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-   -   If VISA/MC Killed REBILLS tommorow... will you be ready? (https://gfy.com/showthread.php?t=227226)

Mr. Marks 01-28-2004 09:06 PM

Great post! Very informative.

Definitely makes more sense than the wishful thinking drivel many PPS webmasters.

The larger PPS guys out there have widely divering strategies in dealing with this HUGE meteor headed our way.

Some would rather attack people for bringing up this very real possibility ("Sky is falling" "You are nobody" "You are an idiot" school of thought)

Others like Marc De are pushing the frontier with innovations that may be a good jumping point for a post rebill world.

Things will continue, its just going to look very different.


Also there's many ways to kill something other than outright banning the practice.........




Quote:

Originally posted by Driven


WRONG, Visa makes $10-50 million a year max, that is fuck all from the online porn biz.

$1 billion in sales x 65% (visa) = 650 million
$650 million x 1.5 % visa makes per transaction (banks take the rest) = $9.75 million.

1 billion in sales and 10 million in revenue NOT profit. And the porn biz is a pain in the ass compared to other online purchases.

Visa doesn't give a rats ass about that and will require more rules as the year goes on.


Tipsy 01-28-2004 09:19 PM

Interesting that it took so long for someone to start this thread the way the jungle drums have been banging away.

Of course it won't be the end if/when it happens. It'll simply mean a lot of changes - those who are smart will get richer, those who are dumb and/or won't realise time are a changing will slowly start to vanish.

KidCock 01-28-2004 09:24 PM

Quote:

Originally posted by $5 submissions


:) Hopefully there's an announcement in 6 months.:winkwink:

Aactually there is a good one, though you need to do about 90% of the development/coding on your end =)

They won't mind if porn or whatever passes through though....they don't monitor it, you just use their gateway and pay your fees.

 Smokey The Bear  01-28-2004 09:33 PM

Thats like asking " what would happen if all the women on earth died tomorrow "

You cant really know how it will affect you until its done. )

tony286 01-28-2004 09:34 PM

First I think its alot more than 10-50 million, I think we are told this so we feel powerless. Think about it , the adult industry is a 4 billion dollar industry, two things caused the explosion first was the vcr and then the internet.
I highly doubt out of that 4 billion dollar pie, online is a very small piece. Larry Flynt said his sites do 1.3 million a month in the xbiz interview, Danny Ash does 7 million together they do over 22 million.
You also have to figure there are at least 50,000 adult websites the big and the small .If they earned a avg of 6000 a year thats 180 million dollars and I am being very conservative but since we are so splintered we are weak. Adult webmasters have their little kingdoms and they rule with ego and cheapness. Good example IMPA imagine if everyone who made a dollar off adult donated $100 to them ,the amount of money would be huge they would have to fight the good fight.

Also mainstream uses recurring alot and they make it very hard to cancel a example the only way to cancel a audible account is to call I sat on hold for 45 mins to cancel.

gregtx 01-28-2004 09:39 PM

interesting.. I guess they could pick on adult related companies again... but from what I see now:

my gym auto rebills
my auto insurance auto rebills
my life insurance auto rebills
my direct tv auto rebills.. (NFL package auto rebills)
my aol auto rebills
my toll tag auto rebills
my wifes cell phone auto rebills

basically lots of business models work on auto rebill

so for it to go away.. would hurt our entire economy as a whole..

not just porn sites :2 cents:

mhende6600 01-28-2004 10:26 PM

we all hope it does not go away, but always have a back up plan.

Tsaysgopro 01-28-2004 10:42 PM

Quote:

Originally posted by Indeed
backup plan : check processing/ach debit
We have your check needs covered, read more below


http://www.probilling.com/documents/...ol1/index.html

bcooter 01-28-2004 10:45 PM

Quote:

Originally posted by gregtx
interesting.. I guess they could pick on adult related companies again... but from what I see now:

my gym auto rebills
my auto insurance auto rebills
my life insurance auto rebills
my direct tv auto rebills.. (NFL package auto rebills)
my aol auto rebills
my toll tag auto rebills
my wifes cell phone auto rebills

basically lots of business models work on auto rebill

so for it to go away.. would hurt our entire economy as a whole..

not just porn sites :2 cents:

thats pretty much what i was trying say driven. Rebilling is too mainstream for them to ban it out right. Will they step up restirictions in adult websites, possibly, and probably. I think the route they are taking is stopping people from charging back for things that they know they are going to be charged for. They have already shown steps in that direction last october. And i get the feeling that visa does alot more in sales than 1 billion a year, but i dont know for sure.

$5 submissions 01-29-2004 02:37 PM

To those that posted great info/analysis, thank you!

The future is out there and no amount of denial will prevent it from happening.

reynold 01-30-2004 04:19 AM

The biz will survive. There's tons of creative people in this biz. Who else can pimp the Net better than adult webmasters?

bluff 02-06-2004 01:27 PM

I think people are more ready for this eventuality than you guys give them credit for. I say "BRING IT ON!"

polish_aristocrat 02-06-2004 01:29 PM

Quote:

Originally posted by bluff
I think people are more ready for this eventuality than you guys give them credit for. I say "BRING IT ON!"
WTF? :helpme

bluff 02-06-2004 01:33 PM

Quote:

Originally posted by polish_aristocrat

WTF? :helpme

Which part don't you understand? I thought it was pretty clear.

Kimmykim 02-06-2004 02:29 PM

Quote:

Originally posted by bcooter
IMO i don't think that VISA/MC will ever eliminate rebilling. even with a 15% charge back rate, they are still making too much money to eliminate it completely..
Dude you are on crack. A 15% chargeback rate and you would be TMF'd INSTANTLY...

My guess is that someone decent sized is terminated in the next 60 days, both for their ratios and as a warning to everyone else in the business.

I also wouldn't be surprised to see the end of 5967 billing before the end of the year.

I'm not betting it will happen, just saying I wouldn't be at all surprised if it did.

The way it may come about will be surprising perhaps, but anything is possible.

bluff 02-06-2004 02:30 PM

Well said, KK!


Quote:

Originally posted by Kimmykim




Dude you are on crack. A 15% chargeback rate and you would be TMF'd INSTANTLY...

My guess is that someone decent sized is terminated in the next 60 days, both for their ratios and as a warning to everyone else in the business.

I also wouldn't be surprised to see the end of 5967 billing before the end of the year.

I'm not betting it will happen, just saying I wouldn't be at all surprised if it did.

The way it may come about will be surprising perhaps, but anything is possible.


polish_aristocrat 02-06-2004 02:42 PM

Quote:

Originally posted by bluff


Which part don't you understand? I thought it was pretty clear.

I understand that you can have the impression that some companies are alread working on new payment solutions, but that is one thing, but wishing that Visa stopps rebills soon, is something which I completely cannot understand.

bluff 02-06-2004 02:54 PM

Quote:

Originally posted by polish_aristocrat

I understand that you can have the impression that some companies are alread working on new payment solutions, but that is one thing, but wishing that Visa stopps rebills soon, is something which I completely cannot understand.

Wishing is completely different from just pointing out an inevitability.


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