tried to buy my daughter a BMW X5 3.0i but

[debbieN]

I had credit problems.

Since I have almost always paid cash for stuff I have very little credit power???

Went to Credit Inform and found out there where several things on my report back from 1999 that were not mine or were missreported.

30 to 60 days I had to tell my 16 year old.

sucks, this is the first time I ever saw my credit report. bizzare.

[doober]

A bmw x5 for your kid?

How old is your daughter?
are you insane?

[Paco, of Large Cash.]

B-mers rock!

the 3 is cheaper, a better off road unit and it has a much more efficient engine, thusly better gas milage.

(edit) sorry to hear about the credit prob.

[boneprone]

Hmmm..

How old is your daughter?

X5 may be a bit much for a kids gift.

Spoiled?

[Manowar]

16 year old.... 3l X5. God damn insurance, and driving tests in the US are easy nowdays. in the UK its practically impossible to insure anything over a 2litre until 21.

[Roald]

buy her a bike instead, shouldn't have any credit problems with that

[boneprone]

ITs a nice ride though..

Not really for me or my style though. A bit too domestic looking.

But my wife likes em.. Test drove one 2 weeks ago and they are very very nice..

She was ready to buy it, but in private she asked me if Id drive it also.. I told her no.. And off we went.

But its a nice nice hot car..

Lucky daughter..

Bring her to internext.. Maybe she can use mommys credit card and buy me some shit and tune up your credit problems even more.

[EvilFubAr]

You should check your credit BEFORE you go apply for a loan, now you lost 3-5 points just for someone running your report for the loan. And now they will have to run it again after you fix your problems. That will be another -3 -5 points

[Indica]

will you be my daddy?

[Indica]

ha, mommy?
at 16 I got a chevette. LOL

[boneprone]

lol just read this..

16 years old..

WTF..

Obviously you have money now days, but your thinking and spending responsibility you speak of that got you in trouble in 1999 seems to still be the frame of thinking you are in today.

Just be careful.. Earning money and having money comes and goes.. Its how you manage it that matters.

(this coming from someone betting on the blazers tomorrow)

[liquidmoe]

Wait like half a year until the new E90 3-series comes out and get her one of those, better gas mileage, even more so than the current 3-series, better looking imo, and a much better starter car thats less dangerous than an X5.

I mean bmw's are great, but with an SUV you have so much more mass that regardless, its just a bit less safe, especially considering how young she is and her lack of experience driving.

[debbieN]

I never thought to check my credit before. I have alway bought vehicles for my past businesses I was involved with.

My credit will be crystal in 90 days.

[iFliPcEss]

your daughter is indeed lucky, b-mers at 16? wow... i remember the movie "mean girls"

[alias]

Guess you can't afford it.

[Vitasoy]

Originally posted by Manowar
16 year old.... 3l X5. God damn insurance, and driving tests in the US are easy nowdays. in the UK its practically impossible to insure anything over a 2litre until 21.

Speaking of insurace,


How much does it cost to insure there?

I was paying 5K to insure a 35K car when I was 18 -_-

[TheFrog]

an x5 thats crazy

[debbieN]

we looked at the following:

M-benz ML 320
Lexus, then realized the Nissan Murano is basically the same. Just like a navigator and expidition.
BMW
Ford Exploder

and many others that we just cruised the lot.

resale value
safety
making her feel good about herself, priceless.

she is not spoiled. she was getting a 1991 Ford Aerostar van before I found out that it needed $2000+ to make it safe (was in storage for 2 years).

I can afford it so wtf.

[Manowar]

Originally posted by Vitasoy
Speaking of insurace,


How much does it cost to insure there?

I was paying 5K to insure a 35K car when I was 18 -_-

at 18, 90% of them wouldnt touch you on a car over $15k, and those who did, you'd be paying $9-10k for insurance per year.

[doober]

As rich as I would ever be, I would never buy my kid a car at 16 years of age. Nevermind an X5.

How are you ever gonna teach any sense of value and worth by spoiling kids like that?

Better get her a job then too drown her in luxury items at that age.

[sean416]

damn yo, 16 yr old getting an X5, you MUST be out of your mind. Trust me, thats a HUGE mistake.

[Young]

Originally posted by debbieN
I had credit problems.

Since I have almost always paid cash for stuff I have very little credit power???

Went to Credit Inform and found out there where several things on my report back from 1999 that were not mine or were missreported.

30 to 60 days I had to tell my 16 year old.

sucks, this is the first time I ever saw my credit report. bizzare.

debbie what happened to ths small mid-sized sedan ???

X5 is a big jump....a nice jump

[Young]

Originally posted by Paco, of Large Cash.
B-mers rock!

the 3 is cheaper, a better off road unit and it has a much more efficient engine, thusly better gas milage.

(edit) sorry to hear about the credit prob.

The X3 is possibly the ugliest BMW ever.

