If you apply for a credit card and.... - GoFuckYourself.com

jimboc · 02-19-2004, 10:47 PM

If you apply for a credit card online and they say....

"Thank you for applying for an Accucard credit card.

We have received your application and are sorry that we were not able
to process it immediately. We will write to you shortly with our
decision."

That means i'm declined right? I just bought a new car that cost £18,000 and I have a Gold card already with my own bank, but I have been turned down for a credit card before.

twistyneck · 02-19-2004, 10:49 PM

Yup, sounds like you have been declined.

candyflip · 02-19-2004, 10:50 PM

Over extended perhaps?

Veterans Day · 02-19-2004, 10:50 PM

yes you got bounced and which ever of the 3 bureaus they used will send you a typical letter sayin the reason(s) for decline

HS-Trixxxia · 02-19-2004, 10:51 PM

Just means someone has to do the credit check on it. If you had a few requests on your credit in the last 2-3 months, then that would be normal that it is flagged for a human to verify it. Just in case you are 'desperately' trying to get credit - it's generally a sign that there is trouble.

HS-Trixxxia · 02-19-2004, 10:52 PM

Sorry, I'm not reading 'refused' I just read that they can't automatically process it.

Heather Hamptons · 02-19-2004, 10:55 PM

Sounds like you were denied. THey will send you a denial letter by snail mail. When you get this letter it will have the credit agency that they got their information from.

Call them and get a copy of your redit report. Its free of charge if you have been denied. I would also call atleast two others, like Equafax, etc.

Each agency may have show items on your credit. There may be something on there that you are unaware of, or maybe you already have to much on your credit as it is. (car payments, mortgage, credit card, etc.)

Either way, getting a copy of your credit report will help to clear that up.

Good luck! I know it can be a hassle.

jimboc · 02-19-2004, 10:59 PM

Truth is i'm not really bothered if they offer it to me anyway. I just thought i would transfer the balance from my other card. I intend to pay it off over the next 6 months and there's 0%apr for 6 months on this new card.

You also earn cashback on purchases which is quite cool. I will bump it and tell you if it was declined....

Like you give a fuck though...

Number1Thumb · 02-19-2004, 11:02 PM

Quote:

Originally posted by jimboc
Truth is i'm not really bothered if they offer it to me anyway. I just thought i would transfer the balance from my other card. I intend to pay it off over the next 6 months and there's 0%apr for 6 months on this new card.

You also earn cashback on purchases which is quite cool. I will bump it and tell you if it was declined....

Like you give a fuck though...

watch balance transfers as some see it as using 1 cc to pay off another cc. Wifes been in the mtg biz for 15 years, we seen it all

twistyneck · 02-19-2004, 11:05 PM

Quote:

Originally posted by jimboc
Truth is i'm not really bothered if they offer it to me anyway. I just thought i would transfer the balance from my other card. I intend to pay it off over the next 6 months and there's 0%apr for 6 months on this new card.

You also earn cashback on purchases which is quite cool. I will bump it and tell you if it was declined....

Like you give a fuck though...

Truer words are rarely spoken on this board.

wdsguy · 02-20-2004, 12:55 AM

they will get back to u

jimboc · 02-20-2004, 12:58 AM

Quote:

Originally posted by wdsguy
they will get back to u

Thanyou fuckface

I worked that out all by myself

Repetitive Monkey · 02-20-2004, 01:08 AM

Quote:

Originally posted by jimboc
Thanyou fuckface I worked that out all by myself

They will get back to you, jimboc.

