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Old 02-19-2004, 11:13 AM   #1
Ash@phpFX
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Visa keyword restrictions

Does anyone have information or a link about which words specifically would be banned? i tihnk it would be useful information for a lot of us.

Thanks in advance.
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Old 02-19-2004, 11:14 AM   #2
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I would like to know too.
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Old 02-19-2004, 11:21 AM   #3
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VISA regs include the following terms that must not be used on sites accepting VISA transactions:

lolita
pedo
preteen

or any other terms known to law enforcement that are used to denote sites that cater to those seeking child pornography.
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Old 02-19-2004, 11:26 AM   #4
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Quote:
Originally posted by sperbonzo
VISA regs include the following terms that must not be used on sites accepting VISA transactions:

lolita
pedo
preteen

or any other terms known to law enforcement that are used to denote sites that cater to those seeking child pornography.
Just curious... How about this: http://www.amazon.com/exec/obidos/tg...books&n=507846? Is Nabokov's book also forbidden now, or amazon.com doesn't accept VISA?
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Old 02-19-2004, 11:28 AM   #5
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I was told by one of our pross companies that they are now killing the word "Teen" and that we should rename Teen To Co'eds.

Now according to my AVS buds, Visa is also now saying you can no longer have verbiage such as (Plus accsess to _____ extra sites. the keyword there is sites, Visa claims (According to the avs guys) That by having the words 3,000 sites This is a violation unless you are going to take full respocibilty for what is on each of those 3,000 sites or whatever the number of sites may be.

He has implemented that his ppl change the wording to be something like "Plus Join Today and we'll give you tons of extra content FREE" this seems to be workign for them.

I am sure that somewhere tere is a page listing the Visa no no words, i'll do some hunting today and if i find anything i'll throw it up here.


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Old 02-19-2004, 11:29 AM   #6
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Quote:
Originally posted by sperbonzo
VISA regs include the following terms that must not be used on sites accepting VISA transactions:

lolita
pedo
preteen

or any other terms known to law enforcement that are used to denote sites that cater to those seeking child pornography.
thanks for the info, so tightteenagers.com will be ok?
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Old 02-19-2004, 11:32 AM   #7
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Quote:
Originally posted by cyberxxx
Just curious... How about this: http://www.amazon.com/exec/obidos/tg...books&n=507846? Is Nabokov's book also forbidden now, or amazon.com doesn't accept VISA?

The thing here is the URL of the site.....not one book title out of thousands. What they are trying to stop are the terms that the pedo's themselves are looking for in order to find c.p. content
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Old 02-19-2004, 11:33 AM   #8
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Quote:
Originally posted by asher


thanks for the info, so tightteenagers.com will be ok?
might be borderline.....who are you processing with?
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Old 02-19-2004, 11:35 AM   #9
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Originally posted by vdc-Loki
I was told by one of our pross companies that they are now killing the word "Teen" and that we should rename Teen To Co'eds.

i heard the exact same statement a year and a half ago.....
can you please tell me which processor told you that?
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Old 02-19-2004, 11:38 AM   #10
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Originally posted by Soul_Rebel



i heard the exact same statement a year and a half ago.....
can you please tell me which processor told you that?
ProAdult has placed "teen" in black list. Just go to their search page and try to find at least one site which has "teen" in its name. For instance, our site http://www.truerussianteens.com/ has been renamed into their link list into "True Russian Girls"
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Old 02-19-2004, 11:40 AM   #11
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ok, so I'm being spammy here, but people may want to look at Duocash as an addiltional way to process transactions along with your credit card processor.

We enable pre-paid phone cards to be used, which means that we have nothing to do with VISA/MC and we are not subject to their regulations.

We are not looking to be a replacement for credit cards, but rather an anonymous, additional method to get customers who might otherwise not want, or be able, to give CC# to adult sites.

Perhaps you may want to take a look at Duocash

http://www.duocash.com/merchants.jsp

We are putting together some VERY large deals that will be implemented in the next 60 days or so that will put us all over the US and Canada, and we are in discussions to expand to Australia and the EU.

We are not in the business of selling phone cards. The problem with earlier business models has been distribution of proprietary cards. The retailers won?t stock the cards if the customers aren?t asking for them. The consumers aren?t aware of the cards if they aren?t on retailers shelves. It?s a chicken and egg type of issue.

