ccbill can still charge my card after it expired? - GoFuckYourself.com

rowan · 06-10-2003, 04:54 PM

I signed up for a site in March. My old card expired approximately 60 days later at the end of April, and I was issued with a new one that had a new expiry date. ccbill have successfully rebilled me twice since my old card expired, but I haven't given them any details about the new expiry date, or had any contact from them regarding billing problems.

I thought that a correct expiry date was required for the transaction to succeed? The CVV2 value changed too.

foe · 06-10-2003, 04:55 PM

Are you sure you didnt give them new info?

BJ · 06-10-2003, 04:57 PM

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gothweb · 06-10-2003, 04:58 PM

I think the expiry date is justa confirmation thing. If you renew and have the same number, I imagine they can continue to bill. Otherwise, automatic stuff like bill payment would also fall through, right?

BJ · 06-10-2003, 05:02 PM

Quote:

Originally posted by gothweb
I think the expiry date is justa confirmation thing. If you renew and have the same number, I imagine they can continue to bill. Otherwise, automatic stuff like bill payment would also fall through, right?

not traditionally,

if the card expires, the recurring fails.... unless you use whats mentioned in my above post.

rowan · 06-10-2003, 05:03 PM

PureMeds - that will teach me to be lazy and assume that an expiring card will automatically cancel my membership.

Not sure if it's a USA-only thing, but I had several (Australian) utilities contact me, asking for new expiry date details.

Libertine · 06-10-2003, 05:04 PM

Not cancelling but depending on the card expiring is a very stupid habit indeed. Mostly because you are not legally ending your payment obligations.

rowan · 06-10-2003, 05:12 PM

Quote:

Originally posted by punkworld
Not cancelling but depending on the card expiring is a very stupid habit indeed. Mostly because you are not legally ending your payment obligations.

$25 x 2 months isn't gonna kill me, and it's not the end of the world since I was still actively using the site. Eventually I realised my access wasn't ending abruptly as expected, so I pulled out my statement and expiry date to compare. It's not like I'm jumping up and down screaming about charges that shouldn't have happened, I'm just curious how it actually worked.

Kimmykim · 06-10-2003, 05:13 PM

If the card has the same number as before on it then the rebills could continue.

CVV2 cannot be stored under cc regulations by the merchant so it is irrelevant in the instance of a rebill -- it is not used for verification past the initial transaction and the rebill code is a modification of the original transaction code so the card issuer knows it is a rebill when done correctly in our industry I believe -

rowan · 06-10-2003, 05:17 PM

Quote:

Originally posted by Kimmykim
If the card has the same number as before on it then the rebills could continue.

CVV2 cannot be stored under cc regulations by the merchant so it is irrelevant in the instance of a rebill -- it is not used for verification past the initial transaction and the rebill code is a modification of the original transaction code so the card issuer knows it is a rebill when done correctly in our industry I believe -

Aha, that probably explains why the utilities needed new expiry details - a variable charge each month isn't a rebill.

corvette · 06-10-2003, 05:27 PM

rowan, we are a family company, we know everything...for $5.00 we can tell you what you had for dinner last night?

Fuckin Bill · 06-10-2003, 07:04 PM

The expiration dates on cards cycle at regular intervals. I used to work for a company that did CC and check billing. We would regularly tell clients that if a card expires, just add 2 years to the expiration date and run it again. And 99% of the time it will go through.

They always expire in the same month, and most companies do 2 year expirations. Software even comes now configured to update expiration dates automatically. The only thing that will stop a card from being rebilled is if you cancel the card.

Rochard · 06-10-2003, 09:21 PM

Why..... would you sign up for a porn site?

psyko514 · 06-10-2003, 09:24 PM

Quote:

Originally posted by Fuckin Bill
The expiration dates on cards cycle at regular intervals. I used to work for a company that did CC and check billing. We would regularly tell clients that if a card expires, just add 2 years to the expiration date and run it again. And 99% of the time it will go through.

They always expire in the same month, and most companies do 2 year expirations. Software even comes now configured to update expiration dates automatically. The only thing that will stop a card from being rebilled is if you cancel the card.

