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Old 04-12-2004, 10:36 AM   #1
m00d
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:2cents Pet Health Insurance - Do you have it?

Shelter Care Insurance

I know many of us wouldn't think of being without it. Is the love of your life covered?


The Benefits of PetCare Pet Insurance Programs

Comprehensive coverage of veterinary fees.
Veterinary fees covered include but are not limited to: prescribed medication, X-rays, surgeries, hospitalization, ultrasounds, MRI/CAT scans, homeopathic treatments including acupuncture and chiropractic, chemotherapy, and referrals. Endoscopy is also covered in cases of foreign hahahaha ingestion requiring surgery.

Enroll your pet as early as 8 weeks of age.
Coverage for all PetCare Pet Insurance Programs can begin as early as 8 weeks of age. Once enrolled your pet can stay on on PetCare Pet Insurance Program for life. For QuickCare and QuickCare for Indoor Cats, there is no upper age limit for enrollment. For QuickCare Gold, enrollment is possible up to age 10 for cats, age 8 for dogs (6 for 'select' dog breeds). QuickCare First, enrollment is possible up to age 4 for both cats and dogs.

Unlimited Accident Coverage.
PetCare Pet Insurance Programs provide coverage for an unlimited number of listed accidents, each covered to the maximum benefit as detailed in the policy terms and conditions. No maximum annual or lifetime accident benefit restrictions.

Flexible illness benefits.
QuickCare for Indoor Cats, QuickCare Gold and QuickCare Senior provide flexible and accessible illness protection for your pet by covering a wide range of illnesses as detailed in the coverage charts. There are no maximum annual illness benefit restrictions, and you may choose when and how you use your illness benefits. The maximum benefit payable for each illness category is detailed in the coverage charts on the appropriate pages.

Your accident coverage begins immediately.
Accident Coverage begins at 12:01am the morning after your enrollment application is approved. Illness coverage will begin 30 days following enrollment for QuickCare Gold. No physical examination is required.

Fast claims turn-around.
Your claim will be processed within five business days of our receiving and approving your completed claim with supporting hahahahahahahahaation.

We pay 100% of payable claims.
A PetCare Pet Insurance Program policy pays 100% of all payable claims, less the fixed deductible up to your pet's coverage limit. Exclusively for QuickCare Gold policy holders, from the pet's 8th birthday (6th for select breed dogs) the policy holder will be responsible for the first 20% of any claims.

Fixed premiums and deductibles.
Premiums and deductibles do not automatically increase as your pet ages. Premiums are not higher when you sign up an older pet. You pay a $50 deductible (unless otherwise noted) for each incident claimed. This deductible remains constant as long as your PetCare Pet Insurance program policy is in force.

Guaranteed acceptance.
All breeds of dogs and cats are accepted. For QuickCare Gold, medical records are required at the time of enrollment. Once enrolled your pet is guaranteed coverage for the rest of it's life, up to policy limits. Some conditions may apply*. Please see policy terms and conditions for details.

Pick your veterinarian.
With the PetCare Pet Insurance Programs, you can use the registered liscensed veterinarian of your choice.

To keep your policy in force, take your veterinarian's advice.
We ask you to have your pet examined annually by your veterinarian and keep current with the vaccinations he/she recommends. It's a good way to keep your pet healthy, and it's also a condition of your continued PetCare Pet Insurance Program coverage.

