Ok so I am not expecting this to be a serious thread, but going to try and see if it will be anyways.
Buying a new car and need 20k and hate bank loan people, they are all "car is 9 years old, we cant give a rate less then 11.5% even though you have exceptional credit" to which I say, "its a collectors car and has 8000 miles only"
Is there a way to get a better rate online somehow? e-pawn something or e-loans??? I dont know.