Your preferred way of showing proof of income? - GoFuckYourself.com

phogirl69 · 04-08-2005, 01:24 AM

Whenever either renting, applying for a car loan, obtaining a mortgage, what is your preferred and in your opinion easiest way of showing proof of income from being an affiliate of paysites?

Also this is for people who are self employed, not incorporated because I know those folks just write checks out to themselves just as in a "real company"

I already know the most common ways are:

- Income tax returns (but sometimes you might not have recent ones because taxes were filed late or sometimes people are behind on their taxes)

- Bank statements showing monthly deposits (but certain banks only show the total number amount of money deposited per statement. Some institutions want to actually see each single deposit and the name of the company that the deposit or check was from)

- Check stubs (Might be complicated because some people promote lots of sponsors. Of course you can always show your "major" checks only, but also some companies have very blatant "porn related" names that are obviously related to adult companies, or company names that could easily identified with adult business with a simple Google search. In certain cases it is more prudent to be discreet with prudish type people? What to do if the names on all your major checks are obviously adult related?)

I know that it also depends on what you are doing and what they actually require of you; every situation is different. But in general, how do you get around it?

BRISK · 04-08-2005, 01:25 AM

Bank statements showing monthly deposits and my balance

Jace · 04-08-2005, 01:27 AM

i usually do bank statements or check stubs....had to do check stubs for our new house...that was funny, i had like 14 stubs that month...but fact is, they don't care how you get the money, as long as you have it and it is legal

adonthenet · 04-08-2005, 01:40 AM

Bank statements period.

beemk · 04-08-2005, 01:42 AM

whenever i make a cash offer on a house i go to the bank and they print me up a sheet with my balance and my average monthly balance over the past 6 months. that should work. if not show them some check stubs.

Amputate Your Head · 04-08-2005, 01:45 AM

"Credit rating of 820.... yes, you may begin the cock smoking now."

rickholio · 04-08-2005, 02:51 AM

In Canada, I believe the only universally accepted form of proof-of-income is your CRA notice of assessment (ie. tax return). I've never been able to apply for a loan with one.

I suppose some local credit unions and car financiers might accept less, but good luck at borrowing real money with it.

Mango · 04-08-2005, 03:01 AM

the tax return is the best proof, IMHO. Never had any problems with that...

tical · 04-08-2005, 03:01 AM

A bag of coke and 9mm pistol

$5 submissions · 04-08-2005, 03:46 AM

Past tax returns

Peaches · 04-08-2005, 06:41 AM

No one I have ever done business with would accept a bank statement as proof of income. I could make $20K a year and have two bank accounts and transfer money back and forth to make it look like I made 10 times that by just showing them one account.

I'm incorporated and I've always showed my income tax returns as proof of income. If you don't have then, they're lost, you haven't filed, etc. you have bigger problems than just showing proof of income

Dalai lama · 04-08-2005, 06:44 AM

Quote:

Originally Posted by adonthenet

Bank statements period.

That's it.

Basic_man · 04-08-2005, 06:50 AM

I'd say the best one is the tax report.. can't be wrong with that !

Spunky · 04-08-2005, 06:51 AM

Quote:

Originally Posted by adonthenet

Bank statements period.

Seems to be the correct answer

Raven · 04-08-2005, 07:51 AM

We use tax returns as proof of income.

But, when we bought our house a few years ago, they required both the tax returns and twelve months worth of bank statements, both personal and business.

DarkJedi · 04-08-2005, 07:56 AM

statsremote screenshot

Snake Doctor · 04-08-2005, 08:00 AM

Quote:

Originally Posted by DarkJedi

statsremote screenshot

I use tax returns.
The problem you stated about them being filed late isn't an issue really.
Its April 8 right now...so if I were to apply for a loan that wanted proof of income I would just use the previous year's tax return.

However, the mortgage company is the only place that wanted proof of income, for car loans and credit cards etc....they've never asked.

Rui · 04-08-2005, 08:02 AM

Quote:

Originally Posted by DarkJedi

statsremote screenshot

word

And some GFY trolls to vouch for you while your at it ;)

x86brandon · 04-08-2005, 09:39 AM

When I rented my house, they didn't ask questions. I told them self employed, they just asked for first, last, and security, and it was not a problem, so that was that.

The Heron · 04-08-2005, 09:48 AM

I just whip out my wad of cash, guess that convinces em.

rowan · 04-08-2005, 11:20 AM

Sounds like they're pretty tight, isn't the bond meant to cover that? Last time I rented I had to add an extra month's worth of rent as bond.

Radical Rick · 04-08-2005, 11:28 AM

tax returns and bank statements, sometimes both are good, but if you're credit score sucks it doesn't really matter anyway.

04-08-2005, 01:24 AM	#1
phogirl69 Confirmed User Join Date: Jul 2001 Posts: 3,330	Your preferred way of showing proof of income? Whenever either renting, applying for a car loan, obtaining a mortgage, what is your preferred and in your opinion easiest way of showing proof of income from being an affiliate of paysites? Also this is for people who are self employed, not incorporated because I know those folks just write checks out to themselves just as in a "real company" I already know the most common ways are: - Income tax returns (but sometimes you might not have recent ones because taxes were filed late or sometimes people are behind on their taxes) - Bank statements showing monthly deposits (but certain banks only show the total number amount of money deposited per statement. Some institutions want to actually see each single deposit and the name of the company that the deposit or check was from) - Check stubs (Might be complicated because some people promote lots of sponsors. Of course you can always show your "major" checks only, but also some companies have very blatant "porn related" names that are obviously related to adult companies, or company names that could easily identified with adult business with a simple Google search. In certain cases it is more prudent to be discreet with prudish type people? What to do if the names on all your major checks are obviously adult related?) I know that it also depends on what you are doing and what they actually require of you; every situation is different. But in general, how do you get around it?

