20,000 USD Loan, anyone a loan shark? - GoFuckYourself.com

jeffrey · 02-13-2005, 10:43 AM

Ok so I am not expecting this to be a serious thread, but going to try and see if it will be anyways.

Buying a new car and need 20k and hate bank loan people, they are all "car is 9 years old, we cant give a rate less then 11.5% even though you have exceptional credit" to which I say, "its a collectors car and has 8000 miles only"

Is there a way to get a better rate online somehow? e-pawn something or e-loans??? I dont know.

Myst · 02-13-2005, 11:06 AM

Sosa · 02-13-2005, 11:10 AM

just goto a bank, most banks will be willing to give you a loan if you have good credit.

Screaming · 02-13-2005, 11:12 AM

do you own any 1 word domains that end with .com ?

jeffrey · 02-13-2005, 11:29 AM

banks are willing, but 11.5% sucks balls.

sorry no one word .com's couple brandable domains... but we all know the worth of those with no trafic.

Platinumpimp · 02-13-2005, 11:31 AM

Quote:

Originally Posted by Myst

Dalai lama · 02-13-2005, 11:42 AM

Please.

tungsten · 02-13-2005, 11:44 AM

maybe the rate is high because your credit is shit?

jeffrey · 02-13-2005, 11:50 AM

Quote:

Originally Posted by tungsten

maybe the rate is high because your credit is shit?

I was told I have good credit

Maybe I'll go in for a personal loan instead of borowing against the car.
All they could do it look at my credit score, and the year of the car and use some damn chart, 11.5% was the best rate for a 9 year old car.

Wizzo · 02-13-2005, 11:59 AM

A know a loan shark, he only charges 10%....

Of course its 10% per week... stick to the bank...

WiredGuy · 02-14-2005, 01:17 AM

http://www.digipawn.com/

Ron Bennett · 02-14-2005, 04:23 AM

Consider credit card convenience checks ...

One can borrow a decent amount of money fast ($10K, $20K, etc upto their credit limit; even beyond that depending on the issuer) at relatively low rates, assuming one has quality credit ... low as 0% to 3% short term and around 5% long-term "fixed" (risk: default provisions in agreements that can kick in unexpectedly).

When buying a car, etc you may need to deposit the convenience check into your bank account first (read credit card agreement very carefully regarding cash advances; good cards won't charge any extra), and then pay the dealership with a personal/certified check.

Increasingly folks these days skip the bank/dealership when buying a car and borrow money through other venues.

Ron

p.s. when buying the car, steer clear of the 0% financing and other crap - it's all nonsense, they're simply rolling much of the interest into the price; even if not, 0% car deals are usually 5+ years often leading the loan to be "upside down" in short order - a very bad thing.

xclusive · 02-14-2005, 04:49 AM

good luck go for the personal loan

Vitasoy · 02-14-2005, 04:54 AM

Quote:

Originally Posted by jeffrey

banks are willing, but 11.5% sucks balls.

sorry no one word .com's couple brandable domains... but we all know the worth of those with no trafic.

Loan sharks would ask wayy more then that

Dagwolf · 02-14-2005, 04:57 AM

Quote:

Originally Posted by WiredGuy

http://www.digipawn.com/

That's amazing.

jeffrey · 02-14-2005, 05:34 AM

digipawn.com

thats like exactly what I was looking for... I think.
I will look it over more when I get home from work.

Luc · 02-14-2005, 07:20 AM

what other valuables do you have that you can live without (ex: big screen
TV, girlfriend, LCD's, house)?

DomBuyer · 02-14-2005, 07:47 AM

Skip the bank, get a high limit Capital One card with their low introductory rate and hopscotch cards for a couple of years at 2%. If your credit is good, Capital One will quietly offer you their platinum card ($50k limit) with a 2.9 FIXED rate when you threaten to switch.

Banks are for suckers.

jeffrey · 02-14-2005, 04:44 PM

Quote:

Originally Posted by DomBuyer

Skip the bank, get a high limit Capital One card with their low introductory rate and hopscotch cards for a couple of years at 2%. If your credit is good, Capital One will quietly offer you their platinum card ($50k limit) with a 2.9 FIXED rate when you threaten to switch.

Banks are for suckers.

How do I pay a person though?
And how do I get this card? seems exactly what I want.