In our case, we have done something different. We are taking a product that is ALREADY on the shelves, in distribution online, and in call centers. We are enabling the existing phone cards that are already on the market and being distributed, to be used by consumers to purchase digital content on the internet. This also avoids the issue of a single-use card that won?t be carried by retailers and distributors because of perception problems associated with a card that is specific to adult, gaming, etc?

You can contact me on my mobile or my email at any time for any questions you might have.
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Old 02-19-2004, 11:49 AM   #12
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Does the restriction on use of the word 'teen' refer to paysites that process using VISA or does it also refer to affiliate marketing pages that link to these pay sites? I think the banning of this word 'in general' will require a massive re-editing of marketing pages...
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Old 02-19-2004, 11:51 AM   #13
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Originally posted by sperbonzo



The thing here is the URL of the site.....not one book title out of thousands. What they are trying to stop are the terms that the pedo's themselves are looking for in order to find c.p. content
Ok, if somebody will open some kind of Nabokov's online fan club from which he will sell the book. Say his site will be called like "www.Nabokovs_Lolita_Fan_Club.com". Will such a site be allowed be VISA?
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Old 02-19-2004, 11:57 AM   #14
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Originally posted by scorpion3600
Does the restriction on use of the word 'teen' refer to paysites that process using VISA or does it also refer to affiliate marketing pages that link to these pay sites? I think the banning of this word 'in general' will require a massive re-editing of marketing pages...
Both I think.
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Old 02-19-2004, 11:59 AM   #15
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Quote:
Originally posted by sperbonzo
ok, so I'm being spammy here, but people may want to look at Duocash as an addiltional way to process transactions along with your credit card processor.

We enable pre-paid phone cards to be used, which means that we have nothing to do with VISA/MC and we are not subject to their regulations.

We are not looking to be a replacement for credit cards, but rather an anonymous, additional method to get customers who might otherwise not want, or be able, to give CC# to adult sites.

Perhaps you may want to take a look at Duocash

http://www.duocash.com/merchants.jsp

We are putting together some VERY large deals that will be implemented in the next 60 days or so that will put us all over the US and Canada, and we are in discussions to expand to Australia and the EU.

We are not in the business of selling phone cards. The problem with earlier business models has been distribution of proprietary cards. The retailers won?t stock the cards if the customers aren?t asking for them. The consumers aren?t aware of the cards if they aren?t on retailers shelves. It?s a chicken and egg type of issue.

In our case, we have done something different. We are taking a product that is ALREADY on the shelves, in distribution online, and in call centers. We are enabling the existing phone cards that are already on the market and being distributed, to be used by consumers to purchase digital content on the internet. This also avoids the issue of a single-use card that won?t be carried by retailers and distributors because of perception problems associated with a card that is specific to adult, gaming, etc?

You can contact me on my mobile or my email at any time for any questions you might have.
i met some people representing duocash at the australian adult industry convention, ive still got their brochure, its definately a payment solution i will consider in the future
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Old 02-19-2004, 12:27 PM   #16
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Quote:
Originally posted by cyberxxx
Ok, if somebody will open some kind of Nabokov's online fan club from which he will sell the book. Say his site will be called like "www.Nabokovs_Lolita_Fan_Club.com". Will such a site be allowed be VISA?

They would have a really hard time. VISA could very well not allow it, simply because the word lolita is used to clue in the pedo's out there. The owner of that fictional site would have to jump through a lot of hoops to get it approved for VISA.
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Old 02-19-2004, 12:58 PM   #17
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Originally posted by sperbonzo



They would have a really hard time. VISA could very well not allow it, simply because the word lolita is used to clue in the pedo's out there. The owner of that fictional site would have to jump through a lot of hoops to get it approved for VISA.
Poor Mr. Nabokov... If he even know about VISA when he just was going to invent such a book...
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Old 02-19-2004, 01:09 PM   #18
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Originally posted by cyberxxx
Poor Mr. Nabokov... If he even know about VISA when he just was going to invent such a book...
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Old 02-19-2004, 02:25 PM   #19
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Originally posted by vdc-Loki
I was told by one of our pross companies that they are now killing the word "Teen" and that we should rename Teen To Co'eds.

