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Old 02-04-2005, 08:00 AM   #1
Head
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My Fucking Bank Pulled My Credit Report 8 Times!!

AND TWICE IN ONE FUCKING DAY!!! TD CANADA TRUST
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Old 02-04-2005, 08:03 AM   #2
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Quote:
Originally Posted by Head
AND TWICE IN ONE FUCKING DAY!!! TD CANADA TRUST
They better cancel some of that, it shows up on your credit record and it looks Negative. Brands you as a credit seeker
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Old 02-04-2005, 08:17 AM   #3
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They better cancel some of that, it shows up on your credit record and it looks Negative. Brands you as a credit seeker
Ya i know I'm fucking pissed at them to no end!!!!
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Old 02-04-2005, 08:20 AM   #4
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Quote:
Originally Posted by JFK
They better cancel some of that, it shows up on your credit record and it looks Negative. Brands you as a credit seeker
In the states if a company you already have an account with pulls a maintenance report, it shows to you but not anyone else. Not sure how it's done in Canada though.
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Old 02-04-2005, 08:24 AM   #5
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Head...
I had the same situation 2 years ago with TD
They pulled it out about 10 times !!!

And when I called to complain, the girl was a major bitch. I said that I would go and close my account...and she said" Come over and it will be my pleasure"

She didn't look so smart when the bank director got her in the office !!
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Old 02-04-2005, 08:38 AM   #6
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Originally Posted by Head
AND TWICE IN ONE FUCKING DAY!!! TD CANADA TRUST
How did you determine this?

-Dino
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Old 02-04-2005, 08:53 AM   #7
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A sole inquiry drops your credit score (in the US) by 7 points. Multiple inquiries by one creditor within a month count as one, so do multiple mortgage companies or auto finance inquiries.
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Old 02-04-2005, 09:19 AM   #8
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How did you determine this?

-Dino
I pulled it myself from Equifax.comand saw a abstract.
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Old 02-04-2005, 10:16 AM   #9
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In california? Get your credit report for free at annualcreditreport.com
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Old 02-04-2005, 10:21 AM   #10
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Originally Posted by Head
I pulled it myself from Equifax.comand saw a abstract.
Did you apply for credit? Or, have you had unusual interactions with anyone at the bank?

-Dino
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Old 02-04-2005, 10:27 AM   #11
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I had this happen to me.. thats harassment and you can report it. HFC did that for me and made so many inquiries that they fucked up my credit. Fight it and they will remove it..
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Old 02-04-2005, 10:39 AM   #12
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Originally Posted by TheLegacy
I had this happen to me.. thats harassment and you can report it. HFC did that for me and made so many inquiries that they fucked up my credit. Fight it and they will remove it..
HFC is another story. Their reputation precedes them. They are well known for charging just a partial point under the legal definition of loan sharking - it is not surprising to hear about unethical practices related to them.

-Dino
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Old 02-04-2005, 10:43 AM   #13
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Hmmm..I bank with them as well...are you appling for a loan or something?
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Old 02-04-2005, 11:09 AM   #14
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You defintely want to get those removed.

That many requests will fuck with your Beacon Score

Last edited by ElvisManson; 02-04-2005 at 11:11 AM..
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Old 02-04-2005, 11:10 AM   #15
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damn 7 points? i thought it was only 2 or 3
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