WiredGuy · 02-14-2005, 04:47 PM

Quote:

Originally Posted by jeffrey

digipawn.com

thats like exactly what I was looking for... I think.
I will look it over more when I get home from work.

Plus this company is from Rick Latona so its not someone who's gonna rip you off. Definitely worth going through if you have the assets to put up for pawning.

WG

JFK · 02-14-2005, 04:55 PM

Quote:

Originally Posted by WiredGuy

Plus this company is from Rick Latona so its not someone who's gonna rip you off. Definitely worth going through if you have the assets to put up for pawning.

WG

Agreed

Fake Nick · 02-14-2005, 04:58 PM

hmmm, why dont you try it the old fashioned way ? ? save money ?? ? loaning small amounts like $20k seems quite ridiculous to me

DomBuyer · 02-14-2005, 05:37 PM

Quote:

Originally Posted by jeffrey

How do I pay a person though?
And how do I get this card? seems exactly what I want.

Apply only or call them.

You pay for the car using the cc checks.

jeffrey · 02-15-2005, 12:34 AM

Quote:

Originally Posted by Fake Nick

hmmm, why dont you try it the old fashioned way ? ? save money ?? ? loaning small amounts like $20k seems quite ridiculous to me

Its a used collectors car. waiting the 8 months it would take me would be too late.

Looking at digipawn and capital one

Thanks for those two idea's

woj · 02-15-2005, 01:48 AM

Quote:

Originally Posted by Ron Bennett

Consider credit card convenience checks ...

One can borrow a decent amount of money fast ($10K, $20K, etc upto their credit limit; even beyond that depending on the issuer) at relatively low rates, assuming one has quality credit ... low as 0% to 3% short term and around 5% long-term "fixed" (risk: default provisions in agreements that can kick in unexpectedly).

which credit card has 5% long term "fixed" rate?

Der Schleicher · 02-15-2005, 04:45 AM

Quote:

Originally Posted by Wizzo

A know a loan shark, he only charges 10%....

Of course its 10% per week... stick to the bank...

DomBuyer · 02-15-2005, 05:01 AM

Quote:

Originally Posted by woj

which credit card has 5% long term "fixed" rate?

Capital One reserves it for its best customers.

Rui · 02-15-2005, 07:04 AM

pff...very funny man...really i'm LOL like a motherfucker...

Lykos · 02-15-2005, 09:01 AM

I think there isn't better way

~Ray · 02-15-2005, 09:05 AM

I wanted buy a $20,000 car when I was 16 too

jeffrey · 02-15-2005, 05:19 PM

Quote:

Originally Posted by AdvertisingSex

I wanted buy a $20,000 car when I was 16 too

right...
I'm 21, and the car is a summer fun car. a 96 Camaro SS with 8000 miles on it.

Managed to get the bank to give me the loan with 4.25% interest. So I'm happy

02-13-2005, 10:43 AM	#1
jeffrey Confirmed User Industry Role: Join Date: Jul 2004 Location: Alberta Posts: 1,864	20,000 USD Loan, anyone a loan shark? Ok so I am not expecting this to be a serious thread, but going to try and see if it will be anyways. Buying a new car and need 20k and hate bank loan people, they are all "car is 9 years old, we cant give a rate less then 11.5% even though you have exceptional credit" to which I say, "its a collectors car and has 8000 miles only" Is there a way to get a better rate online somehow? e-pawn something or e-loans??? I dont know. __________________ Coming Soon!

02-13-2005, 11:06 AM	#2
Myst Confirmed User Join Date: Feb 2004 Location: Alberta, Canada Posts: 4,707	__________________ ICQ: 298-523-037

02-13-2005, 11:12 AM	#4
Screaming I can change this!!!!! Join Date: Feb 2004 Posts: 18,972	do you own any 1 word domains that end with .com ? __________________

02-13-2005, 11:29 AM	#5
jeffrey Confirmed User Industry Role: Join Date: Jul 2004 Location: Alberta Posts: 1,864	banks are willing, but 11.5% sucks balls. sorry no one word .com's couple brandable domains... but we all know the worth of those with no trafic. __________________ Coming Soon!

02-13-2005, 11:42 AM	#7
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02-13-2005, 11:10 AM	#3
Sosa In Tushy Land Join Date: Oct 2002 Location: Nebraska Posts: 40,149	just goto a bank, most banks will be willing to give you a loan if you have good credit.

