Time to refinance your mortgage? - GoFuckYourself.com

tical · 03-09-2004, 03:03 PM

The rate is at like 5% these days, I'm gonna see what I can do... I'm at 6.125 right now

DrewKole · 03-09-2004, 03:04 PM

Anyone interested buzz me... =) ICQ 5321093.

I'll give ya quotes, run some payment estimates, I'm a mortgage broker.

UK1 · 03-09-2004, 03:11 PM

a mortgage broker that also does porn......cool:-)

hoe_vender · 03-09-2004, 03:28 PM

it is a good time right now But I will continue to wait

Wilbo · 03-09-2004, 04:00 PM

I just went from 6.875 to 4.875 and lowered my payments $300 a month

Veterans Day · 03-09-2004, 04:02 PM

Quote:

Originally posted by Wilbo
I just went from 6.875 to 4.875 and lowered my payments $300 a month

on a 30 yr?

m00d · 03-09-2004, 04:02 PM

Quote:

Originally posted by Wilbo
I just went from 6.875 to 4.875 and lowered my payments $300 a month

damn, mine is 5.125 you rock.

Wilbo · 03-09-2004, 04:03 PM

Quote:

Originally posted by Veterans Day
on a 30 yr?

15 yr

Veterans Day · 03-09-2004, 04:03 PM

this is the reason my ebook on refinancing will be coming out shortly

Veterans Day · 03-09-2004, 04:03 PM

Quote:

Originally posted by Wilbo

15 yr

ya figured as much

Amputate Your Head · 03-09-2004, 05:10 PM

already in the works... should fund this month.

Going from 5.25% to 3.75%, saving over $500/mo

Amputate Your Head · 03-09-2004, 05:11 PM

oh yeah, that's a 3/1 ARM, no prepayment penalty, and 0 points.

Sosa · 03-09-2004, 05:12 PM

I have no mortage, I live in a shithole basement apartment with 2 friends!

beemk · 03-09-2004, 05:12 PM

my rate is 5% on a 15 year. can you beat that drew?

DrewKole · 03-09-2004, 10:02 PM

Quote:

Originally posted by beemk
my rate is 5% on a 15 year. can you beat that drew?

Yep, no problem beating that by atleast a half, will buzz ya tomorrow after rates come out in the morning.

Market closed up today, should drop rates an eighth or better in the morning

=)

DrewKole · 03-10-2004, 04:25 PM

Got as low as 4.375% 15 years, and 5% 30 years...

Arms can bring ya down quite a bit more, have a couple from 2.75% on, and interest only's are pretty popular now too...

Nows the time to refi, its looking to break last years refi boom.

Lemme know if you have any questions guys.

HarlotCash Dyker · 03-10-2004, 04:34 PM

With the dollar being in the shitter for so long now, I am amazed this thread didn't appear a few months ago -

If you can get a fixed rate now below 5% - Take it -
If you are remorgaging on a variable - Think about it - (The dollar isn't always going to be in the pan.)

slackologist · 03-10-2004, 04:35 PM

mmm.. gotta love debt

DrewKole · 03-10-2004, 04:58 PM

Quote:

Originally posted by HarlotCash Dyker
With the dollar being in the shitter for so long now, I am amazed this thread didn't appear a few months ago -

If you can get a fixed rate now below 5% - Take it -
If you are remorgaging on a variable - Think about it - (The dollar isn't always going to be in the pan.)

I really don't like standard arms too much, atleast this year.... ;)

But.... Interest Only programs are great right now, mainly if you live in a high property appreciation area, are an investor, or if you don't plan on staying in the property too long.

Interest only lets you cut down your payment dramatically, as principal payments are optional.

Very very popular west coast, and north east.

Amputate Your Head · 03-10-2004, 05:19 PM

anyone looking for a great loan, we got some of the best there is. Check us out.

Countrywide Home Loans
808/872-2420 X224
800/695-7826 toll free

DrewKole · 03-10-2004, 07:05 PM

Countrywide is good for arms and some stated (Fast and Easy)

But, are beat out of the market in every other department.

As far as I know, every broker out there can get the same price through countrywide. =)

Can't believe someone actually took them up on their local branch offer.

