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Old 08-20-2003, 04:49 PM   #1
rowan
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If a 3rd party biller accidentally wired you an extra $2000...

...and your account had been cancelled, what would you do?

This is not a hypothetical, it happened to me. I'm just curious what others would do.
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Old 08-20-2003, 04:49 PM   #2
NBDesign
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Quote:
Originally posted by rowan
...and your account had been cancelled, what would you do?

This is not a hypothetical, it happened to me. I'm just curious what others would do.
Spend it fast
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Old 08-20-2003, 04:50 PM   #3
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Give it back to avoid get nailed in the butt when they figure it out.
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Old 08-20-2003, 04:50 PM   #4
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if your account had been cancelled, i'd just withdraw the money...but if you were in good standing, I would let them know about their mistake..

take the 2G and run
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Old 08-20-2003, 04:50 PM   #5
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Hm.. Hang on to it for a few months.. see if they say anything, if they do.. give them the money.. if not.. enjoy it
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Old 08-20-2003, 04:51 PM   #6
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Quote:
Originally posted by Muff
Give it back to avoid get nailed in the butt when they figure it out.
if the BANK accidentally gave him that money, he'd be fucked if he spent it...but if a company does it, what can they do?
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Old 08-20-2003, 04:52 PM   #7
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take the money

2000$ is nothing for them

have fun with it bro
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Old 08-20-2003, 04:52 PM   #8
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Sponsors keep webmaster money all the time, this is just a little payback. Spend it.
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Old 08-20-2003, 04:52 PM   #9
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Quote:
Originally posted by BVF


if the BANK accidentally gave him that money, he'd be fucked if he spent it...but if a company does it, what can they do?
I'm sure in his contract they can take it back out of his bank account.
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Old 08-20-2003, 04:58 PM   #10
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There was a situation a few years ago where a bank mistakenly deposited $1m to someone else's account... the lady who owned that account wanted to see if the money was 'real' so she transferred $100k to another of her accounts, then back again. Unfortunately doing this incurs a state government deposit tax, so the fees added up to several thousand dollars for both transfers. Once the bank reversed the $1m deposit, her account ended up being (severely) negative. At the time I saw the story aired on TV, the bank refused to reverse the fees even though she had not spent the money, or moved it outside of the bank.
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Old 08-20-2003, 04:59 PM   #11
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depends on the biller but usually id just send it back..

Extra's like that kill the karma.
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Old 08-20-2003, 05:00 PM   #12
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Old 08-20-2003, 05:01 PM   #13
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Quote:
Originally posted by BVF


if the BANK accidentally gave him that money, he'd be fucked if he spent it...but if a company does it, what can they do?
Why go thru the hassles for $2000? That is my point.
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Old 08-20-2003, 05:03 PM   #14
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Depends on your morals and values really. I'd give it back.
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Old 08-20-2003, 05:03 PM   #15
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Quote:
Originally posted by mrthumbs
depends on the biller but usually id just send it back..

Extra's like that kill the karma.
I agree...karma is a crazy thing if u believe in it...can get pretty crazy...
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Old 08-20-2003, 05:05 PM   #16
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Just to make one thing clear, this biller is still in business... it's not like globill or WSB did the mistake as a parting gift.

I'll post what I did with that money, and why, later.
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Old 08-20-2003, 05:12 PM   #17
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Hm.. Hang on to it for a few months.. see if they say anything, if they do.. give them the money.. if not.. enjoy it
I second that
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Old 08-20-2003, 05:13 PM   #18
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Just email em and wire it back or tell em to take it off your account.. standard shit.

Happened twice to us so far.
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Old 08-20-2003, 05:16 PM   #19
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Id keep it definatly. These billers fuck us all the time... Its about time they get fucked. Or you can send it to me and Ill spend it for you...
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Old 08-20-2003, 05:21 PM   #20
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Mmm.. kinda shows the ethics of some "webmasters"... Sheesh!
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Old 08-20-2003, 05:21 PM   #21
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Amazing how life works, if you keep it the Karma will cost you $5,000 but when you get the ram rod from a billing company constantly on stuff they dont seem to catch that bad Karma back.

Tell them once, but certainly not twice.
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Old 08-20-2003, 05:23 PM   #22
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I wish that shit would happen to me!

Keep it!

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Old 08-20-2003, 05:25 PM   #23
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Such little theives in here. Karma's a bitch.

Every now and then I get a check from some company I don't know. Always double check who it is before cashing...
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Old 08-20-2003, 05:44 PM   #24
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My experiences with situations like this is that 95% of the time its better to let them know they may have made a mistake and give it back.

Honesty and good deeds have a way of coming back around and often the future benefits far out weigh gain of the mistake. I don't know you so I don't know if you have your own paysite or just push other sites but think about the business difference between a group of people that trust you and a group of people that don't. Word of your actions (both good and bad) have a way of getting around.
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Old 08-20-2003, 05:45 PM   #25
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i would inform them of the mistake and take it from there

keeping it is stealing
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Old 08-20-2003, 05:49 PM   #26
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I got a similiar check earlier from my fave sponsor and I emailed and icqd him asap warning him that the check was twice the amount they owed me... guess what, I made like 2 or 3 sales with them only after their accident. How that is?
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Old 08-20-2003, 05:54 PM   #27
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I had the very same thing happen to me for roughly the same $ amount before.

I contacted the sponsor and they said keep it.

