siccash is closing accounts - GoFuckYourself.com

appleboy · 07-25-2003, 06:01 AM

As you may know, both Visa and Mastercard have implemented very stringent rules for adult related credit card processors based on the huge increases in fraudulent activity involving credit cards, especially with regard to internet/surfer usage for various goods and services. Excessive chargebacks and credits can cost a credit card processor large sums of money in penalties and fines (which are passed on to the various webmaster programs who use the credit card processor). At worst, it can cost a processor its merchant account; and a processor can lose the ability to process credit card transactions.

One of our credit card processors flagged this account for irregular activity. Upon review of your account?s activity since Jan. 2003, it was noted that an abnormal number of signups referred through your webmaster account have been credited or charged back. We have been informed by the credit card processor that they will not be accepting further referrals from this account. Because of this, we have been forced to close this account. We will be sending you 1 check for $120 as final payment (this includes $30 for a signup in payout period 7/13-7/20; none have booked since). Please remove all links from your websites that direct traffic to S.I.C. Cash before July 27, 2003 (the end of the next payout period), as any future signups will not be paid (of course, any signups occurring between this email notice and July 27, 2003, that clear fraud review will be paid). If you have any questions regarding these actions or want to discuss this further, please contact your rep at [email protected].

Helen Hutchinson

Accounting

Shaw Internet Consultants

funkmaster · 07-25-2003, 06:03 AM

damn, siccash just lost its most valuable webmaster.

Kevin2 · 07-25-2003, 06:06 AM

Tipsy · 07-25-2003, 06:07 AM

An example of how it should be done.

benthompson · 07-25-2003, 06:11 AM

Quote:

Originally posted by appleboy
As you may know, both Visa and Mastercard have implemented very stringent rules for adult related credit card processors based on the huge increases in fraudulent activity involving credit cards, especially with regard to internet/surfer usage for various goods and services. Excessive chargebacks and credits can cost a credit card processor large sums of money in penalties and fines (which are passed on to the various webmaster programs who use the credit card processor). At worst, it can cost a processor its merchant account; and a processor can lose the ability to process credit card transactions.

One of our credit card processors flagged this account for irregular activity. Upon review of your account?s activity since Jan. 2003, it was noted that an abnormal number of signups referred through your webmaster account have been credited or charged back. We have been informed by the credit card processor that they will not be accepting further referrals from this account. Because of this, we have been forced to close this account. We will be sending you 1 check for $120 as final payment (this includes $30 for a signup in payout period 7/13-7/20; none have booked since). Please remove all links from your websites that direct traffic to S.I.C. Cash before July 27, 2003 (the end of the next payout period), as any future signups will not be paid (of course, any signups occurring between this email notice and July 27, 2003, that clear fraud review will be paid). If you have any questions regarding these actions or want to discuss this further, please contact your rep at [email protected].

Helen Hutchinson

Accounting

Shaw Internet Consultants

I can't judge them. Credit Card Fraud is really increased and somebody has to do something about this for both the site owners and the processors..

gregtx · 07-25-2003, 08:21 AM

Hi Appleboy...

S.I.C.Cash has decided to take the pro-active approach to the new Visa/MC regulations. We devised a plan and presented it to Epoch ourselves, exhibiting to Epoch what we would do to make sure our company as a whole was not a problematic chargeback issue.

Part of our plan was to eradicate any accounts with a history of high chargebacks or credits per amount of transactions. This was done on an anonymous basis by account number and given to accounting. Since there are always acceptions, we did include a contact email, to send in any rebuttals or questions.

If contacted, we will go back and review any account that we have closed and present to the webmaster the reasoning behind the initial closing or overturn our primary decision.

lastly this is a 100% business decision and nothing personal.
I do apologize for any inconvenience this may have caused.

Best Regards
Greg Anders

Ludedude · 07-25-2003, 08:56 AM

Give credit where credit is due. At least you're getting paid for remaining transactions and any other monies owed to you. If a company terminates you for cause and doesn't hold any money back then there's nothing bad you can say about them.

