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Old 10-14-2004, 01:43 AM   #1
quiet
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car insurance/registration question for Canadians

i was just told this is impossible, but i find it hard to believe.

i have a place in Whistler and Montreal. also have an office in Edmonton. but apparently i can't hold insurance and registration for different provinces at the same time. for example if i want to insure and register different cars under BC, Alberta and Quebec. apparently this is because you need a driver's license issued in a particular province in order to get insurance and registration in that province - and since you can only hold one license, it makes it impossible to insure/reg in more than one place.

am i way off base here, or is this the way it is?
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Old 10-14-2004, 02:24 AM   #2
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Doesn't sound right to me.

A car should be insured under the jurisdiction it's driven in. What you're trying to do is the right thing.

Best example I can think of is when two Dutch Webmasters lived with me in Vancouver for a year. One of them bought a car. He was able to register and insure that car in BC without even a BC driver's license.

So while I don't know about the other provinces, in BC, you don't even have to have ANY valid Driver's license to insure a vehicle. I've insured vehicles in the middle of prohibitions without any problems.
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Old 10-14-2004, 02:28 AM   #3
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could be the way it is since the provinces run their own independent insurance
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Old 10-14-2004, 08:22 AM   #4
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Old 10-14-2004, 09:19 AM   #5
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Why don't you insure them all at the same place?
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Old 10-15-2004, 04:41 AM   #6
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still confused on this issue (though i admit i haven't looked into it beyond a couple of friends and gfy)

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Old 10-15-2004, 05:21 AM   #7
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i had a car insured in Vancouver and another insured in Ottawa at the same time..although it was 10 years ago...

think about the politicians..they have cars in their home province and in the capital...
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Old 10-15-2004, 05:22 AM   #8
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I'm about 99% sure that it's not a problem in BC.
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Old 10-15-2004, 06:19 AM   #9
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3 years ago I had a Quebec DL and succesfully registered/insured my car in BC.

So it's totally possible.
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Old 10-15-2004, 06:22 AM   #10
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I travelled west for a business trip - and they said the same thing in that you can only insure one car - one province. I had to remove the insurance from my stang and put it on the rental car when driving from BC to Alberta
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Old 10-15-2004, 07:13 AM   #11
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That's simply not true. I have an American drivers liscence and I have car insurance for Ontario.
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Old 10-15-2004, 09:08 AM   #12
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I was in a band (based out of edmonton) and the insurance companies here told us that we needed commercial plates.

Perhaps not the same kind of situation, but it does allow you to hold a liscence in one province but drive your vehicles and keep them in the province of your choice.
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