I am sure there is some good reason for doing this, I do not get it though. To increase transactions? To fall under a different category for MC with a higher cb/credit rate? Would CCbill care to comment? To me, it looks like it cpuld a traffic leak from the join page. Some people rather than finishing the transaction, they would go search for other things, get distracted, possibly get off, and never buy.

no, after he buys membership to site A, he can choose if he wants to see other offers too.

There are no goods currently. I took a look at this and you can make a search for a domain keyword, like "asian' ( I did so ) and the results are listed in alphabetical order....

wow, ccbill, will you hire me ?
:Graucho

Ron, where does the customer make the decision to use Visa or MC? If they pick Visa, they go to the Visa form. If Mastercard, they go to the CCticketmasterBILL site?

Good Question.

If you figure out the answer please let me know. I learned a long time ago that when you deal with Logic and Card Associations in the same sentence you will drive yourself crazy. The bottom line was we had 3 choices

1. Comply with their new rules
2. Register every customer like Paypal and pay $1500 each
3. File a lawsuit

CCbill and its Aquirer have decided that option 1 was in the best interest of our Clients at the present time.

I can tell you that over 47 different companies are being forced to change business models. We are told this also includes Non-Adult companies like Amazon.

Ron C

Also Ron, how does this impact MC's CB and credit limits. And what are they?

Hi Ron,

1. Is the Shopping section presented DURING the initial signup or AFTER as an "add-on"?

2. Is the Shopping section also presented to Visa signups, or just MC?

3. Does CCBill have any plans to improve the search feature in the Shopping section? Right now it only looks for the search term in the domain. Will sponsored merchants get a chance to describe their site or label it with keywords to improve this feature?

4. Any plans to credit affiliates with sales no matter what site they sign up for? Right now, they won't get anything for these crosssells will they?

5. Won't this increase chargebacks, at least directionally, by complicating the signup process?

Thanks in advance.

ummm....I assume you talk to Mastercard? Didn't you ask them yourself when you were wondering what the point of it was?

Thats what I was thinking.

Take a simple process and complicate the fuck out of it. Send someone that just spent $30 on a membership off into some site to get completely lost and forget what the URL is of the site they just joined, so now they can't even find the porn they paid for. :helpme :helpme :helpme

I wish the 3rd party processors would of given us a choice, I would of gladly paid $1500 to register but I guess that would of meant less customers for the third party processors.

In CCbill Admin Section we have a flash demo that will walk our customers through all the details. Please Review this it is extremely helpful.

Each company had to submit to MasterCard a plan of compliance. As a result each of our systems will probably be slightly different. We all had certain criteria that we had to meet. CCbill has had numerous telephone calls and 2 actual meetings in Purchase NY to develop our plan.

The basics are this

1. Customer comes to normal signup form. It looks just like it does today.

2. The start filling it out. IF they use a MasterCard in the Credit Card box. The bottom of the form will change.

3. 1st they will be presented with a second option.
"Purchase NOW, and Continue to shop"

4. At this point first sale is complete.

5. We also have to include a descriptor of what the product is on the signup form.

6. Remember that only customers that Choose MasterCard, and Choose to continue to shop will see the next options.
We at CCbill feel that this will be a very small number of customers.

Ron C

If a surfer does choose to select more than one 'ticket' will he be mailed multiple confirmation emails or a single email?

Ron, in the demo, the continue shopping button was larger than the purchase now button. Seems that by making it larger, more people may select it, and exit the join page to "continue shopping". BTW, was good to see you in Vegas for 30 seconds!

sounds like an adult shopping cart from hell

CCBill is way below the current limits set be MasterCard. We also have a great working relationship with Both Associations so at this time we do not see this a problem.

Affiliate sales will not be tracked below the initial sale. We feel without the economic interest to profit as an affiliate on any additional sales this will only benefit the webmaster and the surfer (i.e. reduced fraud)

Ron C

Thanks Ron, I should have checked out the demo first. It is very informative and answers most questions. Well done by CCBill.

HA HA HA HA

IF YOU ONLY KNEW THE CONVERSATIONS WE HAD. I WOULD HAVE WON THE FUNNIEST HOME VIDEO FOR SURE.


RON C

So did you ask them or not? Obviously they have a reason why they want this implemented, what is it?

Will the "continue shopping" button open a new window with the original window continuing to the site the surfer joined?

That'll complicate some of the cascading systems.

Customer will get 1 email for original sale, then they will get a second email if they purchase something via the shopping cart

Ron C

There are 4 different options for button types. The only difference is more words on the continue to shop.

what if we use MPA2...how will this be effected?

It really shouldn't complicate them, the rule says not be allowed to pass. It should, in its most simple form, mean that cascading systems need to be restructured just a tad in order to be compliant with the specific letter of the rules.

We were told that we had to do it. CCbill feels that we have taken a bad situation and made the most advanced options with the least intrusion on our customers current business practices.
After we see our competitors solutions we will know if we achieved this goal.

Ron C

Roughly, what percent of subscriptions are taken with MasterCard?

As I understand it it means each tier of the cascading system will require information to be re-entered by the customer rather than the majority of the new form being pre-filled. That can do nothing but impact on sales for those sites using this system.

The Simple Fact is this


The Card Associations have a saying. "It is a Privilege to use there Card not a Right"

We Do not have to understand their logic, nor to they always feel like sharing it. We always have a choice to not accept their cards. The problem is that they have one of the easiest/cost effective forms of payment over the internet. Sure we could use Wires and charge $25.00 per transactions, but as we will all agree this is not cost effective. Since we choose to use their cards we have to play their game, at their park, with their rules.
This just happens to be one of their rules.

Ron C

Why didn't you do both 1 AND 3. That would have been best serving your clients, speaking as one of them,

Ron, in your opinion, why do you think Mastercard wants it this way? What do YOU think the point of all this is?

There will be an impact no matter how you look at, the issue at hand is how to minimize the impact, I think.

It is an orginal window. The pop up blockers cause problem with the other way

Ron C

I can not speak for cascading systems. CCBILL can only write software for its customers. Each Cascading systems should contact CCBill directly for alternative work arounds.

Ron C

Ask me at the trade show and I will tell you.


Ron C

Understandable. It wasn't a dig at ccbill as your hand is very much forced. Just seems to be one of the biggest pain in the ass things about the whole lot of changes. All these things that have a small impact by themselves add up. Again nothing you can do about it as such.

To an extent if VISA or MC say jump all you really can do is ask how high and try to help those with sites to reach the new height (coo - that was almost 'deep fpr me :) )

GREAT POST.!!!!!!!!!!!!!!!!!!!!!!!!!

There are some good options for cascading systems in our system. I just can not tell all our competitors everything:)))

Ron C

Naturally. Just seemed that for many people it will probably have a bigger impact than most of the rest of the changes and it had been missed by many.

As I said in the post above - all these little things add up. Fortunately not all are bad depending on your perspective.

It is perhaps the MOST important part of the ruling as I see it. But I also see how to work with it and stay within the letter of the law.

FYI


I will be answering questions on YNOT Bob's Radio Show

http://www.theadultwebmaster.com/radio/

in about 20 min


Ron C

Better get your own merchant account unless you plan on sending hard earned (well paid for) traffic to a form that allows them to OPT OUT of purchasing from you and buying something from another merchant at which point you get paid dick!

What a joke...