Babagirls · 02-20-2004, 01:14 AM

i love how credit card companys will call and say your approved, do the application, they say your rejected, then you get about 5 other credit card companys and junk mail. Gotta love it

02-19-2004, 10:47 PM	#1
jimboc Confirmed User Join Date: Jun 2002 Location: Internet of course Posts: 1,614	If you apply for a credit card and.... If you apply for a credit card online and they say.... "Thank you for applying for an Accucard credit card. We have received your application and are sorry that we were not able to process it immediately. We will write to you shortly with our decision." That means i'm declined right? I just bought a new car that cost £18,000 and I have a Gold card already with my own bank, but I have been turned down for a credit card before. __________________

02-19-2004, 10:50 PM	#3
candyflip Carpe Visio Industry Role: Join Date: Jul 2002 Location: New York Posts: 43,064	Over extended perhaps? __________________ Spend you some brain. Email Me

02-19-2004, 10:50 PM	#4
Veterans Day Confirmed User Join Date: Jul 2003 Location: The Windy City Posts: 8,403	yes you got bounced and which ever of the 3 bureaus they used will send you a typical letter sayin the reason(s) for decline __________________ Build a Massive Traffic Network, Hands FREE, Totally Automated

02-19-2004, 10:51 PM	#5
HS-Trixxxia Confirmed User Join Date: Mar 2002 Location: Montreal Canada Posts: 2,946	Just means someone has to do the credit check on it. If you had a few requests on your credit in the last 2-3 months, then that would be normal that it is flagged for a human to verify it. Just in case you are 'desperately' trying to get credit - it's generally a sign that there is trouble. __________________ ~~♥~~♥~~♥~~♥~~♥~~♥~~♥~~♥~~ Patrizia COO - ♥ MassiveDollars Email: patrizia at MassiveDollars dot com ICQ: 465.826.441 Yahoo: trixxxia_me MSN: trixxxia at hotmail dot com

02-19-2004, 10:52 PM	#6
HS-Trixxxia Confirmed User Join Date: Mar 2002 Location: Montreal Canada Posts: 2,946	Sorry, I'm not reading 'refused' I just read that they can't automatically process it. __________________ ~~♥~~♥~~♥~~♥~~♥~~♥~~♥~~♥~~ Patrizia COO - ♥ MassiveDollars Email: patrizia at MassiveDollars dot com ICQ: 465.826.441 Yahoo: trixxxia_me MSN: trixxxia at hotmail dot com

02-19-2004, 10:49 PM	#2
twistyneck So Fucking Banned Join Date: Jan 2002 Location: Hanging by the neck until dead. Posts: 4,660	Yup, sounds like you have been declined.

02-19-2004, 10:55 PM	#7
Heather Hamptons Confirmed User Join Date: Oct 2003 Location: Virginia Posts: 2,306	Sounds like you were denied. THey will send you a denial letter by snail mail. When you get this letter it will have the credit agency that they got their information from. Call them and get a copy of your redit report. Its free of charge if you have been denied. I would also call atleast two others, like Equafax, etc. Each agency may have show items on your credit. There may be something on there that you are unaware of, or maybe you already have to much on your credit as it is. (car payments, mortgage, credit card, etc.) Either way, getting a copy of your credit report will help to clear that up. Good luck! I know it can be a hassle. __________________ SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

02-19-2004, 10:59 PM	#8
jimboc Confirmed User Join Date: Jun 2002 Location: Internet of course Posts: 1,614	Truth is i'm not really bothered if they offer it to me anyway. I just thought i would transfer the balance from my other card. I intend to pay it off over the next 6 months and there's 0%apr for 6 months on this new card. You also earn cashback on purchases which is quite cool. I will bump it and tell you if it was declined.... Like you give a fuck though... __________________

02-20-2004, 12:55 AM	#11
wdsguy Ryde or Die Industry Role: Join Date: Dec 2002 Location: California-Shanghai Posts: 19,568	they will get back to u

02-20-2004, 01:14 AM	#14
Babagirls Text Writer Join Date: Feb 2001 Location: Wisconsin Posts: 18,812	i love how credit card companys will call and say your approved, do the application, they say your rejected, then you get about 5 other credit card companys and junk mail. Gotta love it __________________ Need a Text Writer? Blogs\|Reviews\|Descriptions\|Paysites\|TGP's\|Stories ICQ: 397892500