There is a small ?Select? breed surcharge for dogs covered by QuickCare Gold and QuickCare Senior.
Some breeds are more susceptible to certain illnesses, therefore QuickCare Gold and QuickCare Senior premiums are slightly higher for the following "Select" breeds: Basenji, Basset Hounds, Boxers, Bulldogs, Bull Terriers, Dalmatians, Deerhounds, Doberman Pinschers, Dogue de Bordeaux, German Shepherds, Greyhounds, Great Danes, Irish Wolfhounds, Leonbergers, all Mastiff Breeds, Mountain Dogs, Wheaten Terriers, Newfoundlands, Old English Sheepdogs, Rottweilers and St. Bernards. QuickCare Gold for Dogs and QuickCare Senior for Dogs are the only polices with a select breed surcharge. There are NO *Select Breed surcharges on any other PetCare Pet Insurance Program.
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Old 04-12-2004, 10:38 AM   #2
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Thanks for the info man. I've had a few of my pets in the vet's office the past couple of weeks and it's cost me a small fortune. One of my cousins mentioned yesterday that he had pet health insurance and doing so searching on the topic was on my list of things to do today.

Thanks for helping me notch one more thing of my list.
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Old 04-12-2004, 10:41 AM   #3
DR_PHIL
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alot of company's starting to offer that..bet its much more profitable than people insurance
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Old 04-12-2004, 10:42 AM   #4
Strife
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Never thought about get health insurance for my dog until it cost me $2,000 for one day at the emergency clinic
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Old 04-12-2004, 10:43 AM   #5
m00d
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Quote:
Originally posted by DR_PHIL
alot of company's starting to offer that..bet its much more profitable than people insurance
a lot of smart people will tell you to invest in pet insurance stocks. it's a huge marketplace that is going to be tapped in the next few years.
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Old 04-12-2004, 10:44 AM   #6
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no, its too late, one of my dogs is 6 and had a $3500 back surgery and the other was almost 1 and he was run over last month
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Old 04-12-2004, 10:46 AM   #7
m00d
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Quote:
Originally posted by candyflip
Thanks for the info man. I've had a few of my pets in the vet's office the past couple of weeks and it's cost me a small fortune. One of my cousins mentioned yesterday that he had pet health insurance and doing so searching on the topic was on my list of things to do today.

Thanks for helping me notch one more thing of my list.
candyflip, im sorry to hear about your pets being ill. There are a few other pet health insurance companies out there who are good I am sure, but I would never give my money to anyone but sheltercare. The work they do with shelters is amazing. They give 2 free months of coverage to all the pets we adopt at our local shelter. Trust me, this has saved the lives of more than a few of our adoptees! They also give us $25 donation each adoptee we refer that signs up for continuing service. Simply put, ShelterCare is wonderful.
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Old 04-12-2004, 10:59 AM   #9
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Quote:
Originally posted by m00d
candyflip, im sorry to hear about your pets being ill. There are a few other pet health insurance companies out there who are good I am sure, but I would never give my money to anyone but sheltercare. The work they do with shelters is amazing. They give 2 free months of coverage to all the pets we adopt at our local shelter. Trust me, this has saved the lives of more than a few of our adoptees! They also give us $25 donation each adoptee we refer that signs up for continuing service. Simply put, ShelterCare is wonderful.
Just a little bit of cancer in one and a small tumor in the other. They're both ferrets and because they're so small they have to see a specialist. Both are back to normal, it's just my wallet that took the hit. It's worth it though...they make me smile on more than one occasion each day.

I just filled signed my kitty up for a ShelterCare plan. I don't see anything saying that they'll cover my little weasels, but I'm sure that there's someone who will.

Thanks again!
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Old 04-12-2004, 11:02 AM   #10
Vic Lagina
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I'm picking up my pup in two weeks.

What's the cost on something like this?
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Old 04-12-2004, 11:04 AM   #11
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Quote:
Originally posted by Vic Lagina
I'm picking up my pup in two weeks.

What's the cost on something like this?
Varies depending on a few different things, much like regular insurance. My cat is an indoor cat, so his plan is cheaper than if he was an outdoor cat. Yada, yada, yada.
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Old 04-12-2004, 01:16 PM   #12
m00d
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Quote:
Originally posted by Vic Lagina
I'm picking up my pup in two weeks.

What's the cost on something like this?
Check out all the available plans here. Some plans start as low as $10 a month. You give them some info and they give you a quote, just like buying 2-legged people's insurance.
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