I couldn't have slept nights if I'd have spent the money without their knowing about the mistake.
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Old 08-20-2003, 06:23 PM   #28
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Something similar happened to me with a new home loan. I received my first statement and the bank (Wells Fargo) left a ZERO off my loan balance. Two days later, we received a corrected statement. DAMN!!!
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Old 08-20-2003, 06:34 PM   #29
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Keep the money and take them out for dinner and strippers at the next show. Thats what they would have done with it anyway.
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Old 08-20-2003, 06:47 PM   #30
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:stop

Ok, here's what I did.

I enjoyed having a bit extra in my account for an hour, then contacted the biller. I went to the bank 30 mins later to get them to reverse the transaction. (It was actually just over $2800, checked back over the correspondence)

I'm in another country and all they had was a PO box address to track me down, so I probably could have got away with keeping it. I had a debt that was worth about that much which I could have paid off that day. However, I believe that honesty is the best policy. We're not talking about someone in the shop giving you an extra 20c in change.

The biller got most of their money back (minus the reversal fees and USD-AUD-USD currency conversion losses), and I got to feel good about myself for a bit.

Still, spending that money would have been nice...
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Old 08-20-2003, 07:12 PM   #31
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Quote:
Originally posted by rowan
Just to make one thing clear, this biller is still in business... it's not like globill or WSB did the mistake as a parting gift.

I'll post what I did with that money, and why, later.
It happened to us with CCBill a few years ago....a glitch in their accounting gave us more money in our wire...

We called them and gave it back.

It's a karma thing.
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Old 08-20-2003, 07:25 PM   #32
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Glad to hear you gave it back, they need that money to pay the Visa and Mastercard fines....... lol

IMHO: I would have done the same.
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Old 08-20-2003, 07:26 PM   #33
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Quote:
Originally posted by rowan
...and your account had been cancelled, what would you do?

This is not a hypothetical, it happened to me. I'm just curious what others would do.
spend it
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Old 08-20-2003, 07:31 PM   #34
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Quote:
Originally posted by rowan
There was a situation a few years ago where a bank mistakenly deposited $1m to someone else's account... the lady who owned that account wanted to see if the money was 'real' so she transferred $100k to another of her accounts, then back again. Unfortunately doing this incurs a state government deposit tax, so the fees added up to several thousand dollars for both transfers. Once the bank reversed the $1m deposit, her account ended up being (severely) negative. At the time I saw the story aired on TV, the bank refused to reverse the fees even though she had not spent the money, or moved it outside of the bank.
"state government deposit tax" ...WTF?
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Old 08-20-2003, 07:45 PM   #35
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only time that happened is when a check was lost in the mail and ccbill sent me another check. Then later, the lost check showed up and I could have taken it to the liquor store and cashed it but I just tore it up....
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Old 08-20-2003, 09:37 PM   #36
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Quote:
Originally posted by Hentai


"state government deposit tax" ...WTF?
I can't remember the exact details, but there were two charges a business account attracted - both based on a percentage of the amount deposited to it. One was state and one was federal. A transfer between two accounts in the same name (even the same bank) was still considered a deposit to the destination account. Both have been abolished as of July 1st, 2001. I guess she had business accounts. *shrug*

BTW - my state is Victoria, in Australia.
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Old 08-20-2003, 09:44 PM   #37
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Quote:
Originally posted by BVF
only time that happened is when a check was lost in the mail and ccbill sent me another check. Then later, the lost check showed up and I could have taken it to the liquor store and cashed it but I just tore it up....
I'm sure CCBill put a "stop payment" on the first check.
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Old 08-20-2003, 09:46 PM   #38
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I had payout one of my affiliates one time and he told me that I paid him too much. I told him to just keep it as a bonus.
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Old 08-20-2003, 10:24 PM   #39
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Three years ago I was going to do some banner advertising on Lycos for six grand. After signing the contract there was something about my banners that they didnt like so I killed the deal before I sent them the money and never heard another word about it. About six months ago I got a check in the mail from Terra Networks for six thousand dollars that said 'advertising refund'. Hell yea I kept it.
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Old 08-20-2003, 10:28 PM   #40
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You Should've kept it for as long as possible.. because any interest that u earned on it was yours - and no-one could touch it..

although interest on $2000 would be shit all.
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Old 08-21-2003, 03:43 AM   #41
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Call me a pussy, but I would return it.

I wouldn't sleep at night if I didn't and 2k is not worth the hassles it could bring.
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Old 08-21-2003, 03:52 AM   #42
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I'd sit on it and if it seemed all clear after about a month just spend it.
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Old 08-21-2003, 03:55 AM   #43
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Old 08-21-2003, 04:10 AM   #44
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Quote:
Originally posted by rowan
Ok, here's what I did.

I enjoyed having a bit extra in my account for an hour, then contacted the biller. I went to the bank 30 mins later to get them to reverse the transaction. (It was actually just over $2800, checked back over the correspondence)

I'm in another country and all they had was a PO box address to track me down, so I probably could have got away with keeping it. I had a debt that was worth about that much which I could have paid off that day. However, I believe that honesty is the best policy. We're not talking about someone in the shop giving you an extra 20c in change.

The biller got most of their money back (minus the reversal fees and USD-AUD-USD currency conversion losses), and I got to feel good about myself for a bit.

Still, spending that money would have been nice...
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Old 08-21-2003, 04:38 AM   #45
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