Canadian webmasters....ACPay now, Globill etc. to follow....what to do now? - Page 2 - GoFuckYourself.com

iroc409 · 05-28-2003, 10:21 PM

Quote:

Originally posted by gruffy

fucking Canada is the only country on the planet where foreigners can show up and demand everything be changed to suit them.

hahaha... been to the states much? generally laws here reflect the minority's persuasion. and generally we're not talking the minority that are rich and powerful.

good to know about the mounties. at least, not to fuck with them. that's one thing you do NOT fuck with around here, the nebraska state p. these guys frighten me. 8 out of 10 are ripped enough to break most people in half. very scary, i shit you not. i would not run from one of these guys. they'll shoot at you too, if you fuck around. they used to get in trouble for shooting at vehicles on the highway that wouldn't stop. now they have 5 of the new 170-mph camaros. lol.. i've had so many run-ins with them, those guys are crazy. i also know a state p investigator, man they used to do some crazy shit.. damn. don't fuck with these guys if you're in nebraska. they're not afraid of lunatics either. we get a lot of drug traffic through here and stuff... it's nuts.

now city police and the sherriffs, that's a different story. mostly donut stuffers.

p00p · 05-28-2003, 10:22 PM

Quote:

Originally posted by iroc409

so, are the mounties really as silly as they are portrayed on tv? i was up there at the training station or whatever, but that was years ago so i don't really remember.

You should come up here again! The mounties no longer ride horses, they have cars. Also, a fair amount of Canadians have running water, fairly reliable power, and some even have flush toilets.
We already have 16 cable channels, and no longer share a phone line with 4 neighbors. When color TV arrives, our country will never be the same.....Imagine Three's Company, Happy Days, Laverne and Shirley, and my personal fav, Starsky and Hutch in living color! Canada Kicks Ass!

iroc409 · 05-28-2003, 10:23 PM

Quote:

Originally posted by p00p

http://www.c-a-s-e.net/Age%20of%20Consent.htm
Whacked shit....

interesting...

read the one about "the effects of porn"? yeah, i didn't read it all, but it was interesting.

directfiesta · 05-28-2003, 10:23 PM

Quote:

Originally posted by p00p

Good info....Did the people who help set you up in Delaware set up your U.S. bank account, too?
This is fucked. %15 for processing, plus another %20 taken off for taxes. I have a decent accountant, this may be over his head, though.

My US bank is TD Waterhouse. I did that on line, got a check card. I already had ad TD Canada bank account....

I do not bring back the revenue directly to Canada. As said, in a US bank, used to pay major expenses.

Please do take note that you should be paying 15.5% tax as GST to the Canadian Gov anyway of ALL your membership( they got a few of the big ones lately). So, by declaring it US ( It shows on Ibill page that the merchant such and such, USA ) you save that amount....

It is not the ideal situation, but better than cut off . Just the rebills at Ibill covered the whole process many times.

p00p · 05-28-2003, 10:24 PM

Quote:

Originally posted by Angelonfire
50

How are you going to process your site when the other processors start charging the $750?

iroc409 · 05-28-2003, 10:26 PM

Quote:

Originally posted by p00p

You should come up here again! The mounties no longer ride horses, they have cars. Also, a fair amount of Canadians have running water, fairly reliable power, and some even have flush toilets.
We already have 16 cable channels, and no longer share a phone line with 4 neighbors. When color TV arrives, our country will never be the same.....Imagine Three's Company, Happy Days, Laverne and Shirley, and my personal fav, Starsky and Hutch in living color! Canada Kicks Ass!

actually, i wouldn't mind visiting canada again. been to the ca side of the falls, and then another year we drove through the western half. went up in washington, came back stateside in north dakota. it was a fun trip. except when we got lost one day and ended up 30km from where we started. it kamloops north? i think that's where we ended up realizing we went the wrong way

but yeah, for the most part the people were pleasant, and it was pretty. i enjoyed banff and that crazy cement factory. oddly enough, it does feel like a different country when you're there. i didn't think it would, being so close to the US and all.

but you guys really should learn how to make highways. here, we blast through the side of the mountains, you guys go up the side. that's not easy with a 27' 5th wheel, even if the truck's a diesel

gruffy · 05-28-2003, 10:28 PM

Quote:

Originally posted by directfiesta

My US bank is TD Waterhouse. I did that on line, got a check card. I already had ad TD Canada bank account....

I do not bring back the revenue directly to Canada. As said, in a US bank, used to pay major expenses.

