Car insurance is FUCKIN NUTS! - GoFuckYourself.com

Za Ha · 11-29-2003, 09:51 PM

Well lookin for a car for the winter (nothin special cause I gotta put down a lot for my mortgage in a bit over a year) and was looking at insurance and its fuckin nuts!

Was lookin here btw

I cannot get anything insured under $8,000 a year. I am 19, with no experience but that is fuckin insane!! For something a bit niceer (a G35 lets say) I am lookin at over $12k!!

Is it as bad for you guys?

* all prices in Canadian dollars.

hyper · 11-29-2003, 09:57 PM

i just bought a Saturn Ion for the winter
insurance is $1,007 for the year.. full coverage

sickkittens · 11-29-2003, 09:58 PM

Quote:

Originally posted by Za Ha
Well lookin for a car for the winter (nothin special cause I gotta put down a lot for my mortgage in a bit over a year) and was looking at insurance and its fuckin nuts!

Was lookin here btw

I cannot get anything insured under $8,000 a year. I am 19, with no experience but that is fuckin insane!! For something a bit niceer (a G35 lets say) I am lookin at over $12k!!

Is it as bad for you guys?

* all prices in Canadian dollars.

That's insane. Can't you just get insured under your parents?

twistyneck · 11-29-2003, 09:58 PM

I pay $33 a month, full coverage.

Za Ha · 11-29-2003, 09:59 PM

Quote:

Originally posted by sickkittens

That's insane. Can't you just get insured under your parents?

2 cars, 2 drivers ... so i gotta be the primary on one of them.

GTS Mark · 11-29-2003, 09:59 PM

You think it is bad here try BC!!

Fuck I was paying $389 a month for my Audi S4. I doubt I will pay anything over $150 a month for it now that I am back in Ontario.

Being young and a new driver totally fucking sucks. What I would suggest is to get the car in your parent's name so then they can write you down as a secondary/occasional driver. Then it would be a lot less.

DH

P.S. The G35 is a pretty pimp ride, I had a blast driving around a friend's.

Brad-Wishing · 11-29-2003, 09:59 PM

You must have been in about 700 accidents for that to happen.
When I got insured with my first car it was $2,400 a year for a new Cavalier.

Sosa · 11-29-2003, 10:00 PM

Wow guys... I only pay $1200 a year for full coverage on my 00 escalade and I'm only 21.

Za Ha · 11-29-2003, 10:00 PM

No accidents. Got my licence bout 3 weeks ago.

twistyneck · 11-29-2003, 10:01 PM

Quote:

Originally posted by Sosa
Wow guys... I only pay $1200 a year for full coverage on my 00 escalade and I'm only 21.

Nebraska has cheap insurance just like here. Just across the border I was paying $120 a month.

hottoddy · 11-29-2003, 10:02 PM

I pay full coverage for two 2003 vehicles - $115/month (Coscto/Amex). I'm also a geezer (34) with a perfect record and both cars are moderately priced (15 & 22K).

liquidmoe · 11-29-2003, 10:02 PM

I had the same quotes except in American dollars not Canadian for my 328Ci. Put yourself on as a secondary driver and if possible find a friend who is in a better residential area which could get you lower rates and redo your paper work through them. Just make it legit and that can sometimes bring you some significant savings.

Gruntled · 11-29-2003, 10:02 PM

Definitely go under you parents policy. You have to lie to the insurance company, but if you don't they will have you over the barrel and will be pupin' and sweatin' before you know what happened.

bushwacker · 11-29-2003, 10:04 PM

you must be one bad ass driver!

SicChild · 11-29-2003, 10:04 PM

I'm in Alberta and I paid $6,100(CND)/year when I first insured my '79 vette....now I pay $4,200(CND)/year

Za Ha · 11-29-2003, 10:05 PM

Its not that im a bad driver, cause driving wise Im pretty good, the reason is cause I am a BRAND NEW driver. I will have to either wait or make MUCH more to afford this.

ldinternet · 11-29-2003, 10:11 PM

Quote:

Originally posted by Za Ha
Well lookin for a car for the winter (nothin special cause I gotta put down a lot for my mortgage in a bit over a year) and was looking at insurance and its fuckin nuts!

Was lookin here btw

I cannot get anything insured under $8,000 a year. I am 19, with no experience but that is fuckin insane!! For something a bit niceer (a G35 lets say) I am lookin at over $12k!!

Is it as bad for you guys?

* all prices in Canadian dollars.

They're fucking you over... because they can.

