Dental insurance recommendations? - GoFuckYourself.com

Rictor · 06-08-2004, 11:40 AM

Okay, the $4k I have paid for dental work for my wife and myself so far this year means I need to get some dental insurance. Any recommendations on a good company from other self-employed webmasters?

howard · 06-08-2004, 11:43 AM

http://www.ucci.com/was/ucciweb/home.jsp

United Concordia

It is the company Blue Cross -Blue Shield offers

detoxed · 06-08-2004, 11:44 AM

Rictor · 06-08-2004, 11:48 AM

Quote:

Originally posted by howard
http://www.ucci.com/was/ucciweb/home.jsp

United Concordia

It is the company Blue Cross -Blue Shield offers

They seem to offer only group plans? I'm looking at their different programs and they all seem to have a minimum group of 10 patients. I just need insurance for my wife and myself.

howard · 06-08-2004, 12:00 PM

Quote:

Originally posted by Rictor
They seem to offer only group plans? I'm looking at their different programs and they all seem to have a minimum group of 10 patients. I just need insurance for my wife and myself.

Hey Rictor--I would say try to give them a buzz and if they can't insure you I'm sure they can point you to some alternatives...

Peaches · 06-08-2004, 12:12 PM

True dental insurance rarely exist anymore. You end up having to go to specific dentists who usually cannot get customers any other way, they off you "discounts" off their high cost items and tell you that you need things you really don't

IME, finding a good dentist is the best choice and see if they'll give cash discounts or work out payment plans

Jamdin · 06-08-2004, 12:20 PM

Try http://www.30ehealth.com to compare prices, plans and benifits. There is a link for dental benifits on the left side of the page.

fusionx · 06-08-2004, 12:33 PM

Are you a member of *any* organizations, business or otherwise?

Think about things like credit unions, etc. Are you a veteran? Not for the VA - they don't do dental for most people. If you or your wife is, just join a service group like the VFW or American Legion - many insurance companies will give you group rates.

The point is, you may be a member of a "group" that offers group insurance rates and not even know it.

I joined a credit union years ago - haven't used them for literally 10 years, but their motto is "Once a member, always a member", and I get my group rate health insurance through them. I may have $0.34 in accrued interest from the pennies I left there years ago

Good luck - it's a bitch paying individual rates.

Cyndalie · 06-08-2004, 01:14 PM

http://www.compbenefits.com/Individual/

phogirl69 · 06-08-2004, 02:32 PM

I have Blue Cross and everything is still prettty expensive with insurance so I'm not sure what the point is. for a filling it's $75, For a crow $435 and for 4 wisdom teeth removed it's $1,566 (cost more because I have complications/cyst). Going to the dentist sucks. It hurts too

mindoza · 06-08-2004, 02:37 PM

blue cross & blue sheild..many dentist do not take much in the way of insurance..also united healthcare you can try.

Dentist are money hungry thieves IMHO

cool1g · 06-08-2004, 03:36 PM

DentalPlans.com

Blue Cross also offers a good individual/family plan but not in every state...

laura · 06-08-2004, 04:43 PM

i looked at www.dentalinsurance.com and i think that is where i got the phone number for Safeguard 1-800-880-1800

I was covered within 2 weeks and the deal i got was $11.95 a month

--covered pre-existing conditions

--xrays and cleanings are free

--cavities are free, unless you want the pretty white ones and then they are $25

--not sure what all the other nasty stuff costs (root canals and all that shit)...i go in 2 weeks so i will know then LOL

its worth checking into

06-08-2004, 11:40 AM	#1
Rictor Old Timer Industry Role: Join Date: Jan 2001 Location: Indianapolis Posts: 12,208	Dental insurance recommendations? Okay, the $4k I have paid for dental work for my wife and myself so far this year means I need to get some dental insurance. Any recommendations on a good company from other self-employed webmasters?

06-08-2004, 11:43 AM	#2
howard Confirmed User Join Date: Feb 2002 Location: phila Posts: 1,827	http://www.ucci.com/was/ucciweb/home.jsp United Concordia It is the company Blue Cross -Blue Shield offers __________________ perkissmedia.com [email protected] 318621803 perkymon993 Skype

06-08-2004, 02:37 PM	#11
mindoza Confirmed User Join Date: Jan 2004 Location: Philadelphia Posts: 1,625	blue cross & blue sheild..many dentist do not take much in the way of insurance..also united healthcare you can try. Dentist are money hungry thieves IMHO __________________ SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

06-08-2004, 03:36 PM	#12
cool1g Confirmed User Join Date: Sep 2002 Location: Hollyweird adjacent Posts: 977	DentalPlans.com Blue Cross also offers a good individual/family plan but not in every state... __________________ InterG Media affiliate network (dating, pay per call) EDM Life Affiliates Cash In

06-08-2004, 11:44 AM	#3
detoxed vip member Join Date: Jan 2003 Posts: 17,798

06-08-2004, 12:12 PM	#6
Peaches Old broad Join Date: Oct 2002 Location: Away Posts: 13,933	True dental insurance rarely exist anymore. You end up having to go to specific dentists who usually cannot get customers any other way, they off you "discounts" off their high cost items and tell you that you need things you really don't IME, finding a good dentist is the best choice and see if they'll give cash discounts or work out payment plans

06-08-2004, 12:20 PM	#7
Jamdin Registered User Join Date: Jan 2001 Location: Kansas Posts: 3,560	Try http://www.30ehealth.com to compare prices, plans and benifits. There is a link for dental benifits on the left side of the page.

06-08-2004, 12:33 PM	#8
fusionx Confirmed User Industry Role: Join Date: Nov 2003 Location: Olongapo City, Philippines Posts: 4,618	Are you a member of any organizations, business or otherwise? Think about things like credit unions, etc. Are you a veteran? Not for the VA - they don't do dental for most people. If you or your wife is, just join a service group like the VFW or American Legion - many insurance companies will give you group rates. The point is, you may be a member of a "group" that offers group insurance rates and not even know it. I joined a credit union years ago - haven't used them for literally 10 years, but their motto is "Once a member, always a member", and I get my group rate health insurance through them. I may have $0.34 in accrued interest from the pennies I left there years ago Good luck - it's a bitch paying individual rates.

06-08-2004, 01:14 PM	#9
Cyndalie Confirmed User Industry Role: Join Date: Jan 2002 Location: Cherry Hill, NJ Posts: 3,615	http://www.compbenefits.com/Individual/

06-08-2004, 02:32 PM	#10
phogirl69 Confirmed User Join Date: Jul 2001 Posts: 3,330	I have Blue Cross and everything is still prettty expensive with insurance so I'm not sure what the point is. for a filling it's $75, For a crow $435 and for 4 wisdom teeth removed it's $1,566 (cost more because I have complications/cyst). Going to the dentist sucks. It hurts too

06-08-2004, 04:43 PM	#13
laura Registered User Industry Role: Join Date: May 2002 Location: Digital Nomad, but based in New England Posts: 945	i looked at www.dentalinsurance.com and i think that is where i got the phone number for Safeguard 1-800-880-1800 I was covered within 2 weeks and the deal i got was $11.95 a month --covered pre-existing conditions --xrays and cleanings are free --cavities are free, unless you want the pretty white ones and then they are $25 --not sure what all the other nasty stuff costs (root canals and all that shit)...i go in 2 weeks so i will know then LOL its worth checking into