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Old 08-05-2004, 02:10 AM   #1
stocktrader23
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Foreign webmasters, how many small checks do you have that you can't cash?

How many small checks do you have laying around that you can't or won't cash because of bank fees. Isn't it like $10 euros in some places with a 30 day wait?
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Old 08-05-2004, 02:16 AM   #2
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I usually take wires and I've set my minimum to $500 or $1000 usually.
I do however occasionally get $15 to $50 checks from places I haven't promoted in a while. I just throw those away. It costs ?30 to cash a check at my bank.
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Old 08-05-2004, 02:19 AM   #3
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Easy answer - NONE - I switched to a bank that charges nothing.

The only check that i newer cashed was my first one - 35$ from asianplayer RIP
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Old 08-05-2004, 02:30 AM   #4
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Quote:
Originally posted by TeenGodFather
I usually take wires and I've set my minimum to $500 or $1000 usually.
I do however occasionally get $15 to $50 checks from places I haven't promoted in a while. I just throw those away. It costs ?30 to cash a check at my bank.
you get a $50 check and you throw it away, when it takes $30 to cash it? It's still $20 profit left
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Old 08-05-2004, 02:32 AM   #5
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Quote:
Originally posted by polish_aristocrat
you get a $50 check and you throw it away, when it takes $30 to cash it? It's still $20 profit left
Every Penny counts, but since you threw it away, must be pocket change or so. Hehe.
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Old 08-05-2004, 02:36 AM   #6
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none. my bank takes all checks
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Old 08-05-2004, 02:41 AM   #7
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I got about 100 checks that are worth 35$, I dont want to cash them, because it takes to much time........
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Old 08-05-2004, 02:41 AM   #8
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It use to be AU$10 per cheque at my last bank but I just switched and even if I take 10 cheques in, the girl does them all for $7. Fucking brilliant. She's meant to charge me $7 each but hey I'm not complaining!
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Old 08-05-2004, 02:42 AM   #9
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i got ma first check of USD 0.03 from zazzle in 2001. !! LOL !!
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Old 08-05-2004, 02:49 AM   #10
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by da way what u ppl do with those checks?
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Old 08-05-2004, 02:55 AM   #11
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Quote:
Originally posted by hova
I got about 100 checks that are worth 35$, I dont want to cash them, because it takes to much time........
I am sure my son wouldn't mind taking some time out of his day to cash them if you want to endorse and send them over
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Old 08-05-2004, 02:56 AM   #12
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I dont like to use only-check-sponsors, I always try to replace those with anyone who can pay by wire or paypal.

Anyway, if I get a check I usually cash it, even if its just ~35$. But I always collect a couple of them before I go to the bank.
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Old 08-05-2004, 03:00 AM   #13
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by da way what u ppl do with those checks?
it's not like there's a lot of interesting things to do with a check besides cashing it. i have tried dancing and sleeping with them, but it wasn't a lot of fun.
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Old 08-05-2004, 04:16 AM   #14
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My bank doesn't charge
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Old 08-05-2004, 04:18 AM   #15
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long ago i used to have a shitload of them thew them all away 5 dollar 10 dollar worthless, takes 15 to cash them here
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Old 08-05-2004, 04:24 AM   #16
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Originally posted by Coatsy
My bank doesn't charge
Which bank is that?
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Old 08-05-2004, 04:29 AM   #17
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My bank charges about $3
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Old 08-05-2004, 04:42 AM   #18
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I've got 3 of them laying around somehwere, they're like $20 of programs I hardly promoted, cashing them will cost me 12 euro, so it's pretty much worthless....
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Old 08-05-2004, 04:47 AM   #19
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My bank charges $15 per transaction, so I can cash how many checks I have in just one transaction. The wait is anywhere from 30 to 45 days.
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Old 08-05-2004, 04:50 AM   #20
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................they charge you 15$...... to cash a check ........?.......
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Old 08-05-2004, 05:00 AM   #21
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Here in sweden they charge $17 for each check I cash, doesnt matter if they are fro same company/bank........u guys understand why I get 70% of my payment to epassporte huh?
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Old 08-05-2004, 05:01 AM   #22
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Originally posted by strats
................they charge you 15$...... to cash a check ........?.......
yes baby, the retarded US transaction system lags behind, and it costs us money
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Old 08-05-2004, 05:04 AM   #23
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Many european countries have stopped using domestic checks years ago.
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Old 08-05-2004, 05:09 AM   #24
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30days wait, so usually wire is more preferable
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Old 08-05-2004, 05:10 AM   #25
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Quote:
Originally posted by bluff
Many european countries have stopped using domestic checks years ago.
True, this is another difference between Europe and the US
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Old 08-05-2004, 05:14 AM   #26
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My first bank charged 19 Euro per check and I had to wait 7 days to get the money.
Now I found a bank who is charging nothing, but I have to wait 30 days now...
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Old 08-05-2004, 05:14 AM   #27
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I have a few at home, but the smallest are at 30$, so the fee is too high, but what should I do. In general I increased the payout to 200$
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Old 08-05-2004, 05:33 AM   #28
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yup, they take $20 each and it took 45 minutes to cash
four checks for me last time.

