UK webmasters, if you trust Halifax plc with your money, you are a FOOL. - GoFuckYourself.com

ldinternet · 11-27-2003, 06:18 PM

And the same goes for Bank of Scotland. Let's see. They tried to steal several thousand pounds from me by "locking" my personal account so that I couldn't deposit, transfer, withdraw, write cheques, etc. What, am I just going to forget it and move on? Also, they tried to steal petty amounts of money from my account many times. Once, they transferred £50 from their branch in Manchester, to an account at the bank next door (I think it's Co-Op) for no reason whatsoever. I've never even been to the Manchester branch. My sister has also had money taken from her account a few times. They once charged her an overdraft fee, even though it was a banking error ON A BANK CHARGE that put her into overdraft in the first place. Insane charges, such as 8.50 per foreign cheque. Need I say more? Had I received decent service in exchange, I might not mind so much. But their staff are just plain clueless.

Bank of Scotland, affiliated with Halifax, are fucking monkeys. I filled out the forms for a new business account in addition to my existing account, sent them off with the required paperwork, and got the paperwork back a few weeks later, "we can't accept this" for no reason at all. I called them... they said it was a mistake, and to resend everything and it would all be taken care of. I did. 2 weeks later, everything returned to me. We played this game time and time over, until they finally returned my application because 3 months had passed and I "hadn't provided the necessary paperwork to proceed". Clowns.

Who should you trust?

Lloyds TSB treat their customers like GOLD.

Darren · 11-27-2003, 06:23 PM

Yeah bank of scotland suck and we are with them, they are fucking idiots i agree! At XMAS i am moving things.

Krome · 11-27-2003, 06:51 PM

THey are all pretty much of a muchness, designed to take as much money from you for as little work as possible.

Darren · 11-27-2003, 06:55 PM

Quote:

Originally posted by Krome
THey are all pretty much of a muchness, designed to take as much money from you for as little work as possible.

and they get away with it

what is it like $25 to send a wire and $25 for other person to receive it even more sometimes.. a load of shit.

Krome · 11-27-2003, 07:02 PM

Quote:

Originally posted by Darren

and they get away with it

what is it like $25 to send a wire and $25 for other person to receive it even more sometimes.. a load of shit.

$25?

At Barclays it cost 45 pounds to send a wire priority (it arrives within 24 hours)

doober · 11-27-2003, 07:06 PM

costs 40-50$ in canada

Darren · 11-27-2003, 07:11 PM

Quote:

Originally posted by Krome

$25?

At Barclays it cost 45 pounds to send a wire priority (it arrives within 24 hours)

blimey, fucking hell fire thats like $65 or so... I usually leave it to secretary to send wires i need change some things if its that much!

Tytan · 11-27-2003, 07:20 PM

Barclays Business accounts rule

senseidru · 11-27-2003, 07:26 PM

I'm with HSBC and very happy so far, fuck barclays they fuck you in the arse with their fees.

Darren · 11-27-2003, 07:27 PM

i think morale of this thread is no matter what bank u ware with u will get royally and truely fucked at some stage.

ldinternet · 11-28-2003, 06:45 AM

bump.

www.lloydstsb.com

If you're with Halifax or Bank of Scotland, seriously, you're getting fucked BIGTIME. Open your eyes! I wouldn't trust a small child's saving account with those clowns.

DarkJedi · 11-28-2003, 06:50 AM

Quote:

Originally posted by ldinternet
Lloyds TSB treat their customers like GOLD.

AMEN !!

loco12 · 11-28-2003, 06:54 AM

Go to Barclays. They charge £8 per BATCH of cheques, whether there's 2 or 200. £20 for a normal wire transfer. Never had a problem and Barclays Premier will fall over backwards to help, as long as you earn more than £70,000 a year. The bank manager comes out to me, sends me Christmas cards and I have had numerous perks to make sure I don't move banks.

radical · 11-28-2003, 07:22 AM

Good tips on the banks guys ;-) I use the royal bank of scotland and their fucking awful aswell!!

What happened to customer service in this country!!

Hindsight · 11-28-2003, 07:32 AM

I'm with Natwest and they've always been cool with me.

Hindsight · 11-28-2003, 07:33 AM

Hey Loco!

Dorzzzzzzet huh?

I'm from Exeter

cheekycherry · 11-28-2003, 07:37 AM

TSB SUCK!!!

I've had SOOOO many problems with them... I only get treated like Gold now after complaining, and complaining and complaining. They know me as the customer that doesn't take no shit, so they bend over backwards for me.. but only now, after LOADS of probs.

