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Old 08-04-2004, 11:37 PM   #1
stocktrader23
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I'm driving 4 hours to cash a fuckin check!

I'm heading to either Houston or Dallas tomorrow just to cash a check. My stupid ass bank decided that after 3 years of sliding these same checks through that they will have to put a hold on this one because "it's too big".

FUCK YOU HIBERNIA NATIONAL BANK!
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Old 08-04-2004, 11:38 PM   #2
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Originally posted by stocktrader23
"it's too big"
deja vu.
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Old 08-04-2004, 11:42 PM   #3
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They normally don't do nothing to my checks that are under 2k . When it's over, they unfreeze 2k and the rest stay frozen for a month (us checks) . Fucking bullshit
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Old 08-04-2004, 11:51 PM   #4
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Originally posted by Doctor Dre
They normally don't do nothing to my checks that are under 2k . When it's over, they unfreeze 2k and the rest stay frozen for a month (us checks) . Fucking bullshit
These fucks know us personally. They've cashed big checks before with us only having a few bucks in the account no questions asked. I guess this one crossed their threshold and they wouldn't clear a dime of it.

I hate fucking banks.
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Old 08-04-2004, 11:52 PM   #5
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If the gas % of the drive is below 8% of the total amount then it will be worth it.
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Old 08-04-2004, 11:54 PM   #6
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How much is it? What kind of car do you have and what time will you be leaving the bank?
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Old 08-04-2004, 11:54 PM   #7
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worst thing is bringing a big check to the bank... they always look at you funny..
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Old 08-04-2004, 11:56 PM   #8
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Originally posted by fr8
If the gas % of the drive is below 8% of the total amount then it will be worth it.
Gas should be $50 or less round trip so yeah.
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Old 08-04-2004, 11:57 PM   #9
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that better be a big fuckin check to make it worth it

i have never had a bank hold a check...wierd...we have a great relationship with them though....very good track record and not one bounce yet...knock on wood
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Old 08-04-2004, 11:58 PM   #10
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By the way, I contacted 2 check cashing places locally and they wanted 7% and 10% of the check to cash it. And this was after they called both the bank it was drawn on and the company that sent it to verify.

I know the next business I want to start.
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Old 08-05-2004, 12:00 AM   #11
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Originally posted by JaceXXX
that better be a big fuckin check to make it worth it

i have never had a bank hold a check...wierd...we have a great relationship with them though....very good track record and not one bounce yet...knock on wood
We've put so much damn money through this bank and we know everyone in it. Normally I wouldn't even give a shit about them holding it but they acted like we were con artists or something. Fuck em.
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Old 08-05-2004, 12:08 AM   #13
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My bank always holds a large check unless the check is from one of their own banks. It is SOP that $100.00 is released upon deposit. I think twenty five percent is released in four days and the balance is released in seven days.

Why are you driving anywhere to cash it? Why not just wait for the funds to be released?
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Old 08-05-2004, 12:09 AM   #14
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bank owned by canadians?

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Old 08-05-2004, 12:11 AM   #15
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and where are you driving?
Somewhere around either Dallas or Houston. Gonna check to see if anything fun is going on around either before I decide.
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Old 08-05-2004, 12:12 AM   #16
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Somewhere around either Dallas or Houston. Gonna check to see if anything fun is going on around either before I decide.
hong kong spa. happy ending
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Old 08-05-2004, 12:13 AM   #17
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My bank always holds a large check unless the check is from one of their own banks. It is SOP that $100.00 is released upon deposit. I think twenty five percent is released in four days and the balance is released in seven days.

Why are you driving anywhere to cash it? Why not just wait for the funds to be released?
I already have it spent on another business. The guy I need to rent a building from is going to afghanistan for 4 months on friday.
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Old 08-05-2004, 12:13 AM   #18
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hong kong spa. happy ending
For my wife too?
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Old 08-05-2004, 12:15 AM   #19
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That's a nice problem to have.
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Old 08-05-2004, 01:17 AM   #20
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yeh my banks fuck me over with my cheques as well..
so fucking annoying~!
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Old 08-05-2004, 02:43 AM   #21
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Originally posted by Doctor Dre
They normally don't do nothing to my checks that are under 2k . When it's over, they unfreeze 2k and the rest stay frozen for a month (us checks) . Fucking bullshit
I believe his check must be bigger than $2k ;))
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Old 08-05-2004, 02:49 AM   #22
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How much is it? What kind of car do you have and what time will you be leaving the bank?
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Old 08-05-2004, 02:51 AM   #23
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Originally posted by stocktrader23
I'm heading to either Houston or Dallas tomorrow just to cash a check. My stupid ass bank decided that after 3 years of sliding these same checks through that they will have to put a hold on this one because "it's too big".

FUCK YOU HIBERNIA NATIONAL BANK!
that is pretty much SOP for any bank . . . . if you have less funds that what the check is for, there will be a hold put on it
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Old 08-05-2004, 02:53 AM   #24
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well better than having to see them to remargin
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Old 08-05-2004, 04:05 AM   #25
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The guy I need to rent a building from is going to afghanistan for 4 months on friday.
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Old 08-05-2004, 04:10 AM   #26
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Old 08-05-2004, 04:11 AM   #27
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My old bank wouldnt accept checks above 10k.......stupid bastards wouldnt take any chances
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Old 08-05-2004, 04:14 AM   #28
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We deal with 2 banks. One of our banks is horrible, they want to hold everything. The other bank will cash any amount without a hold. The manager even went so far as to make a note on our account to not hold any of our U.S. checks so that if we go to another branch they will not give us a problem.
Of course we rarely use the bank that wants to be anal about things....those who work with me get my business, those that don't work with me don't deserve my business.
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Old 08-05-2004, 04:18 AM   #29
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first time ever I had an +$10k check it was on hold for 3 months... beat that

I had a talk with the bank and told em' bye.

My new bank guarantees me max 3 weeks on my checks
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Old 08-05-2004, 06:10 AM   #30
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I don't know what size check your talking about but I've routinely deposited checks over $5K with wells fargo and not had issues.
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Old 08-05-2004, 12:32 PM   #31
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We've put so much damn money through this bank and we know everyone in it. Normally I wouldn't even give a shit about them holding it but they acted like we were con artists or something. Fuck em.
Banks with that attitude suck. They are so big they act like they don't give a fuck. Whatever happened to treating customers wiht respect!
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Old 08-05-2004, 12:36 PM   #32
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that's sucks, have a safe way
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Old 08-05-2004, 12:40 PM   #33
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They normally don't do nothing to my checks that are under 2k . When it's over, they unfreeze 2k and the rest stay frozen for a month (us checks) . Fucking bullshit
Frozen for a month?!?!

What the fuck?
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Old 08-05-2004, 12:58 PM   #34
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I go to the check cashing place down the street and slip them a $50. works everytime
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