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-   -   My homeowners insurance dropped flood coverage about 2 weeks ago (https://gfy.com/showthread.php?t=512721)

xNetworx 09-05-2005 11:24 AM

My homeowners insurance dropped flood coverage about 2 weeks ago
 
Got a notice in the mail . They must have had experts tell them Katrina was going to fuck things up. Probably saved the insurance company millions if not billions. I'd be pissed if I lived in NO!

machinegunkelly 09-05-2005 11:26 AM

can they just "drop" insurance cause they know they are gonna have to pay for shit ?
Doesn't seem legal .

xNetworx 09-05-2005 11:28 AM

Quote:

Originally Posted by machinegunkelly
can they just "drop" insurance cause they know they are gonna have to pay for shit ?
Doesn't seem legal .

Since I live in Arizona, I didn't really care. However, if I still lived in Chicago, I would have investigated this "notice"

woj 09-05-2005 12:21 PM

post this in that conspiracy theory thread... I'm sure many gfyers will see this as proof that Katrina was man made...
http://www.gofuckyourself.com/showth...2&page=1&pp=50

ER!C L!VE 09-05-2005 08:51 PM

I've been an insurance agent for 8 years. If you would like me to explain your situation to you, then give me a call.

Eric :kisskiss
602-410-5391

tony286 09-05-2005 10:35 PM

I see that happening to alot of people

emthree 09-06-2005 01:17 AM

Quote:

Originally Posted by ER!C L!VE
I've been an insurance agent for 8 years. If you would like me to explain your situation to you, then give me a call.

Eric :kisskiss
602-410-5391

Be a sport, and just explain it to us right here? :)

2257-Ben 09-06-2005 01:43 AM

You can easily have flash floods in AZ... You'd better get your ass covered if you are living anywhere near an arroyo or the salt river.

MaDalton 09-06-2005 02:53 AM

don't know how it is in your country - but over here a contract is a contract. they can't change the terms from one day to the other... :2 cents:

blazin 09-06-2005 03:25 AM

Quote:

Originally Posted by MaDalton
don't know how it is in your country - but over here a contract is a contract. they can't change the terms from one day to the other... :2 cents:

Yes they can... if it's in the contract :helpme

xclusive 09-06-2005 03:27 AM

read the contract see if you can get it back

JFK 09-06-2005 04:07 AM

Quote:

Originally Posted by ER!C L!VE
I've been an insurance agent for 8 years. If you would like me to explain your situation to you, then give me a call.

Eric :kisskiss
602-410-5391

They got FUCKED............Plain and Simple......... :2 cents:

Basic_man 09-06-2005 04:09 AM

Quote:

Originally Posted by machinegunkelly
can they just "drop" insurance cause they know they are gonna have to pay for shit ?
Doesn't seem legal .

Yeah, that looks pretty illegal to me ! :S

GatorB 09-06-2005 04:48 AM

Since when has home owners insurance ever included FLOODS? I'm pretty sure you have to get it from the government.

http://www.floodsmart.gov/floodsmart/pages/index.jsp

Pete-KT 09-06-2005 06:09 AM

Its not illegal for them to change the contract it says right in the contract that if they have to change it you have a right to cancel without penalty.

Peaches 09-06-2005 06:14 AM

I thought flood insurance was through FEMA?

EroticySteve 09-06-2005 07:12 AM

If I lived two blocks further west I'd need to have mandatory separate wind and flood insurance.

tranza 09-06-2005 07:38 AM

Quote:

Originally Posted by MaDalton
don't know how it is in your country - but over here a contract is a contract. they can't change the terms from one day to the other... :2 cents:

exactly, it's like here also...anyway, it doesn't seem to be legal...at least for me

CherryLipsRosa 09-06-2005 09:19 AM

Usually they charge more for it as a separate insurance.


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