04-08-2005, 01:25 AM	#2
BRISK Too lazy to set a custom title Join Date: Feb 2003 Posts: 12,240	Bank statements showing monthly deposits and my balance __________________ I post on GFY so that when people ask me what I do, I can tell them that I work with the mentally retarded.

04-08-2005, 01:42 AM	#5
beemk CLICK HERE Industry Role: Join Date: Jan 2002 Posts: 20,829	whenever i make a cash offer on a house i go to the bank and they print me up a sheet with my balance and my average monthly balance over the past 6 months. that should work. if not show them some check stubs. __________________ I host with Vacares

04-08-2005, 03:01 AM	#8
Mango Confirmed User Join Date: Aug 2001 Posts: 474	the tax return is the best proof, IMHO. Never had any problems with that... __________________ SponsorReport.com : the MASSIVE SPONSOR TEST PROJECT. 100% neutral and verified submissions only. Launched April, 7 - Get your FREE T-SHIRT NOW ! We will send our webmasters to YOUR sponsor with YOUR referral ID

04-08-2005, 03:01 AM	#9
tical Confirmed User Join Date: Feb 2002 Location: Las Vegas Posts: 6,504	A bag of coke and 9mm pistol __________________ 112.020.756

04-08-2005, 01:27 AM	#3
Jace FBOP Class Of 2013 Industry Role: Join Date: Jan 2004 Location: bumfuck, ky Posts: 35,562	i usually do bank statements or check stubs....had to do check stubs for our new house...that was funny, i had like 14 stubs that month...but fact is, they don't care how you get the money, as long as you have it and it is legal

04-08-2005, 01:40 AM	#4
adonthenet Too lazy to set a custom title Join Date: Feb 2005 Posts: 16,753	Bank statements period.

04-08-2005, 01:45 AM	#6
Amputate Your Head There can be only one Industry Role: Join Date: Aug 2001 Location: Somewhere else Posts: 39,075	"Credit rating of 820.... yes, you may begin the cock smoking now."

04-08-2005, 02:51 AM	#7
rickholio Confirmed User Industry Role: Join Date: Jan 2004 Location: Nor'easterland Posts: 1,914	In Canada, I believe the only universally accepted form of proof-of-income is your CRA notice of assessment (ie. tax return). I've never been able to apply for a loan with one. I suppose some local credit unions and car financiers might accept less, but good luck at borrowing real money with it.

04-08-2005, 03:46 AM	#10
$5 submissions I help you SUCCEED Industry Role: Join Date: Nov 2003 Location: The Pearl of the Orient Seas Posts: 32,195	Past tax returns __________________ Need a NON-ADULT income stream? We build your YOUTUBE CHANNEL for only $20 per video! For Hire: $3/hour or $400 per month Marketing Specialist Virtual Assistants

04-08-2005, 06:41 AM	#11
Peaches Old broad Join Date: Oct 2002 Location: Away Posts: 13,933	No one I have ever done business with would accept a bank statement as proof of income. I could make $20K a year and have two bank accounts and transfer money back and forth to make it look like I made 10 times that by just showing them one account. I'm incorporated and I've always showed my income tax returns as proof of income. If you don't have then, they're lost, you haven't filed, etc. you have bigger problems than just showing proof of income

04-08-2005, 06:50 AM	#13
Basic_man Programming King Pin Industry Role: Join Date: Oct 2003 Location: Montreal Posts: 27,360	I'd say the best one is the tax report.. can't be wrong with that ! __________________ UUGallery Builder - automated photo/video gallery plugin for Wordpress! Stop looking! Checkout Naked Hosting, online since 1999 !

04-08-2005, 07:51 AM	#15
Raven Confirmed User Industry Role: Join Date: Jul 2001 Posts: 6,874	We use tax returns as proof of income. But, when we bought our house a few years ago, they required both the tax returns and twelve months worth of bank statements, both personal and business. __________________ Raven ~RETIRED~

04-08-2005, 07:56 AM	#16
DarkJedi No Refunds Issued. Industry Role: Join Date: Feb 2001 Location: GFY Posts: 28,300	statsremote screenshot

04-08-2005, 09:39 AM	#19
x86brandon Confirmed User Industry Role: Join Date: Apr 2003 Location: Seattle, WA Posts: 101	When I rented my house, they didn't ask questions. I told them self employed, they just asked for first, last, and security, and it was not a problem, so that was that.

04-08-2005, 09:48 AM	#20
The Heron Confirmed User Industry Role: Join Date: Apr 2001 Location: Michigan Posts: 4,488	I just whip out my wad of cash, guess that convinces em.

04-08-2005, 11:20 AM	#21
rowan Too lazy to set a custom title Join Date: Mar 2002 Location: Australia Posts: 17,393	Sounds like they're pretty tight, isn't the bond meant to cover that? Last time I rented I had to add an extra month's worth of rent as bond.

04-08-2005, 11:28 AM	#22
Radical Rick Confirmed User Join Date: Mar 2005 Location: The Radical Cash Ranch Posts: 449	tax returns and bank statements, sometimes both are good, but if you're credit score sucks it doesn't really matter anyway. __________________ SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, you may use a 624x80 instead of a 120x60. Let me repeat... A 120 x 60 button and no more that 3 lines of DEFAULT SIZE AND COLOR text.