Tipsy · 07-25-2003, 08:59 AM

Quote:

Originally posted by Ludedude
Give credit where credit is due. At least you're getting paid for remaining transactions and any other monies owed to you. If a company terminates you for cause and doesn't hold any money back then there's nothing bad you can say about them.

detoxed · 07-25-2003, 09:32 AM

I think its a bad thing but its something that has to be done. Its a fact that certain traffic does more chargebacks than other traffic, regardless of the website it is sent to.

jigg · 07-25-2003, 10:12 AM

Yes they have to do something
Fix the inside of those cookie cuter sites AND go after friendly fraud via collection agencies. Consumers have gotten accustomed too much to just charging back.
Blacklisting CC numbers that have high chargebacks too

appleboy · 07-25-2003, 10:32 AM

I think its a bad thing but its something that has to be done. Its a fact that certain traffic does more chargebacks than other traffic, regardless of the website it is sent to......yea search engines/dmoz describing what's on the tour and keywords related to the site niche...if that's not targetting traffic I don't know what is. But I guess cross sales , ease of charging back , surfers getting off , the recession , and sponsors not standing up to cc companies all come in to play.Oh well , I'm going to send the traffic to a dialer and hope for better results.

basschick · 07-25-2003, 10:37 AM

hey, jigg, i think i've seen you post that about another program.

if the program has a low chargeback ratio of under 2.5% and only a few webmasters are over it, i don't think that the site is the problem. going after the fraudulent members will help you collect your money but the account will still show a chargeback, i believe.

BigFrog · 07-25-2003, 10:38 AM

Quote:

Originally posted by Tipsy
An example of how it should be done.

agreed. that was handled well.

Theo · 07-25-2003, 10:38 AM

high refunds shouldn't be reason for terminating an account

BradShaw · 07-25-2003, 11:02 AM

Quote:

Originally posted by Soul_Rebel
high refunds shouldn't be reason for terminating an account

High refunds are usually from a webmaster misrepresenting a site, or a webmaster having friends sign up and get credits. When I say high, we are talking 5x our average. Watching credits plays a part in any webmasters fraud control.

SykkBoy · 07-25-2003, 12:34 PM

Quote:

Originally posted by Ludedude
Give credit where credit is due. At least you're getting paid for remaining transactions and any other monies owed to you. If a company terminates you for cause and doesn't hold any money back then there's nothing bad you can say about them.

Yup I agree
It's no secret I wouldn't piss lon Brad if he were on fire, but I'll give credit where it's due and I feel this is the proper way to handle things. It shows a little class. Most would just say "fuck you, your chargebacks are too high, get the fuck out and no check for you"

Undutchable · 07-25-2003, 12:38 PM

I just hope my account stays live.. I'm making good money with Shaw

the indigo · 07-25-2003, 12:39 PM

At least they give him 2 weeks to work around... not -10 hours like Globill.

Brujah · 07-25-2003, 12:42 PM

Quote:

Originally posted by BradShaw

High refunds are usually from a webmaster misrepresenting a site, or a webmaster having friends sign up and get credits. When I say high, we are talking 5x our average. Watching credits plays a part in any webmasters fraud control.

I was just about to ask how a webmaster could avoid sending traffic that charges back or refunds. Anything else besides this ?

Pornkings · 07-25-2003, 12:48 PM

Quote:

Originally posted by SykkBoy2

Yup I agree
It's no secret I wouldn't piss lon Brad if he were on fire, but I'll give credit where it's due and I feel this is the proper way to handle things. It shows a little class. Most would just say "fuck you, your chargebacks are too high, get the fuck out and no check for you"

yea but lets see when he gets hit up with like 10 acounts like that.
LOL will they pay them all out.

In theory it's great we always payout an acount if we shut them off for whatever reason. which is rare

but If its a fraudulant webmaster with like 10 hits and 5 sales I doubt they will get paid and they probably wouldn't even complain since they got busted.

But if it a webmaster trying hard and just having bad luck with his sales. I think the sponsor should take a look at what they are doing and try to help them out.

07-25-2003, 06:01 AM	#1
appleboy Confirmed User Join Date: Jun 2002 Location: ny Posts: 291	siccash is closing accounts As you may know, both Visa and Mastercard have implemented very stringent rules for adult related credit card processors based on the huge increases in fraudulent activity involving credit cards, especially with regard to internet/surfer usage for various goods and services. Excessive chargebacks and credits can cost a credit card processor large sums of money in penalties and fines (which are passed on to the various webmaster programs who use the credit card processor). At worst, it can cost a processor its merchant account; and a processor can lose the ability to process credit card transactions. One of our credit card processors flagged this account for irregular activity. Upon review of your account?s activity since Jan. 2003, it was noted that an abnormal number of signups referred through your webmaster account have been credited or charged back. We have been informed by the credit card processor that they will not be accepting further referrals from this account. Because of this, we have been forced to close this account. We will be sending you 1 check for $120 as final payment (this includes $30 for a signup in payout period 7/13-7/20; none have booked since). Please remove all links from your websites that direct traffic to S.I.C. Cash before July 27, 2003 (the end of the next payout period), as any future signups will not be paid (of course, any signups occurring between this email notice and July 27, 2003, that clear fraud review will be paid). If you have any questions regarding these actions or want to discuss this further, please contact your rep at [email protected]. Helen Hutchinson Accounting Shaw Internet Consultants

07-25-2003, 06:06 AM	#3
Kevin2 Confirmed User Join Date: May 2003 Location: Australia Posts: 1,429	__________________ Webmasters Trade Traffic!!!