HSBC were the best I ever had, but their charges for various things were too high.

chemicaleyes · 11-28-2003, 07:48 AM

Quote:

Originally posted by loco12
Go to Barclays. They charge £8 per BATCH of cheques, whether there's 2 or 200. £20 for a normal wire transfer. Never had a problem and Barclays Premier will fall over backwards to help, as long as you earn more than £70,000 a year. The bank manager comes out to me, sends me Christmas cards and I have had numerous perks to make sure I don't move banks.

Get all the perks with Lloyds TSB. Barclays are fucking wankers.

cheekycherry · 11-28-2003, 07:53 AM

Quote:

Originally posted by loco12
Go to Barclays. They charge £8 per BATCH of cheques, whether there's 2 or 200. £20 for a normal wire transfer. Never had a problem and Barclays Premier will fall over backwards to help, as long as you earn more than £70,000 a year. The bank manager comes out to me, sends me Christmas cards and I have had numerous perks to make sure I don't move banks.

What kind of perks dude? Sounds good, I might have to move banks!!! (don't say free xbox lol)

Krome · 11-28-2003, 08:00 AM

Barclays only charge 8 per batch of cheques? You are so wrong. Check the small print. You lose 9 pence in the pound on each of those cheques that goes in due to the shit exchange rate that they give you.

the Grandad · 11-28-2003, 08:05 AM

I'm moving to Barclays ASAP
I am with Natwest Right now and they treat me like a kunt!
I pay £8 month for a business manager that has answered the phone once in 5 years!
They have only recently taken a little more notice of me since I started paying in £6k a month

ldinternet · 11-28-2003, 08:09 AM

Quote:

Originally posted by Krome
Barclays only charge 8 per batch of cheques? You are so wrong. Check the small print. You lose 9 pence in the pound on each of those cheques that goes in due to the shit exchange rate that they give you.

£8 plus 9%? Not good.

and I bet they take the 9% before they take the £8... fucking banks.

the Grandad · 11-28-2003, 08:12 AM

Quote:

Originally posted by Krome
Barclays only charge 8 per batch of cheques? You are so wrong. Check the small print. You lose 9 pence in the pound on each of those cheques that goes in due to the shit exchange rate that they give you.

hmmmm

Sarah_Jayne · 11-28-2003, 08:39 AM

I am so happy I have a US bank account. I will happily pay DHL once a month to send over my checks rather than deal with UK banks. I love this country but your banking sucks.

loco12 · 11-28-2003, 09:15 AM

Quote:

Originally posted by Hindsight
Hey Loco!

Dorzzzzzzet huh?

I'm from Exeter

Yep sunny Sherborne in Dorset.

Been to Exeter a couple of times this year for the speedway. County ground is a dump!

Krome · 11-28-2003, 10:33 AM

If you want the bext UK banking solution it is in my opinion to ask Barclays to 'introduce' you to Wells Fargo. You can then operate a US based account via Barclays exactly how you would in America. The great perk of this is that it is also classed as an off shore account.

I set one up and it took about a week to do.

ldinternet · 11-28-2003, 10:36 AM

I went to the TSB earlier. There was a huge queue even though all the desks were open... but a woman came around saying that if anyone was making a simple transaction such as a deposit or withdrawal, there's no need to wait in the huge line, she'd take care of them. She took my £ cheques and paying-in slip, and said they'd be deposited before closing time (4:30pm). I said I also had dollar cheques, but she said she couldn't take care of those. So she got another staff member and together we took care of the forms, it took only a few minutes, and I was out of there.

I went shopping, got home at 5, checked my balance to see that, as she promised, the pound cheques were deposited. And the cheques from other TSB customers had cleared instantly, of course.

THAT is great customer care.

Had that been Halifax, I'd have been queueing with those dollars until closing time.

Krome · 11-28-2003, 10:47 AM

Quote:

Originally posted by ldinternet
I went to the TSB earlier. There was a huge queue even though all the desks were open... but a woman came around saying that if anyone was making a simple transaction such as a deposit or withdrawal, there's no need to wait in the huge line, she'd take care of them. She took my £ cheques and paying-in slip, and said they'd be deposited before closing time (4:30pm). I said I also had dollar cheques, but she said she couldn't take care of those. So she got another staff member and together we took care of the forms, it took only a few minutes, and I was out of there.

I went shopping, got home at 5, checked my balance to see that, as she promised, the pound cheques were deposited. And the cheques from other TSB customers had cleared instantly, of course.

THAT is great customer care.

Had that been Halifax, I'd have been queueing with those dollars until closing time.