Please do take note that you should be paying 15.5% tax as GST to the Canadian Gov anyway of ALL your membership( they got a few of the big ones lately). So, by declaring it US ( It shows on Ibill page that the merchant such and such, USA ) you save that amount....

It is not the ideal situation, but better than cut off . Just the rebills at Ibill covered the whole process many times.

Hmmm interesting. I've been using RBC for the biz but they are ass-rape extortion artists.

TD seems to have the cross border thing down.

Any other tax tips? I've been meaning to find an accountant in the know to fix my messes but they are quite rare.

psyko514 · 05-28-2003, 10:30 PM

Quote:

Originally posted by directfiesta

My US bank is TD Waterhouse. I did that on line, got a check card. I already had ad TD Canada bank account....

I do not bring back the revenue directly to Canada. As said, in a US bank, used to pay major expenses.

Please do take note that you should be paying 15.5% tax as GST to the Canadian Gov anyway of ALL your membership( they got a few of the big ones lately). So, by declaring it US ( It shows on Ibill page that the merchant such and such, USA ) you save that amount....

It is not the ideal situation, but better than cut off . Just the rebills at Ibill covered the whole process many times.

You're saying that your TD Waterhouse account holds your taxes for you? Because I have a Waterhouse account as well, and they don't hold anything...

Do you have a regular checking account or an actual business account with them?

iroc409 · 05-28-2003, 10:32 PM

can i get a td waterhouse us$ account from the us?

directfiesta · 05-28-2003, 10:33 PM

Quote:

Originally posted by gruffy

Hmmm interesting. I've been using RBC for the biz but they are ass-rape extortion artists.

TD seems to have the cross border thing down.

Any other tax tips? I've been meaning to find an accountant in the know to fix my messes but they are quite rare.

My personnal accounts are at the Royal, and I used to do business with the head office here. Every time I waved to my account manager, I would see a few days later a " management fee" of 200.00 or 300.00 debited in my account . I started sending my assistant: cheaper....

Tax Tip # 1: pay the taxes

Tax Tip # 2: always follow TIP # 1

Consult a tax specialist with experience in foreign business. I am not qualified for that. I just relate my experience.

gruffy · 05-28-2003, 10:34 PM

Quote:

Originally posted by iroc409

actually, i wouldn't mind visiting canada again. been to the ca side of the falls, and then another year we drove through the western half. went up in washington, came back stateside in north dakota. it was a fun trip. except when we got lost one day and ended up 30km from where we started. it kamloops north? i think that's where we ended up realizing we went the wrong way

but yeah, for the most part the people were pleasant, and it was pretty. i enjoyed banff and that crazy cement factory. oddly enough, it does feel like a different country when you're there. i didn't think it would, being so close to the US and all.

Man visit ontario and quebec.. all that other shit is boring.

Well, unless you need weed.. in that case goto BC.

iroc409 · 05-28-2003, 10:37 PM

Quote:

Originally posted by gruffy

Man visit ontario and quebec.. all that other shit is boring.

Well, unless you need weed.. in that case goto BC.

will do. i can get away with being there and not speaking french, right? 'cause i'm not going to learn french.

would kinda like to see vancouver someday too, i hear it's nice as well.

gruffy · 05-28-2003, 10:37 PM

Quote:

Originally posted by directfiesta
Consult a tax specialist with experience in foreign business. I am not qualified for that. I just relate my experience.

Man that sounds expensive.

RBC no good = use TD ?

gruffy · 05-28-2003, 10:38 PM

Quote:

Originally posted by iroc409
will do. i can get away with being there and not speaking french, right? 'cause i'm not going to learn french.

would kinda like to see vancouver someday too, i hear it's nice as well.

Do Toronto and Montreal. Can't recommend any other parts of Canada... unless you are a nature freak.

The Click · 05-28-2003, 10:38 PM

I have to keep posting probilling,

no visa fees
no visa rules
bank wires on time everytime
great customer service
do you need anything else?

directfiesta · 05-28-2003, 10:38 PM

Quote:

Originally posted by iroc409
can i get a td waterhouse us$ account from the us?

I don't work for them ... lol

But this is what I found, and seems like YES:

---------------------

Q "How do I apply for a Value USA or Premier USA Checking Account"

TD Canada Trust or TD Waterhouse (Canada) customers can apply online. Apply now or call 1-888-327-9962 and press 0 to have an application delivered via mail.