I'm 20, insurance due in December will be the equivalent of $1200. That's with full no claims discount, clean license, no tickets/offences, travelling 15000 miles per year (what with my university being in the next city)...

I was once going to buy an SLK230 but was quoted over £16k (around $25k) for 1 year insurance by CIS. If I want insurance for a CL600, 911, Caterham 7, etc... they will not give it to me until I'm 25.

I'm all for regular testing and practical driving assessments, in a range of places (e.g, city centre & rush hour & motorway & open country), to drive down insurance costs. It should at least flush out the overly timid drivers that cause a shitload of accidents (like those people -- mostly women and the elderly -- who try to merge into motorway traffic by driving 30MPH, ahaha). Terrible consequences.

qwe · 11-29-2003, 10:12 PM

well im 20 with 3 years of experience and with 2 tickets... fuckers keep telling me $10,000 for 2001 bmw 330ci... if i go under my parents name as secondary will be around 5-6k which is what im going to do very soon...

Veterans Day · 11-29-2003, 10:14 PM

685 for 1 year full coverage 95 Lincoln Towncar, my dads mom is our state farm agent,

bushwacker · 11-29-2003, 10:14 PM

Quote:

Originally posted by Za Ha
Its not that im a bad driver, cause driving wise Im pretty good, the reason is cause I am a BRAND NEW driver. I will have to either wait or make MUCH more to afford this.

ok, well good luck

brizzad · 11-29-2003, 10:17 PM

G35's are bad ass dude

ldinternet · 11-29-2003, 10:17 PM

Oh yeah, when I bought my first car, the insurance was the equivalent of $2000 for a 1998 Citroen. A few months later I bought a new one, and it went up by $100.

Of course the idea seems to be, the smaller the engine, the lower the insurance (generally). Maybe you should get a Nissan Micra or Fiat Cinquecento, etc.

Za Ha · 11-29-2003, 10:20 PM

Quote:

Originally posted by ldinternet
Oh yeah, when I bought my first car, the insurance was the equivalent of $2000 for a 1998 Citroen. A few months later I bought a new one, and it went up by $100.

Of course the idea seems to be, the smaller the engine, the lower the insurance (generally). Maybe you should get a Nissan Micra or Fiat Cinquecento, etc.

They dont sell cars that small in canada

lol

Brad-Wishing · 11-29-2003, 10:21 PM

Yes, alberta is the WORST for insurance in Canada.

Za Ha · 11-29-2003, 10:22 PM

im in ontario

gin · 11-29-2003, 10:27 PM

Quote:

Originally posted by Sosa
Wow guys... I only pay $1200 a year for full coverage on my 00 escalade and I'm only 21.

im 19 and mine is 8k a year..

Veterans Day · 11-29-2003, 10:28 PM

those prices are fuckin sick, I pay 10k in taxes for my house

kristin · 11-29-2003, 10:29 PM

Try living in Vegas...it's wicked expensive here. I drive a 2003 Corolla and my car insurance is $150/month and that's a good rate. My husband's is $225/month. Vegas sucks for insurance, but in this city, better have the best coverage.

evilpavel · 11-29-2003, 10:32 PM

Quote:

Originally posted by Za Ha
Well lookin for a car for the winter (nothin special cause I gotta put down a lot for my mortgage in a bit over a year) and was looking at insurance and its fuckin nuts!

Was lookin here btw

I cannot get anything insured under $8,000 a year. I am 19, with no experience but that is fuckin insane!! For something a bit niceer (a G35 lets say) I am lookin at over $12k!!

Is it as bad for you guys?

* all prices in Canadian dollars.

i'm 22 and i'm paying $1800 / year for bmw 528I 1997
that sucks too i think it's too much

Za Ha · 11-29-2003, 10:32 PM

Quote:

Originally posted by kristin
Try living in Vegas...it's wicked expensive here. I drive a 2003 Corolla and my car insurance is $150/month and that's a good rate. My husband's is $225/month. Vegas sucks for insurance, but in this city, better have the best coverage.

That car came out to:

Annual Rate: $10114

Honeyslut · 11-29-2003, 10:45 PM

My daughter who is almost 17 is $ 100 a month UNDER our plan. We have mulitiple car discount and student driver discount. The fuckers are still trying to raise it another $ 45 a month without waiting till the end of the 6 month pay period !

our Insurance company of 17 years

Phil21 · 11-29-2003, 10:51 PM

hmm..

Shit. it's about $2500/yr for me, just for basic-ass liability on a fucking VAN.

I looked at full coverage and it was $600+/mo. on a car valued at ~$4500.

