7 :eek7

you're getting ripped off

unless that's normal where you live

If his username reflects his age it could be reasonable. Males under 25 get hammered for insurance. And from experience, rightly so :thumbsup

You own all of dating gold? and, pics of house ! ;P

I pay about $1800 a year for insurance on my benz sl65, my Ferrari was much higher though.