If you do not have a TD Canada Trust account or TD Waterhouse (Canada) account, you are required to visit one of the following bank branches to apply for a Value USA or Premier USA Checking Account:

100 Wall Street
New York, New York 10005

OR

525 Washington Boulevard
Jersey City, New Jersey 07310

Note: Your account will not be set up until you have completed and returned a signature card. The signature card can be mailed to you or you can print it out online and mail it in.

------------------------

https://www.tdcanadatrust.com/usbanking/index.jsp

iroc409 · 05-28-2003, 10:41 PM

Quote:

Originally posted by directfiesta

I don't work for them ... lol

But this is what I found, and seems like YES:

---------------------

Q "How do I apply for a Value USA or Premier USA Checking Account"

TD Canada Trust or TD Waterhouse (Canada) customers can apply online. Apply now or call 1-888-327-9962 and press 0 to have an application delivered via mail.

If you do not have a TD Canada Trust account or TD Waterhouse (Canada) account, you are required to visit one of the following bank branches to apply for a Value USA or Premier USA Checking Account:

100 Wall Street
New York, New York 10005

OR

525 Washington Boulevard
Jersey City, New Jersey 07310

Note: Your account will not be set up until you have completed and returned a signature card. The signature card can be mailed to you or you can print it out online and mail it in.

------------------------

https://www.tdcanadatrust.com/usbanking/index.jsp

hrm.. that's in the US, so probably i could. now the only problem is they're about 1300 miles away to visit the branch

psyko514 · 05-28-2003, 10:44 PM

Quote:

Originally posted by iroc409

hrm.. that's in the US, so probably i could. now the only problem is they're about 1300 miles away to visit the branch

Yeah... they're a virtual bank. To make deposits, you have to either mail in the checks or get wires. And you withdraw with the Visa check card they give you.

Webby · 05-28-2003, 10:51 PM

OK... possible scenarios... depending on your resident country.
The following also does not take account of any circumstances which at this time as unknown. (Who knows wot VISA will do next?)

Get a Gibraltar corporation. This gives access to all Euro billing companies, Globill ad nausea and also the EU flavor of CCBill (known as CCBillEU.com) There are no $750 fees and no DNA and sperm counts required.

For folks who have recurring billing tied up in the North American banking region with people like IBill blah.. they are fucked. It does not take much saying that this problem was known last year.

Gibraltar is an offshore and no taxes are due in this jurisdiction.
However, anyone who resides in their country of citizenship will still have taxes due on funds which they pull into their country.
US citizens are further complicated with bullshit about offshores being "illegal" blah, however if you wish to stay OK with the IRS, get an accountant to clear your personal position and be open about the revenue.

There is little doubt that *any* option outside US jurisdiction is preferable.

Having said that, next week can raise another scenario. This biz is "on the run" and only those flexible will survive.

worth

iroc409 · 05-28-2003, 10:59 PM

Quote:

Originally posted by psyko514

Yeah... they're a virtual bank. To make deposits, you have to either mail in the checks or get wires. And you withdraw with the Visa check card they give you.

wouldn't be a totally bad idea. i'd just like a good place to hide some cash from other banks and business people. i learned from an old and very rich friend of the family it's good to have assets in other places. a bank owner tried to fuck him years ago, and did pretty well at it, but didn't know he had a sizeable stash 60 miles away in a bank in omaha. so, he continued with business as usual afterwards. but those were the years that all the information wasn't so interconnected and freely available.

Centurion · 05-28-2003, 11:04 PM

Quote:

Originally posted by tony404
I am willing to become the CEO of USCAN LLC. For a small salary, I would do that for my canadian brothers. I have a office, I am on a T-1 and I am US citzen and live in the US.

No kidding. Someone should start a site called "Rent-a-USACEO" and make a killing!

Jive · 05-28-2003, 11:05 PM

Quote:

Originally posted by The Click
I have to keep posting probilling,

no visa fees
no visa rules
bank wires on time everytime
great customer service
do you need anything else?

If you want to be scrubbed to death!

Probilling sucks tried them! Bankrupt in 6 months probably?
they lossed there Merchant account once already? then they got
it back barely?

p00p · 05-28-2003, 11:22 PM

Quote:

Originally posted by The Click
I have to keep posting probilling,

no visa fees
no visa rules
bank wires on time everytime
great customer service
do you need anything else?

I want someone from Probilling to post here saying that their customers will not have to pay the Visa fee in the future.

