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I personally think all American webmasters should call their Senators.
"Hello? Senator Lott's ofifice? I'm a pornographer, and I want to talk to the Senator about ..."
Unless you could get an injunction prohibiting the implementation of the rules, which is unlikely, a successful lawsuit probably isn't in the cards. Stranger things have happened, of course, but these kinds of regulations are generally drafted with a tremendous amount of lawyer input by Visa, and may very well have been bantered back and forth between the lawyers of the processors and Visa.
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