Scariest Past of Accepting Credit Cards - GoFuckYourself.com

Giorgio_Xo · 02-08-2004, 01:12 PM

What is the scariest part of accepting credit cards?

Mass fraud with stolen lists?
Bogus chargebacks by bad clients?

Which one is hardest to control or protect yourself?

I would think it is the collective issue of bad clients charging back their porn purchase since the bank will always take the customer's side.

JDog · 02-08-2004, 01:18 PM

It's the chargebacks, not many are fraud, there is a lot of fraud, but I think the most of chargebacks are from actual customers that just don't want to pay for it!

jDoG

Giorgio_Xo · 02-08-2004, 01:22 PM

So we protect ourselves by:

1) Making it easier to cancel the subscription.
2) Charging less per month so that recurring billing doesn't become a chargeback trigger. ($9.99)
3) Refund to avoid chargeback.
4) Exit interviews to gather better customer information.

What else?

twistyneck · 02-08-2004, 01:23 PM

Quote:

Originally posted by Giorgio_Xo
So we protect ourselves by:

1) Making it easier to cancel the subscription.
2) Charging less per month so that recurring billing doesn't become a chargeback trigger. ($9.99)
3) Refund to avoid chargeback.
4) Exit interviews to gather better customer information.

What else?

More and better content.

Vitasoy · 02-08-2004, 02:17 PM

It's the chargebacks.

Neriah Davis · 02-09-2004, 09:29 PM

The worst is when an affiliate commits fraud...I just got hit last month and it is not pretty dealing with the CB this month

corvette · 02-09-2004, 09:38 PM

imo

1. Fraudulent affiliates

2. Misleading sites

wyldblyss · 02-09-2004, 09:38 PM

People learn very quickly how easy it is to charge back. I can't tell you how many times I have been told "no problem, I'll just charge back". Basically, you make a purchase on the net you can charge back no questions asked.

In my mainstream business I have had chargebacks even though I have had delivery confirmation and they even signed for the stuff shipped via FedEx. End result, they got the stuff and they got their money back and there wasn't a damn thing I could do about it. A person does it once, sees that it is easy as pie, and pretty soon they do it all the time, they tell their friends, they tell people on discussion boards...and the problem continues to grow.

mkx · 02-10-2004, 09:04 AM

That's why its a must to be set up with a good merchant account who can help you dispute such chargebacks or offer some sort of insurance on tangible goods that you will get your product back if the customer decides to chargeback

02-08-2004, 01:12 PM	#1
Giorgio_Xo Confirmed User Join Date: Mar 2003 Location: Las Vegas, NV Posts: 4,263	Scariest Part of Accepting Credit Cards What is the scariest part of accepting credit cards? Mass fraud with stolen lists? Bogus chargebacks by bad clients? Which one is hardest to control or protect yourself? I would think it is the collective issue of bad clients charging back their porn purchase since the bank will always take the customer's side. __________________ Make Levees, Not War Last edited by Giorgio_Xo; 02-08-2004 at 01:15 PM..

02-08-2004, 01:18 PM	#2
JDog Confirmed User Join Date: Feb 2003 Location: Canby, OR Posts: 7,453	It's the chargebacks, not many are fraud, there is a lot of fraud, but I think the most of chargebacks are from actual customers that just don't want to pay for it! jDoG __________________ NSCash now powering ReelProfits.com ALSO FEATURING: NSCash.com :: SoloDollars.com :: ReelProfits.com :: BiminiBucks.com :: VOD PROGRAMS COMING SOON: Greedy Bucks :: Vengeance Cash NOW OFFERING OVER 60 SITES CONTACT :: JAMES SMITH :: CHIEF TECHNOLOGY OFFICER :: ICQ (711385133)

02-08-2004, 01:22 PM	#3
Giorgio_Xo Confirmed User Join Date: Mar 2003 Location: Las Vegas, NV Posts: 4,263	So we protect ourselves by: 1) Making it easier to cancel the subscription. 2) Charging less per month so that recurring billing doesn't become a chargeback trigger. ($9.99) 3) Refund to avoid chargeback. 4) Exit interviews to gather better customer information. What else? __________________ Make Levees, Not War

02-08-2004, 02:17 PM	#5
Vitasoy GFY HALL OF FAME DAMMIT!!! Join Date: Oct 2003 Posts: 58,202	It's the chargebacks. __________________ [email protected]

02-09-2004, 09:29 PM	#6
Neriah Davis Confirmed User Join Date: Apr 2003 Location: Westsiiiiiiiide! Posts: 578	The worst is when an affiliate commits fraud...I just got hit last month and it is not pretty dealing with the CB this month __________________ First Class Playmate Content! Watch my Video!

02-09-2004, 09:38 PM	#7
corvette Confirmed User Join Date: Oct 2001 Location: scottsdale Posts: 7,880	imo 1. Fraudulent affiliates 2. Misleading sites __________________ If you need a good company for check writing services, then check out checkissuing, and for webhosting, check out Phoenix NAP

02-09-2004, 09:38 PM	#8
wyldblyss Confirmed User Join Date: Nov 2003 Location: The Buck Starts Here Posts: 5,779	People learn very quickly how easy it is to charge back. I can't tell you how many times I have been told "no problem, I'll just charge back". Basically, you make a purchase on the net you can charge back no questions asked. In my mainstream business I have had chargebacks even though I have had delivery confirmation and they even signed for the stuff shipped via FedEx. End result, they got the stuff and they got their money back and there wasn't a damn thing I could do about it. A person does it once, sees that it is easy as pie, and pretty soon they do it all the time, they tell their friends, they tell people on discussion boards...and the problem continues to grow.

02-10-2004, 09:04 AM	#9
mkx Confirmed User Industry Role: Join Date: Nov 2003 Location: Toronto Posts: 4,001	That's why its a must to be set up with a good merchant account who can help you dispute such chargebacks or offer some sort of insurance on tangible goods that you will get your product back if the customer decides to chargeback