02-13-2005, 11:44 AM	#8
tungsten Too lazy to set a custom title Join Date: Mar 2004 Posts: 10,579	maybe the rate is high because your credit is shit? __________________ VOYEUR /HOMEMADE, HENTAI / CARTOON, Reality, Amateur, Shemale, Hardcore, Cuckold, Celebrity, Retro/Vintage, ect...ALL OUR SITES >> Unbelievable Ratio \| High % of Rebills \| Bi-Monthly Payments (also to E-Passporte) Ton's of EXCLUSIVE Free content & FHG's \|=> GREAT REVENUE $$$ GUARANTEED!

02-13-2005, 11:59 AM	#10
Wizzo 2011 GFY Hall of Fame! Industry Role: Join Date: Nov 2000 Location: Back in Texas! Posts: 15,224	A know a loan shark, he only charges 10%.... Of course its 10% per week... stick to the bank... __________________ Looking for Opportunity!

02-14-2005, 01:17 AM	#11
WiredGuy Pounding Googlebot Industry Role: Join Date: Aug 2002 Location: Canada Posts: 34,482	http://www.digipawn.com/ __________________ I play with Google.

02-14-2005, 04:23 AM	#12
Ron Bennett Confirmed User Join Date: Oct 2003 Posts: 1,653	Consider credit card convenience checks ... One can borrow a decent amount of money fast ($10K, $20K, etc upto their credit limit; even beyond that depending on the issuer) at relatively low rates, assuming one has quality credit ... low as 0% to 3% short term and around 5% long-term "fixed" (risk: default provisions in agreements that can kick in unexpectedly). When buying a car, etc you may need to deposit the convenience check into your bank account first (read credit card agreement very carefully regarding cash advances; good cards won't charge any extra), and then pay the dealership with a personal/certified check. Increasingly folks these days skip the bank/dealership when buying a car and borrow money through other venues. Ron p.s. when buying the car, steer clear of the 0% financing and other crap - it's all nonsense, they're simply rolling much of the interest into the price; even if not, 0% car deals are usually 5+ years often leading the loan to be "upside down" in short order - a very bad thing. __________________ Domagon - Website Management and Domain Name Sales

02-14-2005, 04:49 AM	#13
xclusive Too lazy to set a custom title Join Date: Apr 2004 Location: Buffalo, NY Posts: 35,218	good luck go for the personal loan __________________ I support MediumPimpin.com / Shemp's Outlawtgp.com /

02-14-2005, 05:34 AM	#16
jeffrey Confirmed User Industry Role: Join Date: Jul 2004 Location: Alberta Posts: 1,864	digipawn.com thats like exactly what I was looking for... I think. I will look it over more when I get home from work. __________________ Coming Soon!

02-14-2005, 07:20 AM	#17
Luc Confirmed User Join Date: Nov 2002 Location: Houston Posts: 1,130	what other valuables do you have that you can live without (ex: big screen TV, girlfriend, LCD's, house)?

02-14-2005, 07:47 AM	#18
DomBuyer Confirmed User Join Date: Sep 2002 Location: Amalfi Coast Posts: 2,595	Skip the bank, get a high limit Capital One card with their low introductory rate and hopscotch cards for a couple of years at 2%. If your credit is good, Capital One will quietly offer you their platinum card ($50k limit) with a 2.9 FIXED rate when you threaten to switch. Banks are for suckers.

02-14-2005, 04:58 PM	#22
Fake Nick So Fucking Banned Join Date: Jul 2004 Location: go troll goo! Posts: 7,708	hmmm, why dont you try it the old fashioned way ? ? save money ?? ? loaning small amounts like $20k seems quite ridiculous to me

02-15-2005, 07:04 AM	#28
Rui web Join Date: Dec 2001 Location: On icq: 85-483-060 Posts: 9,533	pff...very funny man...really i'm LOL like a motherfucker...

02-15-2005, 09:01 AM	#29
Lykos Too lazy to set a custom title Industry Role: Join Date: Apr 2003 Location: World Posts: 31,027	I think there isn't better way __________________

02-15-2005, 09:05 AM	#30
~Ray visit hardlinks.org Industry Role: Join Date: Jun 2003 Location: Las Vegas , Nv >>> [email protected] or icq 94994627 anytime Posts: 18,362	I wanted buy a $20,000 car when I was 16 too __________________ Adult Backlinks for Adult Websites - Testimonials Available