Amputate Your Head · 03-10-2004, 07:07 PM

no point going through a broker when you can go to the source.

DrewKole · 03-10-2004, 07:52 PM

Plenty of reason. =)

psyko514 · 03-10-2004, 07:54 PM

Mortgage brokers and Visa employees doing porn. Interesting business we work in.

Amputate Your Head · 03-10-2004, 07:55 PM

Quote:

Originally posted by DrewKole
Plenty of reason. =)

sure.... if you have "questionable" credit and are willing to pay points out the ass.

Veterans Day · 03-10-2004, 07:58 PM

Quote:

Originally posted by Amputate Your Head

sure.... if you have "questionable" credit and are willing to pay points out the ass.

anyone who knows anything doesnt pay a single point and their are more reasons than that to use a broker who has 10-15 different lenders.

m00d · 03-10-2004, 08:01 PM

DrewKole I bought my house last June
15 year 5.125%

How low are you talking about being able to go? Is this even an option for me to refinance this early? I would seriously consider 4.5% no points no closing cost.

DrewKole · 03-10-2004, 08:50 PM

I'm sure I could help ya out m00d, buzz me on ICQ 5321093.

DrewKole · 03-11-2004, 09:01 AM

m00d, going from 5.125 to 4.5 would only lower your payment about 45 bucks a month, but you'd be rolling in closing another $1-1500 in closing costs or so..

Good if you're living there for a long while, but... if its a short term, not so much.

The 4.5% right now with 0 discount points, and a discounted origination fee.

I can run a scenario for ya, if you want, total payment, new loan amount, etc.

ICQ 5321093

Jer · 03-11-2004, 09:09 AM

Ahhh.... If I could get 6% per year in Brazil...

BACK TO REALITY, JER! KEEP PAYING YOUR RENT.

Jer · 03-11-2004, 09:22 AM

Here is 12%+

03-09-2004, 03:03 PM	#1
tical Confirmed User Join Date: Feb 2002 Location: Las Vegas Posts: 6,504	Time to refinance your mortgage? The rate is at like 5% these days, I'm gonna see what I can do... I'm at 6.125 right now

03-09-2004, 03:11 PM	#3
UK1 Confirmed User Join Date: Jun 2003 Posts: 289	a mortgage broker that also does porn......cool:-) __________________ Freexpussy.com Lets Trade...171285414

03-09-2004, 03:28 PM	#4
hoe_vender Confirmed User Join Date: Dec 2003 Location: Lincoln, NE Posts: 2,018	it is a good time right now But I will continue to wait __________________ ICQ #286508534

03-09-2004, 04:03 PM	#9
Veterans Day Confirmed User Join Date: Jul 2003 Location: The Windy City Posts: 8,403	this is the reason my ebook on refinancing will be coming out shortly __________________ Build a Massive Traffic Network, Hands FREE, Totally Automated

03-09-2004, 05:10 PM	#11
Amputate Your Head There can be only one Industry Role: Join Date: Aug 2001 Location: Somewhere else Posts: 39,075	already in the works... should fund this month. Going from 5.25% to 3.75%, saving over $500/mo __________________ SIG TOO BIG

03-09-2004, 03:04 PM	#2
DrewKole Confirmed User Join Date: Aug 2001 Posts: 5,193	Anyone interested buzz me... =) ICQ 5321093. I'll give ya quotes, run some payment estimates, I'm a mortgage broker.

03-09-2004, 04:00 PM	#5
Wilbo Confirmed User Join Date: Mar 2001 Location: Baltimore Posts: 2,082	I just went from 6.875 to 4.875 and lowered my payments $300 a month

03-09-2004, 05:11 PM	#12
Amputate Your Head There can be only one Industry Role: Join Date: Aug 2001 Location: Somewhere else Posts: 39,075	oh yeah, that's a 3/1 ARM, no prepayment penalty, and 0 points. __________________ SIG TOO BIG

03-09-2004, 05:12 PM	#13
Sosa In Tushy Land Join Date: Oct 2002 Location: Nebraska Posts: 40,149	I have no mortage, I live in a shithole basement apartment with 2 friends!