I have one at-fault accident though way back when I first turned 18. No tickets at all though.

Sigh.

-Phil

nofx · 11-29-2003, 10:53 PM

i pay $155 a month, an i'm 19

webgurl · 11-29-2003, 10:55 PM

hot diggity damn that is expensive are you sure thats the correct rate you got ?? ..... OH MY GOSH what province are you located ?

brizzad · 11-29-2003, 10:57 PM

after a wreck and a wreckless driving ticket, my insurance is still only like $100 a month on my cavalier

edit: but it's liability with a $500 deductable

Ic3m4nZ · 11-29-2003, 11:02 PM

Ya dude I know it's fucking crazy I'm 18 and I gotta live with this shit anyway when you'll gain more experience prices are going to be lower.

But what is bothering me is that the girls (99% of the young girls I'll say here don't fucking know how to drive) and they pay half of what we pay this sucks.

some_idiot · 11-30-2003, 12:22 AM

Maybe late on this, hit up www.meritgroup.ca , ask for Sue Gibson
She's always done good by me and my friends.

...if you're in Ontario, not some shit provincial run twist your nuts
area run by government only insurance.

Gruntled · 11-30-2003, 12:29 AM

I only pay 60 bucks a month for mine. Beauty.

Mr Pheer · 11-30-2003, 12:40 AM

I pay $89 a month in Las Vegas for full coverage on a new BMW including a $1 million umbrella policy

If you guys can afford the nicer vehicles like corvettes, escalades, BMW, porsche etc you need an umbrella policy. Because when you get in an accident, that fucking punk kid that ran over you that works for Home Depot is gonna tell his parents what you were driving. Then they assume you must have loads of cash and assets. Then its lawsuit city against you regardless of who was at fault.

Yanks_Todd · 11-30-2003, 12:43 AM

Arizona is the worst for insurance man, a bunch of fucking snow bird drivers from Wisconsin causes that.

the Shemp · 11-30-2003, 12:59 AM

5K a year for 2 new cars and a truck.
i get 45% seniors discount

konduct · 11-30-2003, 01:05 AM

telecommute

Tobcisab · 11-30-2003, 04:59 AM

Tobcisab · 11-30-2003, 05:15 AM

What The Fuck Is That Smell? Oh, It's Mr. Lamer.

Tobcisab · 11-30-2003, 05:43 AM

Muhahahahha.

Tobcisab · 11-30-2003, 06:08 AM

strobi · 11-30-2003, 06:15 AM

Thats insane, you can insure a Lamborgini Diablo for that amount here!!! Insurance is around 350$/year here for an Audi A4

Tobcisab · 11-30-2003, 06:35 AM

BV · 11-30-2003, 06:38 AM

Don't you Canadian guys have socialized car medicine too?

Tobcisab · 11-30-2003, 06:45 AM

11-29-2003, 09:51 PM	#1
Za Ha Confirmed User Join Date: Oct 2001 Location: Still lost Posts: 5,112	Car insurance is FUCKIN NUTS! Well lookin for a car for the winter (nothin special cause I gotta put down a lot for my mortgage in a bit over a year) and was looking at insurance and its fuckin nuts! Was lookin here btw I cannot get anything insured under $8,000 a year. I am 19, with no experience but that is fuckin insane!! For something a bit niceer (a G35 lets say) I am lookin at over $12k!! Is it as bad for you guys? * all prices in Canadian dollars.

11-29-2003, 09:57 PM	#2
hyper Confirmed User Join Date: Mar 2002 Location: Mass Ass Posts: 5,294	i just bought a Saturn Ion for the winter insurance is $1,007 for the year.. full coverage __________________

11-29-2003, 09:59 PM	#7
Brad-Wishing Confirmed User Join Date: Oct 2003 Posts: 2,415	You must have been in about 700 accidents for that to happen. When I got insured with my first car it was $2,400 a year for a new Cavalier. __________________ SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

11-29-2003, 10:02 PM	#13
Gruntled Confirmed User Join Date: Aug 2003 Location: Atlanta, GA Posts: 358	Definitely go under you parents policy. You have to lie to the insurance company, but if you don't they will have you over the barrel and will be pupin' and sweatin' before you know what happened. __________________

11-29-2003, 10:21 PM	#24
Brad-Wishing Confirmed User Join Date: Oct 2003 Posts: 2,415	Yes, alberta is the WORST for insurance in Canada. __________________ SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

11-29-2003, 09:58 PM	#4
twistyneck So Fucking Banned Join Date: Jan 2002 Location: Hanging by the neck until dead. Posts: 4,660	I pay $33 a month, full coverage.

