stocktrader23

Does anyone here know if there are any special requirements for a company or individual to attemp to collect from the people charging back and/or bouncing checks to paysites.

This would be a 3rd party collecting on behalf of other websites the DO NOT own for a commission on amounts collected.

I know, I know, this isn't a lawyers board but I was hoping someone would have some experience with this. If anyone knows that there is something required please let me know where I could find any info about it.

This is a huge issue in the adult market and some partners and I are seriously considering giving it a go.

Any imput would be appreciated.

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quiet

cb collector?

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Lane

dont the 3rd party processors make you agree that you cant go after the people who chargeback?

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stocktrader23

Yes, but I'm almost certain that you have to be licensed as a collection agency before buying debts to collect for yourself. I was hoping somebody would know exactly how this works so I could decide which way would be the easiest to get set up. I checked into mainstream collections (offline) but that was several years ago and I really don't remember the requirements.

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stocktrader23

No idea, and that's something else to look at. I suppose they "handle" collections for you?

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"I try to make a habit of bouncing my eyes up to the face of a beautiful woman, and often repeat “not mine” in my head or even verbally. She’s not mine. God has her set aside. She’s not mine. She’s His little girl, and she needs me to fight for her by keeping my eyes where they should be."

Lane

the thing is, since they are the merchant, they own the transactions. u dont really have the right to try to collect.

(someone correct me if i'm wrong)

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stocktrader23

Well, I'll definately look into it. Hopefully that isn't the case because that's 100% bs.

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"I try to make a habit of bouncing my eyes up to the face of a beautiful woman, and often repeat “not mine” in my head or even verbally. She’s not mine. God has her set aside. She’s not mine. She’s His little girl, and she needs me to fight for her by keeping my eyes where they should be."

stocktrader23

.

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"I try to make a habit of bouncing my eyes up to the face of a beautiful woman, and often repeat “not mine” in my head or even verbally. She’s not mine. God has her set aside. She’s not mine. She’s His little girl, and she needs me to fight for her by keeping my eyes where they should be."

AlienQ - BANNED FOR LIFE

Best bet is retribution by banning them sorta of people off our networks.
Many ways to go about it too.

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Volantt

Not worth the effort on a ~$20 bill, imho

Plus they I do not believe you could actually file suit against them since they claim it was an unauthorized charged meaning they have little to no liability to payup.

V

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stocktrader23

Do you actually work in the adult biz? Of course it's not worth the effort for a small site that has like $60 hanging. I'm talking about on a large scale, I'll take a stack of 20's from thieving fucks anyday. Not to mention you can charge collection fees, bounced check fees, etc. Don't worry about the business model, I'm just asking if anyone knows about this at all.

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"I try to make a habit of bouncing my eyes up to the face of a beautiful woman, and often repeat “not mine” in my head or even verbally. She’s not mine. God has her set aside. She’s not mine. She’s His little girl, and she needs me to fight for her by keeping my eyes where they should be."

BVF

wouldn't it be more cost effective to not accept checks at all? Wouldn't the costs balance out as opposed to being defrauded and trying to collect debts?

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stocktrader23

At the profit margins adult offers?

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"I try to make a habit of bouncing my eyes up to the face of a beautiful woman, and often repeat “not mine” in my head or even verbally. She’s not mine. God has her set aside. She’s not mine. She’s His little girl, and she needs me to fight for her by keeping my eyes where they should be."

MandyD

The Chargeback Company http://www.crbcompany.com/

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andi_germany

I am tired of this statement. It is one of the reasons we actually have this problem.


Someone who claims an unauthorized charge should by default get his credit card number blocked and a new card issued. That what normally happens when someon claims fraud but it rarely happens with any chargeback.

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MakeMeGrrrrowl

Actually this is not true. You can buy bad debts and then you own them and you can collect on them.

Stock if you're seriously considering this, then do a search on the Fair Debt Collection Practices Act. Their site will most likely tell you how you go about it. Also what you can and can't do, different states also have different laws regarding collecting debts. For instance in PA you can't contact someone twice in 7 days at home and you can not contact someone twice at their job in a 30 day time period...it probably has not changed but that was the law here in PA 5 years ago.

Lane

can you verify that with ccbill?

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polish_aristocrat

I think there's someone already dpoing it.
Make a GFY search.

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wizz

stocktrader23,

AdultRep collects chargebacks on behalf of our clients in total compliance with the Fair Debt Collection Practices Act and state collection laws. Collections is one of the most highly regulated businesses at the state and local levels. In cases where we do not have the state licenses to collect in a particular state, we have parternships with fully licensed state collection agencies that handle our collections in that particular state.

Webmasters can be held liable if they are using an unlicensed collection agency to collect their debts. If you run a website and would like to have a licensed collection agency collect your chargeback debts, please contact us.

You can also see the details of our service here: http://www.adultrep.com/ipsp_chargeback.htm

Victoria

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