Now according to my AVS buds, Visa is also now saying you can no longer have verbiage such as (Plus accsess to _____ extra sites. the keyword there is sites, Visa claims (According to the avs guys) That by having the words 3,000 sites This is a violation unless you are going to take full respocibilty for what is on each of those 3,000 sites or whatever the number of sites may be.

He has implemented that his ppl change the wording to be something like "Plus Join Today and we'll give you tons of extra content FREE" this seems to be workign for them.

I am sure that somewhere tere is a page listing the Visa no no words, i'll do some hunting today and if i find anything i'll throw it up here.


-Loki-
IMO ...
It's semantics.

The AVS industry should defend itself from undue censorship by using the word "community".

Join the "couples - adult only community" and also receive access to the "extreme sex communities".

In order to prosecute for "pornography" they must show that the content is unreasonable/immoral to that particular community. However, the internet is not geographic. Follow?

I am a defender of AVS's as they are ABSOLUTELY necessary for "free speech" on the internet.

There MUST be adult discussion and content or knowledge will never expand in the information age.

How does a website proprietor prove that their visitors are only adults???

PS: If there are any AVS's/AVN's willing to allow SexEducation.com as a client please post here or contact me at [email protected] using a subject line that starts with exactly "SE_CONTACT".
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Old 02-19-2004, 02:34 PM   #20
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Old 02-19-2004, 02:34 PM   #21
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i heard the exact same statement a year and a half ago.....
can you please tell me which processor told you that?
Well it's funny that you say it was a year and half ago cause thats when Glo-Bill denied our 3rd "Live Girl" site that featured a section called naughty teen schoolgirls. we were made to change the word Teen to Coed.

A few of the AVS sites we worked with also made us change Teen to Coed (if memory is still correct it was Sexkey and Adultcheck)

And on a funny as fuck note CCBILL denied one of our latest 3D Mega sites due to "Depictions of death" They had a prob with this site: 3D Zombies

So now it is just linked up to hentiakey lol, take a look i guess Visa didn't like it from what we were told lol.

Honestly the site was a one-shot i did for a Haloween this past year lol.


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Old 02-19-2004, 02:40 PM   #22
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Very stupid, I don't see the problem with teen or even schoolgirl - as long as the girls are 18....
Whatever though I don't run any program.
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Old 02-20-2004, 01:17 PM   #23
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the book and film lolita are a work of art, and are protected under different laws than we use for the word lolita, and if they tried to stop him from making a site about his book or movie, i am sure he would have a nice lawsuit to follow
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Old 02-20-2004, 01:53 PM   #24
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the book and film lolita are a work of art, and are protected under different laws than we use for the word lolita, and if they tried to stop him from making a site about his book or movie, i am sure he would have a nice lawsuit to follow
This has nothing to do with laws. These are VISA regulations for their card association. Basically, they have a club....the club has rules....and they can make those rules whatever they want. Just like you can make an association, and make whatever rules ?YOU want.

No lawsuit would win. VISA can chose whomever they wish to do business with or not.

Sorry, just the facts here....
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Old 02-20-2004, 04:01 PM   #25
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Frankly, I don't think they'll go as far as banning TEEN... coeds sucks as a teen replacement!

There are site that have invested thousands in their "teen" sites like Amateur Teen Kingdom, etc.
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Old 02-20-2004, 04:49 PM   #26
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This has nothing to do with laws. These are VISA regulations for their card association. Basically, they have a club....the club has rules....and they can make those rules whatever they want. Just like you can make an association, and make whatever rules ?YOU want.

No lawsuit would win. VISA can chose whomever they wish to do business with or not.

Sorry, just the facts here....
Unfortunately u're 100% right here. VISA is just something like a club, so you may accept their rules or just go away. Actually banned word "teen" is not a real problem. The real problem is that VISA became a serious monopolist who can dictate any conditions.
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Old 02-20-2004, 06:49 PM   #27
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We are not looking to be a replacement for credit cards, but rather an anonymous, additional method to get customers who might otherwise not want, or be able, to give CC# to adult sites.
Hey Bonzo - how are you guys working with/around age verification issues around pre-paid phone cards? Perhaps a better way question to ask (and I'm not trying to stir up shit, honestly) -- what's your stance or legal interpretation of who'd be liable when a minor buys a phone card (legal) but uses it as a payment instrument for an adult site (not-so-legal)?
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Old 02-20-2004, 07:36 PM   #28
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Frankly, I don't think they'll go as far as banning TEEN... coeds sucks as a teen replacement!