11-29-2003, 09:59 PM	#6
GTS Mark Vrume Mark Industry Role: Join Date: Jan 2001 Location: Toronto, Canada Posts: 20,912	You think it is bad here try BC!! Fuck I was paying $389 a month for my Audi S4. I doubt I will pay anything over $150 a month for it now that I am back in Ontario. Being young and a new driver totally fucking sucks. What I would suggest is to get the car in your parent's name so then they can write you down as a secondary/occasional driver. Then it would be a lot less. DH P.S. The G35 is a pretty pimp ride, I had a blast driving around a friend's.

11-29-2003, 10:00 PM	#8
Sosa In Tushy Land Join Date: Oct 2002 Location: Nebraska Posts: 40,149	Wow guys... I only pay $1200 a year for full coverage on my 00 escalade and I'm only 21.

11-29-2003, 10:02 PM	#11
hottoddy Confirmed User Join Date: Oct 2002 Location: PacNorWest Posts: 3,048	I pay full coverage for two 2003 vehicles - $115/month (Coscto/Amex). I'm also a geezer (34) with a perfect record and both cars are moderately priced (15 & 22K).

11-29-2003, 10:02 PM	#12
liquidmoe Confirmed User Join Date: Mar 2002 Location: NY Posts: 4,994	I had the same quotes except in American dollars not Canadian for my 328Ci. Put yourself on as a secondary driver and if possible find a friend who is in a better residential area which could get you lower rates and redo your paper work through them. Just make it legit and that can sometimes bring you some significant savings.

11-29-2003, 10:04 PM	#14
bushwacker Confirmed User Join Date: Jun 2002 Location: so. fla. Posts: 2,817	you must be one bad ass driver!

11-29-2003, 10:04 PM	#15
SicChild Confirmed User Join Date: Mar 2003 Posts: 365	I'm in Alberta and I paid $6,100(CND)/year when I first insured my '79 vette....now I pay $4,200(CND)/year

11-29-2003, 10:05 PM	#16
Za Ha Confirmed User Join Date: Oct 2001 Location: Still lost Posts: 5,112	Its not that im a bad driver, cause driving wise Im pretty good, the reason is cause I am a BRAND NEW driver. I will have to either wait or make MUCH more to afford this.

11-29-2003, 10:12 PM	#18
qwe Confirmed User Join Date: Jul 2003 Posts: 2,109	well im 20 with 3 years of experience and with 2 tickets... fuckers keep telling me $10,000 for 2001 bmw 330ci... if i go under my parents name as secondary will be around 5-6k which is what im going to do very soon...

11-29-2003, 10:14 PM	#19
Veterans Day Confirmed User Join Date: Jul 2003 Location: The Windy City Posts: 8,403	685 for 1 year full coverage 95 Lincoln Towncar, my dads mom is our state farm agent,

11-29-2003, 10:17 PM	#21
brizzad holla Join Date: Jul 2003 Location: KFC Posts: 11,769	G35's are bad ass dude

11-29-2003, 10:17 PM	#22
ldinternet Confirmed User Join Date: Apr 2001 Posts: 8,245	Oh yeah, when I bought my first car, the insurance was the equivalent of $2000 for a 1998 Citroen. A few months later I bought a new one, and it went up by $100. Of course the idea seems to be, the smaller the engine, the lower the insurance (generally). Maybe you should get a Nissan Micra or Fiat Cinquecento, etc.

11-29-2003, 10:22 PM	#25
Za Ha Confirmed User Join Date: Oct 2001 Location: Still lost Posts: 5,112	im in ontario

11-29-2003, 10:28 PM	#27
Veterans Day Confirmed User Join Date: Jul 2003 Location: The Windy City Posts: 8,403	those prices are fuckin sick, I pay 10k in taxes for my house

11-29-2003, 10:29 PM	#28
kristin GOO! Industry Role: Join Date: Sep 2002 Location: Back Home : ) Posts: 9,768	Try living in Vegas...it's wicked expensive here. I drive a 2003 Corolla and my car insurance is $150/month and that's a good rate. My husband's is $225/month. Vegas sucks for insurance, but in this city, better have the best coverage. __________________ Vacares rules. "Usually only fat guys have the kind of knowledge and ability that Kristin has."

