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Old 10-05-2002, 02:07 PM   #1
mistressofnite
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What, no VISA lawsuit yet?

Do the lawyers take weekends off or what? I want blood goddammit! Somebody needs to start a class action lawsuit against VISA, or something.. I.. .. er...
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Old 10-05-2002, 02:08 PM   #2
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So take some of your money and file a suit.

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Old 10-05-2002, 02:14 PM   #3
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'Somebody' has to refer to an organization or a group of people with the gumption and money to stand up to Visa.
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Old 10-05-2002, 02:15 PM   #4
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I personally think all American webmasters should call their Senators.

"Hello? Senator Lott's ofifice? I'm a pornographer, and I want to talk to the Senator about ..."

Unless you could get an injunction prohibiting the implementation of the rules, which is unlikely, a successful lawsuit probably isn't in the cards. Stranger things have happened, of course, but these kinds of regulations are generally drafted with a tremendous amount of lawyer input by Visa, and may very well have been bantered back and forth between the lawyers of the processors and Visa.
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Old 10-05-2002, 02:21 PM   #5
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nobody will start a lawsuit on his own...
only an unified webmaster organization can do that but it seems it doesn't exist such an organization...
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Old 10-05-2002, 02:33 PM   #6
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I agree.

Let's sue them for charging a fee and deciding who they want to do business with.

Then I'm gonna file a class action sue against all the TGP's who don't list me and send me traffic.

Who's with me??
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Old 10-05-2002, 02:37 PM   #7
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I like your idea, FATPad ... maybe while we're at it we can sue the sponsors for the signups we lost because they designed shitty tours. Yeah. Man, when you figure in the recurring losses we've experienced because they didn't work hard enough to keep the surfer I sent them for longer than 3 months, we're talking some serious change here.
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Old 10-05-2002, 02:39 PM   #8
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I hope no one will lose their businesses over this, but as a Canadian operator I am worried. The message I am getting from Ibill and every other processor is conflicting. Ibill posted a notice that says nothing of the necessity of having a USA presence, CCBill in their online notice states that this is necessary.

So say I never read the boards (like 98% of webmasters) and all I see is the announcement from Ibill or Globill or whomever and say this advisory is incorrect and I lose my business. Is there a liability situtation here?

I guarantee that there are thousands of Canadian and foreign webmasters who have no clue that any of this is happening. If the only advisement of these changes is going to be receipt of the application form itself it's going to be quite a shock to those who will then find they have only a few days to establish a USA presence and banking. This is hardly appropriate and due notice.

I think the IPSP's have handled this announcement poorly to say the least. They should have used postal mail to contact their clients and give appropriate notice of the changes with decisive
evalutions of the new regulations. At this point there is no one who seems to have a clue about what foreign webmasters are supposed to do to comply.
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Old 10-05-2002, 02:40 PM   #9
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Man everytime I read the probs some of you guys must be having, it must really suck. Sincerly.

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Old 10-05-2002, 02:41 PM   #10
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You are assuming that there are winnable grounds for a lawsuit. No one is going to take legal action unless there is a good chance of winning a lawsuit. Visa certainly has an army of attorneys and the money to fight a legal battle for years and years.
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Old 10-05-2002, 02:43 PM   #11
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You are assuming that there are winnable grounds for a lawsuit. No one is going to take legal action unless there is a good chance of winning a lawsuit. Visa certainly has an army of attorneys and the money to fight a legal battle for years and years.
Exactly.

In battles like this, no one usually ends. I don't have examples.

Its a *drain the others funds* until the *other* is depleted type of war.

Until one says, fuck this - its costing us millions and ends with no results.

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Old 10-05-2002, 02:45 PM   #12
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Shoplifter ... I wasn't making light of the serious situation that non-US webmasters may find themselves in. I know it sucks. I think, however, that there are a lot of gray areas that will be clarified shorty. Without attempting to seem like I'm "defending" the processors, I think this was handed to them by Visa more in terms of an edict than as a negotiation.
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Old 10-05-2002, 02:51 PM   #13
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What is really quite surprising is that no major news organization, or any minor ones for that matter other than our adult news sources, has covered this story to date. Interesting.
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Old 10-05-2002, 02:51 PM   #14
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Until visa officially blacklists someone and puts them out of business for unfair reasons, I don't think anyone has a case on their hands.