07-25-2003, 06:07 AM	#4
Tipsy Confirmed User Join Date: Jul 2001 Location: See sig Posts: 6,989	An example of how it should be done. __________________ Ignorance is never bliss.

07-25-2003, 08:21 AM	#6
gregtx Confirmed User Industry Role: Join Date: Jan 2002 Location: Dallas, TX Posts: 1,929	Hi Appleboy... S.I.C.Cash has decided to take the pro-active approach to the new Visa/MC regulations. We devised a plan and presented it to Epoch ourselves, exhibiting to Epoch what we would do to make sure our company as a whole was not a problematic chargeback issue. Part of our plan was to eradicate any accounts with a history of high chargebacks or credits per amount of transactions. This was done on an anonymous basis by account number and given to accounting. Since there are always acceptions, we did include a contact email, to send in any rebuttals or questions. If contacted, we will go back and review any account that we have closed and present to the webmaster the reasoning behind the initial closing or overturn our primary decision. lastly this is a 100% business decision and nothing personal. I do apologize for any inconvenience this may have caused. Best Regards Greg Anders __________________ Processing Partners http://www.processingpartners.com

07-25-2003, 08:56 AM	#7
Ludedude Suck it! Industry Role: Join Date: Jun 2001 Location: Who wants to know? Posts: 4,432	Give credit where credit is due. At least you're getting paid for remaining transactions and any other monies owed to you. If a company terminates you for cause and doesn't hold any money back then there's nothing bad you can say about them. __________________

07-25-2003, 06:03 AM	#2
funkmaster So Fucking Banned Join Date: Sep 2001 Location: shell beach Posts: 7,938	damn, siccash just lost its most valuable webmaster.

07-25-2003, 09:32 AM	#9
detoxed vip member Join Date: Jan 2003 Posts: 17,798	I think its a bad thing but its something that has to be done. Its a fact that certain traffic does more chargebacks than other traffic, regardless of the website it is sent to.

07-25-2003, 10:12 AM	#10
jigg Confirmed User Join Date: Feb 2002 Posts: 2,527	Yes they have to do something Fix the inside of those cookie cuter sites AND go after friendly fraud via collection agencies. Consumers have gotten accustomed too much to just charging back. Blacklisting CC numbers that have high chargebacks too __________________ ...... eight,eight,two,eight,eight,four,two ......

07-25-2003, 10:32 AM	#11
appleboy Confirmed User Join Date: Jun 2002 Location: ny Posts: 291	I think its a bad thing but its something that has to be done. Its a fact that certain traffic does more chargebacks than other traffic, regardless of the website it is sent to......yea search engines/dmoz describing what's on the tour and keywords related to the site niche...if that's not targetting traffic I don't know what is. But I guess cross sales , ease of charging back , surfers getting off , the recession , and sponsors not standing up to cc companies all come in to play.Oh well , I'm going to send the traffic to a dialer and hope for better results.

07-25-2003, 10:37 AM	#12
basschick Confirmed User Join Date: Jan 2001 Location: el lay, ca usa Posts: 2,540	hey, jigg, i think i've seen you post that about another program. if the program has a low chargeback ratio of under 2.5% and only a few webmasters are over it, i don't think that the site is the problem. going after the fraudulent members will help you collect your money but the account will still show a chargeback, i believe.

07-25-2003, 10:38 AM	#14
Theo HAL 9000 Industry Role: Join Date: May 2001 Posts: 34,515	high refunds shouldn't be reason for terminating an account

07-25-2003, 12:38 PM	#17
Undutchable Registered User Industry Role: Join Date: Jun 2002 Posts: 2,217	I just hope my account stays live.. I'm making good money with Shaw

07-25-2003, 12:39 PM	#18
the indigo Confirmed User Industry Role: Join Date: Sep 2001 Location: North America Posts: 2,016	At least they give him 2 weeks to work around... not -10 hours like Globill.