THat is standard in most banks...like I said earlier they are all pretty much of a muchness...

ldinternet · 11-28-2003, 10:52 AM

After being a Halifax customer, and moving away from there -- even after a year -- the most basic customer care can seem amazing.

Brad-Wishing · 11-28-2003, 11:03 AM

I love Canadian banks. TD Canada Trust monitors my bank account personally. If anything weird happens or if for example I am charged any fees they reverse them to keep me happy.

That's awesome service. Considering CIBC has the same fees and they let you pay for them.
I recommended my parents move their morgage over from CIBC and they gave them such a low rate it was INSANE.

I will always have an account with TD no matter where I am in the world.

Vendot · 11-28-2003, 12:02 PM

Halifax may be "SEXXXXYYYYYYYY" but apart from that theyre shit and of course, you should always trust the Black Horse.

11-27-2003, 06:18 PM	#1
ldinternet Confirmed User Join Date: Apr 2001 Posts: 8,245	UK webmasters, if you trust Halifax plc with your money, you are a FOOL. And the same goes for Bank of Scotland. Let's see. They tried to steal several thousand pounds from me by "locking" my personal account so that I couldn't deposit, transfer, withdraw, write cheques, etc. What, am I just going to forget it and move on? Also, they tried to steal petty amounts of money from my account many times. Once, they transferred £50 from their branch in Manchester, to an account at the bank next door (I think it's Co-Op) for no reason whatsoever. I've never even been to the Manchester branch. My sister has also had money taken from her account a few times. They once charged her an overdraft fee, even though it was a banking error ON A BANK CHARGE that put her into overdraft in the first place. Insane charges, such as 8.50 per foreign cheque. Need I say more? Had I received decent service in exchange, I might not mind so much. But their staff are just plain clueless. Bank of Scotland, affiliated with Halifax, are fucking monkeys. I filled out the forms for a new business account in addition to my existing account, sent them off with the required paperwork, and got the paperwork back a few weeks later, "we can't accept this" for no reason at all. I called them... they said it was a mistake, and to resend everything and it would all be taken care of. I did. 2 weeks later, everything returned to me. We played this game time and time over, until they finally returned my application because 3 months had passed and I "hadn't provided the necessary paperwork to proceed". Clowns. Who should you trust? Lloyds TSB treat their customers like GOLD.

11-27-2003, 06:23 PM	#2
Darren Confirmed User Join Date: Sep 2001 Posts: 5,994	Yeah bank of scotland suck and we are with them, they are fucking idiots i agree! At XMAS i am moving things. __________________ Penis enlargement / male enhancement pills - earn up to $229.48 per signup ICQ: 46335817

11-27-2003, 07:20 PM	#8
Tytan Too lazy to set a custom title Join Date: Sep 2003 Location: Somewhere over the rainbow Posts: 1,391	Barclays Business accounts rule __________________ Adult Webmaster/Pharmacy/Mortgage/Casino/General opt-in email lists for sale - full data ---------REFERENCES AVAILABLE----------- ------------------------------------------------ Adult opt-in bases for sale icq@261453175

11-27-2003, 07:26 PM	#9
senseidru Confirmed User Join Date: Sep 2002 Location: UKStyle.UKFlow Posts: 1,767	I'm with HSBC and very happy so far, fuck barclays they fuck you in the arse with their fees. __________________

11-27-2003, 07:27 PM	#10
Darren Confirmed User Join Date: Sep 2001 Posts: 5,994	i think morale of this thread is no matter what bank u ware with u will get royally and truely fucked at some stage. __________________ Penis enlargement / male enhancement pills - earn up to $229.48 per signup ICQ: 46335817

11-27-2003, 06:51 PM	#3
Krome Confirmed User Join Date: Jul 2001 Location: London - UK Posts: 2,851	THey are all pretty much of a muchness, designed to take as much money from you for as little work as possible.

11-27-2003, 07:06 PM	#6
doober Confirmed User Join Date: Jul 2003 Location: in yoOoo kitchen Posts: 6,984	costs 40-50$ in canada

11-28-2003, 06:45 AM	#11
ldinternet Confirmed User Join Date: Apr 2001 Posts: 8,245	bump. www.lloydstsb.com If you're with Halifax or Bank of Scotland, seriously, you're getting fucked BIGTIME. Open your eyes! I wouldn't trust a small child's saving account with those clowns.

11-28-2003, 06:54 AM	#13
loco12 Confirmed User Join Date: Aug 2003 Location: Dorset, UK Posts: 638	Go to Barclays. They charge £8 per BATCH of cheques, whether there's 2 or 200. £20 for a normal wire transfer. Never had a problem and Barclays Premier will fall over backwards to help, as long as you earn more than £70,000 a year. The bank manager comes out to me, sends me Christmas cards and I have had numerous perks to make sure I don't move banks.