Yet.

Lets see what happens.

Anyone making hasty business decisions right now could be regretting it later.
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Old 10-05-2002, 02:55 PM   #15
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Originally posted by mistressofnite
What is really quite surprising is that no major news organization, or any minor ones for that matter other than our adult news sources, has covered this story to date. Interesting.
what are they gonna say? They gonna broadcast a live News Bulletin from George W.?

"Our nations Internet pornographers are being held under siege by the unfair practices of a huge corporation. It's time we took a stand and put and end to the tyranny."

C'mon.... we are totally alone here. We are the last people on Earth that anyone is going to publicly support. WE know the demand is still out there.... hell, A s h c r o f t himself probably buys porn..... but no one is going to stick up for INternet pornographers.... not now... not ever.

We are the outcasts of the global society.
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Old 10-05-2002, 03:01 PM   #16
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what are they gonna say? They gonna broadcast a live News Bulletin from George W.?

"Our nations Internet pornographers are being held under siege by the unfair practices of a huge corporation. It's time we took a stand and put and end to the tyranny."

C'mon.... we are totally alone here. We are the last people on Earth that anyone is going to publicly support. WE know the demand is still out there.... hell, A s h c r o f t himself probably buys porn..... but no one is going to stick up for INternet pornographers.... not now... not ever.

We are the outcasts of the global society.
Very true.
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Old 10-05-2002, 03:06 PM   #17
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If you want to call your Senator and kick Visa in the nuts at the same time call them and tell them to stick bankruptcy reform up their ass in a nice way. ?Mr. Lott I am small businessman in your district and I have always voted for you, but I will be unable to support you if go along with bankruptcy reform.? Part of the reason the credit card industry is cracking down on the porn business is a backroom deal made between some of the Conservative members of congress and the CC industry. The crux of the deal is if congress passes bankruptcy reform for the credit card industry they won?t process porn payments anymore.
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Old 10-05-2002, 03:17 PM   #18
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I wonder if the ACLU could be convinced that this is a civil liberties issue, taking rights away from our industry's customers through the back door.
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Old 10-05-2002, 03:21 PM   #19
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Problem is with the backdoor there is nothing for them to take to court.
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Old 10-05-2002, 03:24 PM   #20
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I wonder if the ACLU could be convinced that this is a civil liberties issue, taking rights away from our industry's customers through the back door.
I think not. This is a business instituting a financial business policy and I don't think it can be made into a civil liberties case by any stretch.
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Old 10-05-2002, 03:26 PM   #21
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Very true the ACLU represents people that suffer at the hands of some government policy not those that suffer at the hands of private business.
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Old 10-05-2002, 03:27 PM   #22
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The fact that these new VISA regs are extortion-like in nature, is what leads me to think the press would gobble this up. IT has an Enquirer-type element to it. And who defines "high risk" sites? What is the criteria? The chargeback rate? What if you have an adult site that has zero chargeback rate, does that mean you are exempt from paying the fees? NOT!
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Old 10-05-2002, 03:27 PM   #23
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In addition I seriously doubt that by imposing fees to do business with Visa is a violation of any current law. They are not forcing anyone to do business with them. They are charging a fee for doing business with them. It is your choice to do business with them or not.
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Old 10-05-2002, 03:29 PM   #24
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In addition I seriously doubt that by imposing fees to do business with Visa is a violation of any current law. They are not forcing anyone to do business with them. They are charging a fee for doing business with them. It is your choice to do business with them or not.

