I have no credit card debt
 

ME = :banana

YOU = http://sexy-celebs.net/hotlink/sadbanana.gif


http://sexy-celebs.net/hotlink/lol.gif

thats nice, now that you've finally hit 21 years old you're like the rest of responsible society.

thats funny, i like how you illustrated that

http://www.onlyprettygirls.com/you_win_the_prize.jpg


Jim

i've never had any credit card debt



me = :321GFY

you = :Kissmy

good for you

Don't worry. Maybe you get a credit card as a gift on your 21st birthday :winkwink:

I have zero credit card debt as well. However, I also have a combined credit card available credit of somewhere around $100k at my fingertips should I decide to use it, and a credit score that brings a tear to your eye.

me = :)
you = :Oh crap

I haven't had any cc debt for five years despite having a ton of credit at my disposal.

me on you: http://smilies.sofrayt.com/%5E/i0/monkeypissr.gifhttp://smilies.sofrayt.com/%5E/i0/wc.gif

loan me $75k

wootie doo for u.....

your lucky

I have no cc debt too

absolutely.... long as you agree to pay the CC interest and an additional 15% to me.

I have no debt whatsoever.
And I'm 35.

good deal.
i'm almost there! :) i paid most of them off. i think i have a couple grand left. so i'm doing pretty well.

good for you

I have no credit card debt either.......I use a debit card for everything....cut up my cards years ago and just haven't bothered to get a new one...

i use my credit card to pay for my servers, ect. so yes i do have credit card debt but only until the due date, i always pay it off in full each month.

what about your house ? paid it off already ?

if so, congrats.

ummm.... my house is not on a credit card dude. :1orglaugh

huh?
http://www.starterupsteve.com/gfy/dorkjedi.jpg

I have no cc debt either THANK GOD... but that fucking IRS is up my ass a little.. I'll be chunking them off over the next year or so probably :(

Ah, alright.

When i made the thread, i meant i didn't have any debt.

CC debt is good :thumbsup

yay for you!

Go fix the server, nerd.

never had credit card debt. anyway nice going

thats it, its morphin time!

not all debt is bad man..... I get to write off the interest on the house, which reduces my taxable income, and I gain equity in it every day I'm here. Yes, I'm in debt for it, but I'll take that position over renting some crap box apartment, getting nothing to show for it, and being able to claim "debt free!" any day of the week.

Everything else I have is free and clear though. :)

i have a credit card, asshole

<---- no credit card debt either

:banana :banana

Good for you, neither do I :upsidedow

:1orglaugh

ive never had a credit card.. debit is good.

I prefer debit over credit now. Most banks give rewards now for debit too... But I do keep cards around for those just in case times. Plus my Epassporte and Paypal accounts are always flush with money so I don't get worried when I am on vacation.

congrats throw your cc cards out now

No debt at all means you're going about wealth the wrong way.

For instance, would you rather be Dark Jedi with his 0 debt load, or Donald Trump and his huge debt load? You do the math.

no credit = no credit.

If you need credit some day, like say, to buy a house.... you're fucked.

Good for you :thumbsup