Two checks (partypoker) they needed to take
$70 because they was written in dollars but
made out in UK.

The worst thing is that you need to pay the
whole amount of money if they bounce back.

btw, that was the last time I used checks.. will be
the last time.


Last edited by maxjohan; 08-05-2004 at 05:35 AM..
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Old 08-05-2004, 05:44 AM   #29
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Quote:
Originally posted by polish_aristocrat
you get a $50 check and you throw it away, when it takes $30 to cash it? It's still $20 profit left
30 EUR = $36
So you'll end up with only $14 in profit.
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Old 08-05-2004, 09:30 AM   #30
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Originally posted by thinkx
long ago i used to have a shitload of them thew them all away 5 dollar 10 dollar worthless, takes 15 to cash them here
ouch
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Old 08-05-2004, 09:32 AM   #31
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Quote:
Originally posted by polish_aristocrat
you get a $50 check and you throw it away, when it takes $30 to cash it? It's still $20 profit left
$50
?30

Not worth my time. I'd rather not wait in line to get ?10 in 30 days.
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Last edited by Jakke PNG; 08-05-2004 at 09:33 AM..
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Old 08-05-2004, 10:02 AM   #32
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My bank charges $AUD10 per batch, an "unlimited" number of cheques are processed as a total USD amount. I'm sure there is some limit, but I've put in 10 cheques at time without any probs. $AUD10 is about $USD7. I get them cleared on the spot.

I also need to add that it hasn't always been this easy with the bank. There was one time the manager went away and no one else wanted to be responsible for cashing my cheques. Just about everyone knows me now and knows that I get the funds cleared into my account immediately.
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Old 08-05-2004, 10:06 AM   #33
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Since my bank doesn't charge me I cash every cent I've worked for. Just collect some put them in an envolope and put them in the mailbox. Takes me longer to open the envelopes than to cash in the checks.

My experience is that smaller banks, with smaller offices are easier to work with. My bankoffice is staffed with just 1 single person (the "owner") and he will do about anything for his clients while the big banks, with 39 desks, that make you draw a number threat you as just that: a number

Last edited by PMdave; 08-05-2004 at 10:09 AM..
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Old 08-05-2004, 10:08 AM   #34
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In Poland you can cash a check for only $5 but some banks will tell you it will be realised in 6-8 weeks
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Old 08-05-2004, 10:10 AM   #35
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we'll buy them
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Old 08-05-2004, 10:30 AM   #36
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In germany you won't get problems when cashing in checks I just collect them over 30 days and cash them in for a fixed fee of a few euros (5-12EUR, depends on your bank).They don't want percents of your money and if you use a bank like the Postbank (belongs to the Citigroup) you can just mail them the checks and they won't ask questions like the average bank teller does who wonders how you earn your money.I never had a problem with check releases, I get the money when I cash in the check, no problem.My min. payout is at least at 100$ so I don't have to worry that fees eat up too small checks.
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Old 08-05-2004, 02:38 PM   #37
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Quote:
Originally posted by TeenGodFather
Not worth my time. I'd rather not wait in line to get ?10 in 30 days.
You need to find another bank, I get my money in 5 days and I pau 26 EUR, I usually cash two checks at once, so I'm not sure if it's 26 EUR per batch, or 13 EUR per check.
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Old 08-05-2004, 02:43 PM   #38
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It aiin't nothing bad arround here . It's 5 $ normally but they never charge it to me
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Old 08-05-2004, 02:47 PM   #39
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I only use sponsors that pay either by wire or epassporte now...
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Old 08-05-2004, 03:09 PM   #40
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About 15 dollars a check.
It used to be like $50 a check but then I theathened to pull away my mainstream business.
I need to wait about 4 days and I dont have any checks laying around.
I always set a minimum payout of $300 to $1000
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Old 08-05-2004, 03:13 PM   #41
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i've a $12,95 check on my desk i can't cash
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