Jive · 05-28-2003, 11:33 PM

Shitty, Acpay owes me money, and alot of others!
I already looked inot Ccbill, Ibill, sorry they just don't want to play with Canadians only want to fuck our women and drink our beer,

it's there loss in revenue? and I don't understand it.
they process Euro but not Canada! were right next door?
WAKE UP...

Webby · 05-28-2003, 11:33 PM

p00p:

Quote:

I want someone from Probilling to post here saying that their customers will not have to pay the Visa fee in the future.

Doubt anyone can say that.. these things "pop up" least when ya expect em

Jive · 05-28-2003, 11:36 PM

Quote:

Originally posted by p00p

I want someone from Probilling to post here saying that their customers will not have to pay the Visa fee in the future.

Again, Probilling scrubs to much, you won't get ahead with them!

your far better off opening a a corp account in the states

there isn't any reliable CC in Canada Verotel isn't paying either!

Webby · 05-28-2003, 11:37 PM

Jive:

Quote:

Shitty, Acpay owes me money, and alot of others!
I already looked inot Ccbill, Ibill, sorry they just don't want to play with Canadians only want to fuck our women and drink our beer,

it's there loss in revenue? and I don't understand it.
they process Euro but not Canada! were right next door?
WAKE UP...

You seriously did not look at IBill????

Sorry to hear of more losses. Do yourself a favor and look at dealing via offshore corp. I know of a good few of your countrymen that deal this way. And.. you don't have the buggage that US citizens have regarding taxes.

Webby · 05-28-2003, 11:42 PM

Jive:

Quote:

Again, Probilling scrubs to much, you won't get ahead with them!

your far better off opening a a corp account in the states

there isn't any reliable CC in Canada Verotel isn't paying either!

Gotta agree with you on the scrubbing.. might as well close down and save hosting bills!

Mmm. in Canada?... Get an EU corp.. better than opening your soul in the US at this time. See comments on Gibraltar...

gruffy · 05-28-2003, 11:56 PM

"You can do that through our Nevada office" has a nice ring to it.

p00p · 05-28-2003, 11:59 PM

Quote:

Originally posted by Webby
Jive:

You seriously did not look at IBill????

Sorry to hear of more losses. Do yourself a favor and look at dealing via offshore corp. I know of a good few of your countrymen that deal this way. And.. you don't have the buggage that US citizens have regarding taxes.

Any suggestions as to who can lend a helping hand setting up an offshore corp? (we tried this once and got fucked)

Webby · 05-29-2003, 01:01 AM

p00p:

Sure.. basically deal direct with formation lawyers in Gib - forget any other purported experts on this.

Depending on what you need in the way of services, there is no need to pay anyone more than 1300 for this. Also, at no time need you pass information re banking etc to any of your nominee directors, - that is your business and yours alone.

I notice you said you'd been ripped off before? We have offshore corps in several juridictions and never experienced any problems. In fact, on all occasions the lawyers could not be more helpful (shit.. that's saying something about a lawyer!!!).

Gib is not exactly some South Pacific con center - any shit with lawyers in Gib and they serve a term :-)

Here are some links for general guidelines:

http://www.deloitte.gi/taxation.html

http://www.gibraltaroffshore.com/gib...quirements.htm

http://www.formationshouse.com/compa.../Gibraltar.htm

I am not recommending these sites in particular.. just a guide. When you do choose a formation agent/lawyer, I'd suggest you only use one who is actually physically in Gibraltar. (not some asshole in the UK or somewhere who is giving "advice").
There is a vast difference in our experience with people who actually live in offshore jurisdictions, than "consultants" that just aim to collect a %.

If you need to open any bank accounts for this corp .. get the paperwork first and have a look at, for example, Lativan banks.
They have a proven record and offer online banking, credit/debit cards, and will issue check payments (within an hour sometimes!) to any US hosting company on your instructions. English and all major languages spoken ;-) I'll repeat again *s*, - no other party needs to know either where or what banks accounts exist (if they even do! *g*). You deal direct with banks based on pre coded faxes and online instructions.

I dunno your circumstances so tis hard to say more, but with the current climate in North America/VISA... moving activity out is not a bad idea

Hope this helps!

Alvaro · 05-29-2003, 01:14 AM

i am with acpay for about 4 months and i am very happy with them. i would rather to pay the $750 to acpay than any other processor, but as i am a non-us/canada citizen, im going to pay only $350 :D

anyway, people forget acpay is a company backed up with millions of dollars, and as they are "new" as a paysite processor, people think they are not so good. big mistake.

the indigo · 05-29-2003, 01:15 AM

Quote:

Originally posted by p00p

You're Canadian and you incorporated in the EU? How much did it cost, and is it an easier/harder process then incorporating in the USA?