11-28-2003, 07:22 AM	#14
radical Confirmed User Join Date: Oct 2003 Location: Bonnie Scotland Posts: 2,876	Good tips on the banks guys ;-) I use the royal bank of scotland and their fucking awful aswell!! What happened to customer service in this country!! __________________ ICQ: 166108967

11-28-2003, 07:32 AM	#15
Hindsight Confirmed User Join Date: Oct 2003 Location: Perugia, Italy - Often in Exeter, England Posts: 815	I'm with Natwest and they've always been cool with me.

11-28-2003, 07:33 AM	#16
Hindsight Confirmed User Join Date: Oct 2003 Location: Perugia, Italy - Often in Exeter, England Posts: 815	Hey Loco! Dorzzzzzzet huh? I'm from Exeter

11-28-2003, 07:37 AM	#17
cheekycherry Confirmed User Join Date: Feb 2002 Location: N/A Posts: 1,703	TSB SUCK!!! I've had SOOOO many problems with them... I only get treated like Gold now after complaining, and complaining and complaining. They know me as the customer that doesn't take no shit, so they bend over backwards for me.. but only now, after LOADS of probs. HSBC were the best I ever had, but their charges for various things were too high.

11-28-2003, 08:00 AM	#20
Krome Confirmed User Join Date: Jul 2001 Location: London - UK Posts: 2,851	Barclays only charge 8 per batch of cheques? You are so wrong. Check the small print. You lose 9 pence in the pound on each of those cheques that goes in due to the shit exchange rate that they give you.

11-28-2003, 08:05 AM	#21
the Grandad Confirmed User Join Date: Aug 2003 Location: the Retirement Home (Almost) Posts: 1,038	I'm moving to Barclays ASAP I am with Natwest Right now and they treat me like a kunt! I pay £8 month for a business manager that has answered the phone once in 5 years! They have only recently taken a little more notice of me since I started paying in £6k a month

11-28-2003, 08:39 AM	#24
Sarah_Jayne Now with more Jayne Industry Role: Join Date: Dec 2002 Location: Los Angeles Posts: 40,077	I am so happy I have a US bank account. I will happily pay DHL once a month to send over my checks rather than deal with UK banks. I love this country but your banking sucks.

11-28-2003, 10:33 AM	#26
Krome Confirmed User Join Date: Jul 2001 Location: London - UK Posts: 2,851	If you want the bext UK banking solution it is in my opinion to ask Barclays to 'introduce' you to Wells Fargo. You can then operate a US based account via Barclays exactly how you would in America. The great perk of this is that it is also classed as an off shore account. I set one up and it took about a week to do.

11-28-2003, 10:36 AM	#27
ldinternet Confirmed User Join Date: Apr 2001 Posts: 8,245	I went to the TSB earlier. There was a huge queue even though all the desks were open... but a woman came around saying that if anyone was making a simple transaction such as a deposit or withdrawal, there's no need to wait in the huge line, she'd take care of them. She took my £ cheques and paying-in slip, and said they'd be deposited before closing time (4:30pm). I said I also had dollar cheques, but she said she couldn't take care of those. So she got another staff member and together we took care of the forms, it took only a few minutes, and I was out of there. I went shopping, got home at 5, checked my balance to see that, as she promised, the pound cheques were deposited. And the cheques from other TSB customers had cleared instantly, of course. THAT is great customer care. Had that been Halifax, I'd have been queueing with those dollars until closing time.

11-28-2003, 10:52 AM	#29
ldinternet Confirmed User Join Date: Apr 2001 Posts: 8,245	After being a Halifax customer, and moving away from there -- even after a year -- the most basic customer care can seem amazing.

11-28-2003, 11:03 AM	#30
Brad-Wishing Confirmed User Join Date: Oct 2003 Posts: 2,415	I love Canadian banks. TD Canada Trust monitors my bank account personally. If anything weird happens or if for example I am charged any fees they reverse them to keep me happy. That's awesome service. Considering CIBC has the same fees and they let you pay for them. I recommended my parents move their morgage over from CIBC and they gave them such a low rate it was INSANE. I will always have an account with TD no matter where I am in the world. __________________ SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

11-28-2003, 12:02 PM	#31
Vendot Confirmed User Industry Role: Join Date: May 2002 Location: Malaysia Posts: 3,376	Halifax may be "SEXXXXYYYYYYYY" but apart from that theyre shit and of course, you should always trust the Black Horse.