Time to refinance your mortgage?
 

The rate is at like 5% these days, I'm gonna see what I can do... I'm at 6.125 right now :(

Anyone interested buzz me... =) ICQ 5321093.

I'll give ya quotes, run some payment estimates, I'm a mortgage broker.

a mortgage broker that also does porn......cool:-)

it is a good time right now But I will continue to wait

I just went from 6.875 to 4.875 and lowered my payments $300 a month :thumbsup

on a 30 yr?

damn, mine is 5.125 you rock.

15 yr

this is the reason my ebook on refinancing will be coming out shortly:glugglug

ya figured as much

already in the works... should fund this month.

Going from 5.25% to 3.75%, saving over $500/mo

oh yeah, that's a 3/1 ARM, no prepayment penalty, and 0 points. :glugglug

I have no mortage, I live in a shithole basement apartment with 2 friends!

my rate is 5% on a 15 year. can you beat that drew?

Yep, no problem beating that by atleast a half, will buzz ya tomorrow after rates come out in the morning.

Market closed up today, should drop rates an eighth or better in the morning

=)

Got as low as 4.375% 15 years, and 5% 30 years...

Arms can bring ya down quite a bit more, have a couple from 2.75% on, and interest only's are pretty popular now too...

Nows the time to refi, its looking to break last years refi boom.

Lemme know if you have any questions guys.

With the dollar being in the shitter for so long now, I am amazed this thread didn't appear a few months ago -

If you can get a fixed rate now below 5% - Take it -
If you are remorgaging on a variable - Think about it - (The dollar isn't always going to be in the pan.)

mmm.. gotta love debt

I really don't like standard arms too much, atleast this year.... ;)

But.... Interest Only programs are great right now, mainly if you live in a high property appreciation area, are an investor, or if you don't plan on staying in the property too long.

Interest only lets you cut down your payment dramatically, as principal payments are optional.

Very very popular west coast, and north east.

anyone looking for a great loan, we got some of the best there is. Check us out.

Countrywide Home Loans
808/872-2420 X224
800/695-7826 toll free

Countrywide is good for arms and some stated (Fast and Easy)

But, are beat out of the market in every other department.

As far as I know, every broker out there can get the same price through countrywide. =)

Can't believe someone actually took them up on their local branch offer.
:helpme

no point going through a broker when you can go to the source. :glugglug

Plenty of reason. =)

Mortgage brokers and Visa employees doing porn. Interesting business we work in.

sure.... if you have "questionable" credit and are willing to pay points out the ass. :)

anyone who knows anything doesnt pay a single point and their are more reasons than that to use a broker who has 10-15 different lenders.

DrewKole I bought my house last June
15 year 5.125%

How low are you talking about being able to go? Is this even an option for me to refinance this early? I would seriously consider 4.5% no points no closing cost.

I'm sure I could help ya out m00d, buzz me on ICQ 5321093.

m00d, going from 5.125 to 4.5 would only lower your payment about 45 bucks a month, but you'd be rolling in closing another $1-1500 in closing costs or so..

Good if you're living there for a long while, but... if its a short term, not so much.

The 4.5% right now with 0 discount points, and a discounted origination fee.

I can run a scenario for ya, if you want, total payment, new loan amount, etc.

ICQ 5321093

Ahhh.... If I could get 6% per year in Brazil...

BACK TO REALITY, JER! KEEP PAYING YOUR RENT.

Here is 12%+