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| Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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02-04-2004, 12:26 PM
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#1 |
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Guest
Posts: n/a
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what do you guys think of RRSPs?
good investment? bad? depends?
plz post your thoughts  |
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02-04-2004, 12:28 PM
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#2 |
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Confirmed User
Join Date: Jun 2003
Location: Gooch city
Posts: 9,527
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it helps to defer taxes until u retire. better to start young.
__________________
Someone finds you... 2007 PS: Nationalnet is the best host I've ever had. And i tried alot of them. |
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02-04-2004, 12:32 PM
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#3 |
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I'm here for SPORT
Industry Role:
Join Date: Jul 2001
Location: Phone # (401) 285-0696
Posts: 41,470
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max them out. give your spouse enough income so she can max them out. then buy other investments.
__________________
This dog, is dog, a dog, good dog, way dog, to dog, keep dog, an dog, idiot dog, busy dog, for dog, 20 dog, seconds dog! Now read without the word dog. |
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02-04-2004, 12:33 PM
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#4 |
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Guest
Posts: n/a
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thanx for the advice you two! looking for more as well
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02-04-2004, 03:53 PM
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#5 |
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Confirmed User
Join Date: Jan 2003
Location: Canada
Posts: 631
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An RRSP is not a specific type of investment.... you can own any variety of investments in an RRSP......you can own mutual funds, GIC's, mortgages, etc. inside your RRSP.
there is a Canadian content requirement however... I think you are only allowed 15% foreign investments inside your RRSP (% may have changed) So basically, if you are going to have investments... WHY NOT have them in an RRSP? You get the benefit of the tax deduction plus the income on the investments inside the RRSP are not taxed until you take it out (at retirement presumably) |
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