*ding ding ding* we have a weiner.

from the card issuers' stand point, it isn't a good business practice. but it does happen.

06-10-2003, 04:54 PM	#1
rowan Too lazy to set a custom title Join Date: Mar 2002 Location: Australia Posts: 17,393	ccbill can still charge my card after it expired? I signed up for a site in March. My old card expired approximately 60 days later at the end of April, and I was issued with a new one that had a new expiry date. ccbill have successfully rebilled me twice since my old card expired, but I haven't given them any details about the new expiry date, or had any contact from them regarding billing problems. I thought that a correct expiry date was required for the transaction to succeed? The CVV2 value changed too.

06-10-2003, 04:58 PM	#4
gothweb Confirmed User Join Date: Jun 2002 Location: Back in the USSA Posts: 8,849	I think the expiry date is justa confirmation thing. If you renew and have the same number, I imagine they can continue to bill. Otherwise, automatic stuff like bill payment would also fall through, right? __________________ Photos by Ian X.: Distinctive photos of goth babes. Blood Money:Your traffic, my sites, our money. MojoHost: Still the best.

06-10-2003, 05:04 PM	#7
Libertine sex dwarf Join Date: May 2002 Posts: 17,860	Not cancelling but depending on the card expiring is a very stupid habit indeed. Mostly because you are not legally ending your payment obligations. __________________ /(bb\|[^b]{2})/

06-10-2003, 05:27 PM	#11
corvette Confirmed User Join Date: Oct 2001 Location: scottsdale Posts: 7,880	rowan, we are a family company, we know everything...for $5.00 we can tell you what you had for dinner last night? __________________ If you need a good company for check writing services, then check out checkissuing, and for webhosting, check out Phoenix NAP

06-10-2003, 09:21 PM	#13
Rochard Jägermeister Test Pilot Industry Role: Join Date: Dec 2001 Location: NORCAL Posts: 74,029	Why..... would you sign up for a porn site? __________________ “The choice is no longer between right or left. The choice is between normal and crazy.” - Sarah Huckabee Sanders YNOT MAIL \| THE BEST ADULT MAILING SOLUTION

06-10-2003, 04:55 PM	#2
foe Confirmed User Join Date: May 2002 Location: CT Posts: 5,246	Are you sure you didnt give them new info?

06-10-2003, 04:57 PM	#3
BJ Confirmed User Join Date: Mar 2002 Location: asia Posts: 5,590	Reduce declined transactions and authorization related chargebacks. Keep your recurring billing list up-to-date with Account Updater? from Visa®. Get updated account numbers, expiration dates and account status on your Visa cardholders as often as you like. The process is as easy as dialing in to First National and sending us a file. We contact Visa for the information and provide it to you within hours. Benefits Fewer "Declined" and "Force Post" transactions. Reduced authorization related chargebacks. Faster receipt of payment. Less time spent on account verification and chargeback research. Most importantly, all these benefits come together to reduce your expenses and increase your bottom line!

06-10-2003, 05:03 PM	#6
rowan Too lazy to set a custom title Join Date: Mar 2002 Location: Australia Posts: 17,393	PureMeds - that will teach me to be lazy and assume that an expiring card will automatically cancel my membership. Not sure if it's a USA-only thing, but I had several (Australian) utilities contact me, asking for new expiry date details.

06-10-2003, 05:13 PM	#9
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	If the card has the same number as before on it then the rebills could continue. CVV2 cannot be stored under cc regulations by the merchant so it is irrelevant in the instance of a rebill -- it is not used for verification past the initial transaction and the rebill code is a modification of the original transaction code so the card issuer knows it is a rebill when done correctly in our industry I believe -

06-10-2003, 07:04 PM	#12
Fuckin Bill Confirmed User Join Date: Feb 2003 Posts: 1,020	The expiration dates on cards cycle at regular intervals. I used to work for a company that did CC and check billing. We would regularly tell clients that if a card expires, just add 2 years to the expiration date and run it again. And 99% of the time it will go through. They always expire in the same month, and most companies do 2 year expirations. Software even comes now configured to update expiration dates automatically. The only thing that will stop a card from being rebilled is if you cancel the card.