There are site that have invested thousands in their "teen" sites like Amateur Teen Kingdom, etc.
I think they are going to come up with a list of words which gives them a reason to deny the submitted site, one of which will be 'teen'.

I don't think VISA cares whether or not there are those who have invested thousands into 'teen' sites.

It's their playground.
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Old 02-21-2004, 12:33 AM   #29
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Yes, it's their playground but it's also their responsibility to existin clients... If they ban teen now, in 2 years (w/ Mr. Bush reelected) they might ban SEX.
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Old 02-21-2004, 12:39 AM   #30
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there must be some legal case against them banning a perfectly legal word, i can understand cp related terms but teen is rediculous
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Old 02-21-2004, 12:53 AM   #31
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Yes, it's their playground but it's also their responsibility to existin clients... If they ban teen now, in 2 years (w/ Mr. Bush reelected) they might ban SEX.
VISA is a private enterprise. They can admit whom they wish into their club.

That's why they CAN turn you down for a credit card. And, even though there are things called fair business practises, I haven't seen VISA really have to knuckle under to any one.

The only responsibility they have is to their own bottom line. We are a pimple on the face of the earth to them, while they account for quite a bit to us.

They pretty much can do whatever they want.

On the other hand, one of these days, there will be a class action suit against their predatory marketing practices.

Thing is, a corporation can refuse to hire you if you smoke. So, VISA can refuse to accept sites or businesses who do not conform to their policies.
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Old 02-21-2004, 12:58 AM   #32
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there must be some legal case against them banning a perfectly legal word, i can understand cp related terms but teen is rediculous
yep and "coed" is a really american term.. who the fuck in AU or the UK really knows what a coed is compared to teen/girls?
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Old 02-21-2004, 01:29 AM   #33
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Old 02-21-2004, 02:20 PM   #34
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Unfortunately u're 100% right here. VISA is just something like a club, so you may accept their rules or just go away. Actually banned word "teen" is not a real problem. The real problem is that VISA became a serious monopolist who can dictate any conditions.

so, what abotu the under age club up my street called "teen club"

and what about the shelter down the road for battered teens called "teen shelter"

come on, this is for porn, plain and simple

they are not going to not allow a rape line called "teen line"
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Old 02-22-2004, 08:06 AM   #35
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Quote:
Originally posted by Hustler DJ


Hey Bonzo - how are you guys working with/around age verification issues around pre-paid phone cards? Perhaps a better way question to ask (and I'm not trying to stir up shit, honestly) -- what's your stance or legal interpretation of who'd be liable when a minor buys a phone card (legal) but uses it as a payment instrument for an adult site (not-so-legal)?
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That's an interesting scenario.

Currently, there is no fool proof way for a website proprietor to be absolutlely certain their website visitor is legally an adult.

If Amex and MasterCard were smart they would create an "ADULT ONLY" card - that requires a signature the person using the card will only allow adults to use it.

There is $11 Billion + "adult" dollars a year sitting on the table - I predict soon (next year or two) someone will come out with such an entity. And I believe it will be a large "brick and mortar" establishment like - "Mail Boxes Etc,","Fedex", "7-11" or perhaps "Macs". You walk in - show your adult ID and physically sign a contract that website access will only be for you and that you are legally an adult.

This "PROOF" of age will be joined with an organization like "PayPal" so that better binding contracts can be made. Contracts that are not necessarily ONLY for adult content but also contracts for other types of business relationships such as prescription medications and monthly supplies of other goods.
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Old 02-22-2004, 09:48 AM   #36
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anyone know about the word "virgin"?
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Old 02-22-2004, 10:27 AM   #37
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It seems to me..

If VISA decides that 'teen' is an unacceptable term, it might not be for reasons of censorship.

Maybe they want to be able to allow under 18 teens to search for stuff which doesn't come up as adult. A way of separating out the underage from the porn side.
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