The problem is separating cold hard facts, from grinding axes, speculation, and just basic trolling.

please have Amparo contact me... i have tried twice with no success... 1 6 3 0 6 9 1 6 7

Most of the information is public.

its funny... we only have a 1/10th of 1% chargeback ratio for this whole year....

Ibill is running off to the bahamas with our money?

Most of the things posted here are speculation.

If a person has processed with them for many years and has many rebills with them, then most of what we are hearing here is, haha they are going down. Better not use them, since they are not ISPS or you will ruin your business. they are processing offshore, which is gonna screw you. We told you two years ago when they didn't pay us for web900's when worldcom went down to leave them.

So whatever the slam du jour is, we just have to hope that they will pull it out of the mud. If you guys wanna celebrate, then go ahead. Most of the people doing the slamming are not long-time Ibill clients, I am sure. And if they are, they don' t have much skin in this game.

facinating thread

Why posting this ?

Are you afraid of something ?

Before posting unusefull message on GFY why don't you just answer Emails your customer/possible futur customer is sending you ?

I tried to reach you guys a couple of times the past 3 years. I never got one single Email back ! WOW ! How impressive !


I now have my own merchant account and I am very glad with it.
My chargeback ratio is 0.09%

My feeling is that you are afraid that people go for merchant account instead then going with you guys... Considering how is your customer service, it is not a bad thing.

interesting, I'd be careful about schadenfreude, it seems to be the trend that visa/mc are making it tough on the third-party billing model...


If you have processing through a third party and you still accountable for the cbs you generate under their processing?

If so, why would you stay dependent on the solvency of that third party?

What say do you have on what tactics they allow from their other merchants to participate in?

it just doesn't add lup to me.

I seems that going with a 3rd party billing company is more of a death sentence than to get your own merchant account. If a company got their own merchant account, but couldn't keep it under 1% for a couple of months, maybe that company should get fined and put on the TMF for running such a bad business. I have my own merchant account and it isn't all that hard to keep it under that 1%.

It sounds like your just trying to scare everybody from getting their own merchant account, when getting your own merchant account would be the best thing to do with what is happening with these 3rd party billing companies. Not only would most companies save money with their own merchant account, but they would have more control over their customers and money (especially with daily deposits).

Here are 2 companies that can help people get a merchant account.
http://www.netbilling.com
and use their system or
http://www.msusa.info
and use
http://www.paywide.com

I totally agree. We use Netbilling primarily and Ccbill as a backup and we have never been over 1%. The 3rd party processors have to keep you under 1% as well so what is the difference besides paying alot more and waiting for a check?

Z

Fact is everybody in this business longer than 4 years
using 3rd party billers lost money somewhere.

Fact is merchant accounts impose a certain risk but at
least you have control over it and i predict that within a year
it will be the only way to process because the whole 3rd
party model is dying. Not many left and Visa and MC always
come up with new surprises.