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Old 09-05-2005, 11:24 AM   #1
xNetworx
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My homeowners insurance dropped flood coverage about 2 weeks ago

Got a notice in the mail . They must have had experts tell them Katrina was going to fuck things up. Probably saved the insurance company millions if not billions. I'd be pissed if I lived in NO!
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Old 09-05-2005, 11:26 AM   #2
machinegunkelly
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can they just "drop" insurance cause they know they are gonna have to pay for shit ?
Doesn't seem legal .
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Old 09-05-2005, 11:28 AM   #3
xNetworx
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Originally Posted by machinegunkelly
can they just "drop" insurance cause they know they are gonna have to pay for shit ?
Doesn't seem legal .
Since I live in Arizona, I didn't really care. However, if I still lived in Chicago, I would have investigated this "notice"
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Old 09-05-2005, 12:21 PM   #4
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post this in that conspiracy theory thread... I'm sure many gfyers will see this as proof that Katrina was man made...
http://www.gofuckyourself.com/showth...2&page=1&pp=50
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Old 09-05-2005, 08:51 PM   #5
ER!C L!VE
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I've been an insurance agent for 8 years. If you would like me to explain your situation to you, then give me a call.

Eric
602-410-5391
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Old 09-05-2005, 10:35 PM   #6
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I see that happening to alot of people
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Old 09-06-2005, 01:17 AM   #7
emthree
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Originally Posted by ER!C L!VE
I've been an insurance agent for 8 years. If you would like me to explain your situation to you, then give me a call.

Eric
602-410-5391
Be a sport, and just explain it to us right here?
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Old 09-06-2005, 01:43 AM   #8
2257-Ben
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You can easily have flash floods in AZ... You'd better get your ass covered if you are living anywhere near an arroyo or the salt river.
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Old 09-06-2005, 02:53 AM   #9
MaDalton
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don't know how it is in your country - but over here a contract is a contract. they can't change the terms from one day to the other...
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Old 09-06-2005, 03:25 AM   #10
blazin
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don't know how it is in your country - but over here a contract is a contract. they can't change the terms from one day to the other...
Yes they can... if it's in the contract
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Old 09-06-2005, 03:27 AM   #11
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read the contract see if you can get it back
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Old 09-06-2005, 04:07 AM   #12
JFK
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Originally Posted by ER!C L!VE
I've been an insurance agent for 8 years. If you would like me to explain your situation to you, then give me a call.

Eric
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They got FUCKED............Plain and Simple.........
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Old 09-06-2005, 04:09 AM   #13
Basic_man
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Quote:
Originally Posted by machinegunkelly
can they just "drop" insurance cause they know they are gonna have to pay for shit ?
Doesn't seem legal .
Yeah, that looks pretty illegal to me ! :S
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Old 09-06-2005, 04:48 AM   #14
GatorB
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Since when has home owners insurance ever included FLOODS? I'm pretty sure you have to get it from the government.

http://www.floodsmart.gov/floodsmart/pages/index.jsp
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Old 09-06-2005, 06:09 AM   #15
Pete-KT
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Its not illegal for them to change the contract it says right in the contract that if they have to change it you have a right to cancel without penalty.
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Old 09-06-2005, 06:14 AM   #16
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I thought flood insurance was through FEMA?
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Old 09-06-2005, 07:12 AM   #17
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If I lived two blocks further west I'd need to have mandatory separate wind and flood insurance.
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Old 09-06-2005, 07:38 AM   #18
tranza
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Quote:
Originally Posted by MaDalton
don't know how it is in your country - but over here a contract is a contract. they can't change the terms from one day to the other...
exactly, it's like here also...anyway, it doesn't seem to be legal...at least for me
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Old 09-06-2005, 09:19 AM   #19
CherryLipsRosa
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Usually they charge more for it as a separate insurance.
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