[polish_aristocrat]

Originally posted by EvilFubAr
You should check your credit BEFORE you go apply for a loan, now you lost 3-5 points just for someone running your report for the loan. And now they will have to run it again after you fix your problems. That will be another -3 -5 points

Lol, that stuff is strange

[Paco, of Large Cash.]

never said anything about the looks - you are correct ... but it is nicer than Cadarack's SUV

[polish_aristocrat]

Originally posted by doober
As rich as I would ever be, I would never buy my kid a car at 16 years of age. Nevermind an X5.

How are you ever gonna teach any sense of value and worth by spoiling kids like that?

Better get her a job then too drown her in luxury items at that age.

I agree, but we live in a free world, so he can do whatever he wants.

[debbieN]

her choice.

since my divorce a year ago (took two+ years total from the begining) my daughter has been excellent at school, does all chores without complaining, is learning Japanese on her own, has started web site selling electric scooters, in her spare time she is running to get good enough to go out for track (they need to be able to run 10 minutes straight to get on), and many other things that make me proud.

Only time will tell if this is a bad move.

[Melvin the Dude]

that backseat is gonna get alot of action!!

[- Jesus Christ -]

Originally posted by sean416
damn yo, 16 yr old getting an X5, you MUST be out of your mind. Trust me, thats a HUGE mistake.

[LA Mike]

The 5 you can get with 400 HP

[justsexxx]

I'm still looking for a mum :D

Serious, when she doesn't act spoiled, is a nice and honest kid, what's up with giving her nice car? For that money I would buy another car, but that's another part.

I just hope when I become dad once, I can give away X5's Although the are prices are around 90.000 EURO here

Andre

[Dalai lama]

Originally posted by doober
A bmw x5 for your kid?

How old is your daughter?
are you insane?

why not

[BlackCrayon]

make sure you have good insurance. it will probably be in an accident within 6 months to a year. when kids get toys like that, it tends to make them stupid.

[MandyBlake]

God damn!
This is fucked up!
Whatever happened to the days where when kids turned 16, their parents gave them their old car.
I had a hand me down so every kid should. If they want a better car, they can save up and get it themselves!

[chowda]

get her an x3..

u should get urself the x5

[trogdor]

just another brat kid in the making

get her a fucking toyota or honda, wtf are u thinking as a parent giving a 16 yr old a bmw.

[detoxed]

Hmm guess that shows why people shouldnt get into things they have no idea about, like credit.

[xNetworx]

Get your kid a BMW X5... you will pay for it. Unless you are rich, which you don't seem to be seeing as you seem to have no other option than credit, you don't want to get a kid any car over 25k

[cool1g]

half the people in this thread can't read - she's looking at a X3, not an X5...the X3s are like $20,000 cheaper.

and hey, her $ - she can do what she wants.

if you pay for everything in cash, you can have a crappy credit score as there is nothing for the companies to rate you with.

[BaldBastard]

I got my wife a 318 for her birthday
3 months later it was totaled

So she now has a 316, for my 18yr old son to drive its $1700 a year in insurance. So I got him a 2k commodore vb )


Credit builds credit its a sad fact of life

[korzon]

seems like an awful lot of car for a careless 16 year old

get her something big and safe

[Mr. Jim]

Looked at that car nice ride

i just picked up a new Land Rover thing is a tank I love it

[AndrewKanuck]

Originally posted by debbieN
I had credit problems.

Since I have almost always paid cash for stuff I have very little credit power???

Went to Credit Inform and found out there where several things on my report back from 1999 that were not mine or were missreported.

30 to 60 days I had to tell my 16 year old.

sucks, this is the first time I ever saw my credit report. bizzare.

Musta been some big things for them to even consider 1999 on your credit report

[detoxed]

Originally posted by Manowar
at 18, 90% of them wouldnt touch you on a car over $15k, and those who did, you'd be paying $9-10k for insurance per year.

LOL if you have money they dont care

[pxxx]

Originally posted by boneprone
l

(this coming from someone betting on the blazers tomorrow)

You are justa die hard fan of the Blazers, we understand BP.

[Micah - Drizunk]

you kid should be thankful to get an 80s toyota for a present. Make em work for it or theyll never know the value of money. In the meantime... go out and buy an m5 for yourself...

[BRISK]

Originally posted by korzon
seems like an awful lot of car for a careless 16 year old

get her something big and safe

agreed

don't spoil your daughter

[pornJester]

X5 for a 16 year old? A little over the top don't you think? Driving is a privilage. I think the smart move would be to allow your daughter to prove she is a responsible driver first, then she should get the nice car.

[BlackCrayon]

Originally posted by MandyBlake
God damn!
This is fucked up!
Whatever happened to the days where when kids turned 16, their parents gave them their old car.
I had a hand me down so every kid should. If they want a better car, they can save up and get it themselves!

yeah, i worked my ass off from 15-17 and saved up almost 1000 bucks and my parents lent me another 1000 to buy my first car, 85 monte carlo. sure it would of been easier to just have my parents buy the car but that was never going to happen. instill a work ethic in your kids. it will pay off when you're old and grey and have to life off them, lol.

[Screaming]

yikes hate that for you but at least you will get it resolved