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Old 04-12-2004, 10:36 AM  
m00d
So Fucking Banned
 
Join Date: May 2002
Location: Parts Unknown
Posts: 3,129
:2cents Pet Health Insurance - Do you have it?

Shelter Care Insurance

I know many of us wouldn't think of being without it. Is the love of your life covered?


The Benefits of PetCare Pet Insurance Programs

Comprehensive coverage of veterinary fees.
Veterinary fees covered include but are not limited to: prescribed medication, X-rays, surgeries, hospitalization, ultrasounds, MRI/CAT scans, homeopathic treatments including acupuncture and chiropractic, chemotherapy, and referrals. Endoscopy is also covered in cases of foreign hahahaha ingestion requiring surgery.

Enroll your pet as early as 8 weeks of age.
Coverage for all PetCare Pet Insurance Programs can begin as early as 8 weeks of age. Once enrolled your pet can stay on on PetCare Pet Insurance Program for life. For QuickCare and QuickCare for Indoor Cats, there is no upper age limit for enrollment. For QuickCare Gold, enrollment is possible up to age 10 for cats, age 8 for dogs (6 for 'select' dog breeds). QuickCare First, enrollment is possible up to age 4 for both cats and dogs.

Unlimited Accident Coverage.
PetCare Pet Insurance Programs provide coverage for an unlimited number of listed accidents, each covered to the maximum benefit as detailed in the policy terms and conditions. No maximum annual or lifetime accident benefit restrictions.

Flexible illness benefits.
QuickCare for Indoor Cats, QuickCare Gold and QuickCare Senior provide flexible and accessible illness protection for your pet by covering a wide range of illnesses as detailed in the coverage charts. There are no maximum annual illness benefit restrictions, and you may choose when and how you use your illness benefits. The maximum benefit payable for each illness category is detailed in the coverage charts on the appropriate pages.

Your accident coverage begins immediately.
Accident Coverage begins at 12:01am the morning after your enrollment application is approved. Illness coverage will begin 30 days following enrollment for QuickCare Gold. No physical examination is required.

Fast claims turn-around.
Your claim will be processed within five business days of our receiving and approving your completed claim with supporting hahahahahahahahaation.

We pay 100% of payable claims.
A PetCare Pet Insurance Program policy pays 100% of all payable claims, less the fixed deductible up to your pet's coverage limit. Exclusively for QuickCare Gold policy holders, from the pet's 8th birthday (6th for select breed dogs) the policy holder will be responsible for the first 20% of any claims.

Fixed premiums and deductibles.
Premiums and deductibles do not automatically increase as your pet ages. Premiums are not higher when you sign up an older pet. You pay a $50 deductible (unless otherwise noted) for each incident claimed. This deductible remains constant as long as your PetCare Pet Insurance program policy is in force.

Guaranteed acceptance.
All breeds of dogs and cats are accepted. For QuickCare Gold, medical records are required at the time of enrollment. Once enrolled your pet is guaranteed coverage for the rest of it's life, up to policy limits. Some conditions may apply*. Please see policy terms and conditions for details.

Pick your veterinarian.
With the PetCare Pet Insurance Programs, you can use the registered liscensed veterinarian of your choice.

To keep your policy in force, take your veterinarian's advice.
We ask you to have your pet examined annually by your veterinarian and keep current with the vaccinations he/she recommends. It's a good way to keep your pet healthy, and it's also a condition of your continued PetCare Pet Insurance Program coverage.

There is a small ?Select? breed surcharge for dogs covered by QuickCare Gold and QuickCare Senior.
Some breeds are more susceptible to certain illnesses, therefore QuickCare Gold and QuickCare Senior premiums are slightly higher for the following "Select" breeds: Basenji, Basset Hounds, Boxers, Bulldogs, Bull Terriers, Dalmatians, Deerhounds, Doberman Pinschers, Dogue de Bordeaux, German Shepherds, Greyhounds, Great Danes, Irish Wolfhounds, Leonbergers, all Mastiff Breeds, Mountain Dogs, Wheaten Terriers, Newfoundlands, Old English Sheepdogs, Rottweilers and St. Bernards. QuickCare Gold for Dogs and QuickCare Senior for Dogs are the only polices with a select breed surcharge. There are NO *Select Breed surcharges on any other PetCare Pet Insurance Program.
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