03-09-2004, 05:12 PM	#14
beemk CLICK HERE Industry Role: Join Date: Jan 2002 Posts: 20,829	my rate is 5% on a 15 year. can you beat that drew? __________________ I host with Vacares

03-10-2004, 04:25 PM	#16
DrewKole Confirmed User Join Date: Aug 2001 Posts: 5,193	Got as low as 4.375% 15 years, and 5% 30 years... Arms can bring ya down quite a bit more, have a couple from 2.75% on, and interest only's are pretty popular now too... Nows the time to refi, its looking to break last years refi boom. Lemme know if you have any questions guys.

03-10-2004, 04:34 PM	#17
HarlotCash Dyker Confirmed User Join Date: Sep 2003 Location: At a whorehouse near you Posts: 1,828	With the dollar being in the shitter for so long now, I am amazed this thread didn't appear a few months ago - If you can get a fixed rate now below 5% - Take it - If you are remorgaging on a variable - Think about it - (The dollar isn't always going to be in the pan.) __________________ !!!Harlot Cash<<>>Harlot Cash<<>>Harlot Cash<<>>Harlot Cash!!!

03-10-2004, 04:35 PM	#18
slackologist Confirmed User Join Date: Jul 2002 Location: Earth Posts: 2,379	mmm.. gotta love debt

03-10-2004, 05:19 PM	#20
Amputate Your Head There can be only one Industry Role: Join Date: Aug 2001 Location: Somewhere else Posts: 39,075	anyone looking for a great loan, we got some of the best there is. Check us out. Countrywide Home Loans 808/872-2420 X224 800/695-7826 toll free __________________ SIG TOO BIG

03-10-2004, 07:05 PM	#21
DrewKole Confirmed User Join Date: Aug 2001 Posts: 5,193	Countrywide is good for arms and some stated (Fast and Easy) But, are beat out of the market in every other department. As far as I know, every broker out there can get the same price through countrywide. =) Can't believe someone actually took them up on their local branch offer.

03-10-2004, 07:07 PM	#22
Amputate Your Head There can be only one Industry Role: Join Date: Aug 2001 Location: Somewhere else Posts: 39,075	no point going through a broker when you can go to the source. __________________ SIG TOO BIG

03-10-2004, 07:52 PM	#23
DrewKole Confirmed User Join Date: Aug 2001 Posts: 5,193	Plenty of reason. =)

03-10-2004, 07:54 PM	#24
psyko514 See sig. Join Epic Cash. Join Date: Oct 2002 Location: Montreal, Quebec. ICQ: 214702014 Posts: 22,366	Mortgage brokers and Visa employees doing porn. Interesting business we work in. __________________ Bad Girl Bucks - 50% Revshare through CCBill. Promote BrandyDDD, Pixie's Pillows, Action Allie and more! Phoenix Forum Pics \| Webmaster Access Montreal pics email: psyko514(a)gmail.com \| icq: 214-702-014

03-10-2004, 08:01 PM	#27
m00d So Fucking Banned Join Date: May 2002 Location: Parts Unknown Posts: 3,129	DrewKole I bought my house last June 15 year 5.125% How low are you talking about being able to go? Is this even an option for me to refinance this early? I would seriously consider 4.5% no points no closing cost.

03-10-2004, 08:50 PM	#28
DrewKole Confirmed User Join Date: Aug 2001 Posts: 5,193	I'm sure I could help ya out m00d, buzz me on ICQ 5321093.

03-11-2004, 09:01 AM	#29
DrewKole Confirmed User Join Date: Aug 2001 Posts: 5,193	m00d, going from 5.125 to 4.5 would only lower your payment about 45 bucks a month, but you'd be rolling in closing another $1-1500 in closing costs or so.. Good if you're living there for a long while, but... if its a short term, not so much. The 4.5% right now with 0 discount points, and a discounted origination fee. I can run a scenario for ya, if you want, total payment, new loan amount, etc. ICQ 5321093

03-11-2004, 09:09 AM	#30
Jer God is Brazilian Join Date: Feb 2001 Location: Brazil Posts: 10,601	Ahhh.... If I could get 6% per year in Brazil... BACK TO REALITY, JER! KEEP PAYING YOUR RENT.

03-11-2004, 09:22 AM	#31
Jer God is Brazilian Join Date: Feb 2001 Location: Brazil Posts: 10,601	Here is 12%+