Exactly right.
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Old 10-05-2002, 03:31 PM   #25
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Has this been asked in any of these gagillion messaged threads:

what if you tell ccbill/ibill you're not paying the visa fee, do they can you on the spot?
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Old 10-05-2002, 03:37 PM   #26
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Has this been asked in any of these gagillion messaged threads:

what if you tell ccbill/ibill you're not paying the visa fee, do they can you on the spot?
No. It is my understanding that you can opt out of using Visa. If you intend to use Visa you must pay the fee. Someone correct me if I am wrong.
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Old 10-05-2002, 03:43 PM   #27
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Who are you going to sue and on what grounds?

No one will post anything official from VISA and most processors are posting their interpretations of the new VISA regs.

I don't think you can sue someone over an opinion.

Has anyone tried to contact VISA directly.

Several thousand of us call them Monday and we might get an answer.

Any body got their number?
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Old 10-05-2002, 03:52 PM   #28
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Ok, so I opt out of using VISA with ccbill/ibill, what's left? Mastercard? WEb900? Echecks? I hate echecks, those were returned/refunded more than cc's.
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Old 10-05-2002, 03:54 PM   #29
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Ok, so I opt out of using VISA with ccbill/ibill, what's left? Mastercard? WEb900? Echecks? I hate echecks, those were returned/refunded more than cc's.
You are left with everything the Billing Processors use other than Visa. Thats it.
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Old 10-05-2002, 04:22 PM   #30
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But lets say you decide to go with one of these "light" options where you just take mastercard and not visa. What happens to all your previous reccurrings from visa. Are the processors going to spend hours of time going through all your reccurrings and credit any past visa signups?

That seems like an administrative nightmare and would be shitty if that happens.
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Old 10-05-2002, 04:25 PM   #31
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But lets say you decide to go with one of these "light" options where you just take mastercard and not visa. What happens to all your previous reccurrings from visa. Are the processors going to spend hours of time going through all your reccurrings and credit any past visa signups?

That seems like an administrative nightmare and would be shitty if that happens.
It is my understanding that you will lose your recurring from Visa. Period. Someone correct me if I am wrong.
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Old 10-05-2002, 04:27 PM   #32
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If you want to call your Senator and kick Visa in the nuts at the same time call them and tell them to stick bankruptcy reform up their ass in a nice way. ?Mr. Lott I am small businessman in your district and I have always voted for you, but I will be unable to support you if go along with bankruptcy reform.? Part of the reason the credit card industry is cracking down on the porn business is a backroom deal made between some of the Conservative members of congress and the CC industry. The crux of the deal is if congress passes bankruptcy reform for the credit card industry they won?t process porn payments anymore.
How about every webmaster post a big notice on their home page telling all surfers to contact their legislators to "SAY NO TO BANKRUPTCY REFORM!" with a link to all senators and Us Reps in the U.S. Nothing about the porn business has to even be mentioned. Do you think Visa and MC would get the message that there is a huge voting block of people that could actually screw up their political agenda?



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Old 10-05-2002, 05:06 PM   #33
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Could Visa be violating international law by unfairly treating international webmasters who rely on them to do business?
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Old 10-05-2002, 05:13 PM   #34
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Has anyone checked the terms that applied when initially signing up with Visa?

You associated yourself with them under those circumstances.. Now they are going to change terms for existing accounts.. Might be some technical foul you can dig up...
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Old 10-05-2002, 05:16 PM   #35
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Has anyone checked the terms that applied when initially signing up with Visa?

You associated yourself with them under those circumstances.. Now they are going to change terms for existing accounts.. Might be some technical foul you can dig up...
The thing is that you are not actually signed up with Visa...That's part of why this is happenening.

Whether or not the billers have some sort of liability over how this plays out is the issue.
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Old 10-05-2002, 05:18 PM   #36
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Maybe the EU will tell Visa... You can't do business any longer in Europe with these Reg.'s... Which could happen but not likly. The reason is it's not going to be just the Porn business.. it's going to be ALL high risk business's...
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Old 10-05-2002, 05:19 PM   #37
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Don't accept CC if you have a problem.
There is more then 1 way to receive payment.
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