11-29-2003, 10:45 PM	#31
Honeyslut Confirmed User Industry Role: Join Date: Jan 2001 Location: Ass Valley, Ca Posts: 6,436	My daughter who is almost 17 is $ 100 a month UNDER our plan. We have mulitiple car discount and student driver discount. The fuckers are still trying to raise it another $ 45 a month without waiting till the end of the 6 month pay period ! our Insurance company of 17 years __________________ http://nakedlunchnews.comWhat's up ? Naked Lunch News !

11-29-2003, 10:51 PM	#32
Phil21 Confirmed User Join Date: May 2001 Location: ICQ: 25285313 Posts: 993	hmm.. Shit. it's about $2500/yr for me, just for basic-ass liability on a fucking VAN. I looked at full coverage and it was $600+/mo. on a car valued at ~$4500. I have one at-fault accident though way back when I first turned 18. No tickets at all though. Sigh. -Phil __________________ Quality affordable hosting.

11-29-2003, 10:53 PM	#33
nofx Too lazy to set a custom title Join Date: Nov 2002 Location: Virgin Mary's womb Posts: 16,826	i pay $155 a month, an i'm 19 __________________ Often times I wonder why There's love and hate, theres live or die. When sickness comes I must decide: When feelings go, theres suicide.

11-29-2003, 10:55 PM	#34
webgurl Confirmed User Join Date: Aug 2002 Location: Clouds with Carebears Posts: 7,954	hot diggity damn that is expensive are you sure thats the correct rate you got ?? ..... OH MY GOSH what province are you located ?

11-29-2003, 10:57 PM	#35
brizzad holla Join Date: Jul 2003 Location: KFC Posts: 11,769	after a wreck and a wreckless driving ticket, my insurance is still only like $100 a month on my cavalier edit: but it's liability with a $500 deductable

11-29-2003, 11:02 PM	#36
Ic3m4nZ Confirmed User Join Date: Aug 2003 Location: Montreal! Posts: 6,285	Ya dude I know it's fucking crazy I'm 18 and I gotta live with this shit anyway when you'll gain more experience prices are going to be lower. But what is bothering me is that the girls (99% of the young girls I'll say here don't fucking know how to drive) and they pay half of what we pay this sucks.

11-30-2003, 12:22 AM	#37
some_idiot Confirmed User Join Date: May 2002 Location: Doesn't matter, I'm not buying you another pint! Posts: 1,511	Maybe late on this, hit up www.meritgroup.ca , ask for Sue Gibson She's always done good by me and my friends. ...if you're in Ontario, not some shit provincial run twist your nuts area run by government only insurance. __________________ This AVS pays my mortgage!

11-30-2003, 12:29 AM	#38
Gruntled Confirmed User Join Date: Aug 2003 Location: Atlanta, GA Posts: 358	I only pay 60 bucks a month for mine. Beauty. __________________

11-30-2003, 12:40 AM	#39
Mr Pheer Retired Industry Role: Join Date: Dec 2002 Posts: 21,261	I pay $89 a month in Las Vegas for full coverage on a new BMW including a $1 million umbrella policy If you guys can afford the nicer vehicles like corvettes, escalades, BMW, porsche etc you need an umbrella policy. Because when you get in an accident, that fucking punk kid that ran over you that works for Home Depot is gonna tell his parents what you were driving. Then they assume you must have loads of cash and assets. Then its lawsuit city against you regardless of who was at fault. __________________ 2 lifeguards for Jessica

11-30-2003, 12:43 AM	#40
Yanks_Todd Confirmed User Industry Role: Join Date: Aug 2003 Location: Valencia Posts: 2,490	Arizona is the worst for insurance man, a bunch of fucking snow bird drivers from Wisconsin causes that. __________________ Todd Spaits - Co-founder -YanksCash Premium ad-packages available - Skype for details - tmspaits

11-30-2003, 12:59 AM	#41
the Shemp congrats to the winners Industry Role: Join Date: Nov 2001 Location: Echo Beach Posts: 10,891	5K a year for 2 new cars and a truck. i get 45% seniors discount __________________ i use Vacares...so should you Submit your picture galleries to my site...Outlaw TGP

11-30-2003, 01:05 AM	#42
konduct Registered User Join Date: Oct 2003 Location: NYC Posts: 326	telecommute

11-30-2003, 04:59 AM	#43
Tobcisab So Fucking Banned Join Date: Nov 2003 Posts: 696

11-30-2003, 05:15 AM	#44
Tobcisab So Fucking Banned Join Date: Nov 2003 Posts: 696	What The Fuck Is That Smell? Oh, It's Mr. Lamer.

11-30-2003, 05:43 AM	#45
Tobcisab So Fucking Banned Join Date: Nov 2003 Posts: 696	Muhahahahha.