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Old 05-06-2005, 09:04 AM   #1
DarkJedi
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I have no credit card debt

ME =

YOU =


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Old 05-06-2005, 09:05 AM   #2
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thats nice, now that you've finally hit 21 years old you're like the rest of responsible society.
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Old 05-06-2005, 09:11 AM   #3
corvette
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Originally Posted by DarkJedi
ME =

YOU =


thats funny, i like how you illustrated that
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Old 05-06-2005, 09:15 AM   #4
jimb
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Jim
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Old 05-06-2005, 09:17 AM   #5
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i've never had any credit card debt



me =

you =
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Old 05-06-2005, 09:26 AM   #6
loverboy
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good for you
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Old 05-06-2005, 09:29 AM   #7
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i've never had any credit card debt



me =

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Don't worry. Maybe you get a credit card as a gift on your 21st birthday
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Old 05-06-2005, 09:58 AM   #8
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I have zero credit card debt as well. However, I also have a combined credit card available credit of somewhere around $100k at my fingertips should I decide to use it, and a credit score that brings a tear to your eye.

me =
you =
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Old 05-06-2005, 10:02 AM   #9
lazycash
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I haven't had any cc debt for five years despite having a ton of credit at my disposal.

me on you:
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Old 05-06-2005, 10:05 AM   #10
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Originally Posted by Amputate Your Head
I have zero credit card debt as well. However, I also have a combined credit card available credit of somewhere around $100k at my fingertips should I decide to use it, and a credit score that brings a tear to your eye.

me =
you =
loan me $75k
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Old 05-06-2005, 10:06 AM   #11
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wootie doo for u.....
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Old 05-06-2005, 10:06 AM   #12
axelcat
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your lucky
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Old 05-06-2005, 10:07 AM   #13
Homer
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I have no cc debt too
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Old 05-06-2005, 10:14 AM   #14
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Quote:
Originally Posted by QuaWee
loan me $75k
absolutely.... long as you agree to pay the CC interest and an additional 15% to me.
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Old 05-06-2005, 10:21 AM   #15
Antonio
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I have no debt whatsoever.
And I'm 35.
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Old 05-06-2005, 10:22 AM   #16
MandyBlake
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good deal.
i'm almost there! i paid most of them off. i think i have a couple grand left. so i'm doing pretty well.
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Old 05-06-2005, 12:48 PM   #17
flashfire
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good for you
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Old 05-06-2005, 12:55 PM   #18
SykkBoy
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I have no credit card debt either.......I use a debit card for everything....cut up my cards years ago and just haven't bothered to get a new one...
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Old 05-06-2005, 01:01 PM   #19
BlackCrayon
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i use my credit card to pay for my servers, ect. so yes i do have credit card debt but only until the due date, i always pay it off in full each month.
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Old 05-06-2005, 01:02 PM   #20
DarkJedi
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Quote:
Originally Posted by Amputate Your Head
I have zero credit card debt as well. However, I also have a combined credit card available credit of somewhere around $100k at my fingertips should I decide to use it, and a credit score that brings a tear to your eye.

me =
you =
what about your house ? paid it off already ?

if so, congrats.
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Old 05-06-2005, 01:03 PM   #21
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Quote:
Originally Posted by DarkJedi
what about your house ? paid it off already ?

if so, congrats.

ummm.... my house is not on a credit card dude.
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Old 05-06-2005, 01:07 PM   #22
bringer
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Quote:
Originally Posted by DarkJedi
what about your house ? paid it off already ?

if so, congrats.
huh?
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Old 05-06-2005, 01:10 PM   #23
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I have no cc debt either THANK GOD... but that fucking IRS is up my ass a little.. I'll be chunking them off over the next year or so probably
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Old 05-06-2005, 01:11 PM   #24
DarkJedi
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ummm.... my house is not on a credit card dude.
Ah, alright.

When i made the thread, i meant i didn't have any debt.
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Old 05-06-2005, 01:11 PM   #25
xxxice
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CC debt is good
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Old 05-06-2005, 01:11 PM   #26
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yay for you!
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Old 05-06-2005, 01:13 PM   #27
DarkJedi
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huh?
Go fix the server, nerd.
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Old 05-06-2005, 01:17 PM   #28
wedouglas
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never had credit card debt. anyway nice going
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Old 05-06-2005, 01:19 PM   #29
bringer
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Go fix the server, nerd.
thats it, its morphin time!
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Old 05-06-2005, 01:39 PM   #30
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Originally Posted by DarkJedi
Ah, alright.

When i made the thread, i meant i didn't have any debt.

not all debt is bad man..... I get to write off the interest on the house, which reduces my taxable income, and I gain equity in it every day I'm here. Yes, I'm in debt for it, but I'll take that position over renting some crap box apartment, getting nothing to show for it, and being able to claim "debt free!" any day of the week.

Everything else I have is free and clear though.
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Old 05-06-2005, 01:56 PM   #31
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Don't worry. Maybe you get a credit card as a gift on your 21st birthday
i have a credit card, asshole
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Old 05-06-2005, 02:08 PM   #32
BRISK
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<---- no credit card debt either

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Old 05-06-2005, 02:09 PM   #33
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Good for you, neither do I
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Old 05-06-2005, 02:09 PM   #34
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Jim
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Old 05-06-2005, 02:11 PM   #35
aaron
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ive never had a credit card.. debit is good.
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Old 05-06-2005, 02:24 PM   #36
V_RocKs
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I prefer debit over credit now. Most banks give rewards now for debit too... But I do keep cards around for those just in case times. Plus my Epassporte and Paypal accounts are always flush with money so I don't get worried when I am on vacation.
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Old 05-06-2005, 02:58 PM   #37
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congrats throw your cc cards out now
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Old 05-06-2005, 03:37 PM   #38
WarChild
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Quote:
Originally Posted by DarkJedi
Ah, alright.

When i made the thread, i meant i didn't have any debt.
No debt at all means you're going about wealth the wrong way.

For instance, would you rather be Dark Jedi with his 0 debt load, or Donald Trump and his huge debt load? You do the math.
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Old 05-06-2005, 03:38 PM   #39
Amputate Your Head
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Originally Posted by aaron
ive never had a credit card.. debit is good.
no credit = no credit.

If you need credit some day, like say, to buy a house.... you're fucked.
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Old 05-06-2005, 03:41 PM   #40
sweetME
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Good for you
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