It cost $1300US for a UK incorporation... got the papers in 3 weeks. Told them I won't have any incomes from UK so we only pay the annual fees.

The whole US thing is way too complicated. I pay enough taxes the way it is... so fuck 'em all.

Webby · 05-29-2003, 01:23 AM

the indigo:

Quote:

It cost $1300US for a UK incorporation... got the papers in 3 weeks. Told them I won't have any incomes from UK so we only pay the annual fees.

The whole US thing is way too complicated. I pay enough taxes the way it is... so fuck 'em all.

Yep.. agree with ya

Tho ya did pay above the average for a UK corp! (but depends on advice blah).

We ... for about 5 seconds... considered a US corp, but there is no way we will disclose information that is no business of anyone apart from us. US citizens may accept this as the "norm", but I sure don't!

Frankly, I can't see a US corp being a cure to this banking region. It may be a five minute solution, but that's it.

the indigo · 05-29-2003, 01:43 AM

Quote:

Originally posted by Webby
the indigo:

Yep.. agree with ya Tho ya did pay above the average for a UK corp! (but depends on advice blah).

I know, but they have one of their international office 2 blocks away from my condo... so I prefered to deal directly with a guy that I can meet and talk in my first language... he knows what the fuck he's talking about

I considered Gibraltar and Cyprus also... but I don't feel too secure about Gibraltar. There's a lot of shit going on. I bet they will join the European Union before 2005 (IMHO)... UK is solid.

Olivier · 05-29-2003, 09:54 AM

Quote:

Originally posted by the indigo

I know, but they have one of their international office 2 blocks away from my condo... so I prefered to deal directly with a guy that I can meet and talk in my first language... he knows what the fuck he's talking about

I considered Gibraltar and Cyprus also... but I don't feel too secure about Gibraltar. There's a lot of shit going on. I bet they will join the European Union before 2005 (IMHO)... UK is solid.

what is that company? is it in Montreal.
I'm interested about a UK corp!

thanks

Elephant_Gut · 05-29-2003, 12:14 PM

Glo-bill accepts webmasters from Canada and apparently has for years. On their board they also say that they are in compliance with their Visa region and will not be altertinng thir rules unless the rules in that region changes:

-------------------------------------------------
At the current time, Glo-Bill has no plans to charge any registration fees. Glo-Bill remains in full compliance with all the rules and regulations in the region of the world where it processes. Should the rules and regulations change at some future time, Glo-Bill will notify its clients as soon as possible. At the present moment, we do not anticipate any change in the way we conduct our business.

best regards,
Christy Martineau
Client Relations
Glo-Bill.com

p00p · 05-29-2003, 01:04 PM

Quote:

Originally posted by the indigo

I know, but they have one of their international office 2 blocks away from my condo... so I prefered to deal directly with a guy that I can meet and talk in my first language... he knows what the fuck he's talking about

I considered Gibraltar and Cyprus also... but I don't feel too secure about Gibraltar. There's a lot of shit going on. I bet they will join the European Union before 2005 (IMHO)... UK is solid.

Can you post the name of the company that set up your corporation? Also, did you have to set up a UK bank account? Do you have to pay taxes in the UK and try to get them back later?

p00p · 05-29-2003, 01:06 PM

Quote:

Originally posted by Elephant_Gut

At the current time, Glo-Bill has no plans to charge any registration fees. Glo-Bill remains in full compliance with all the rules and regulations in the region of the world where it processes. Should the rules and regulations change at some future time, Glo-Bill will notify its clients as soon as possible. At the present moment, we do not anticipate any change in the way we conduct our business.

best regards,
Christy Martineau
Client Relations
Glo-Bill.com

That's a bold statement. Almost like some of the ones I heard ACPay make. If you guys can get by without charging the $750 to your customers, more power to you. If at this time, next year, your clients are still processing without paying the Visa fees, I will rim you until you beg me to stop.

the indigo · 05-29-2003, 02:24 PM

Quote:

Originally posted by Olivier

what is that company? is it in Montreal.
I'm interested about a UK corp!

thanks

http://www.insad.com check for Contacts Canada.. sur rue Crescent @ Montreal

the indigo · 05-29-2003, 02:26 PM

Quote:

Originally posted by p00p

Can you post the name of the company that set up your corporation? Also, did you have to set up a UK bank account? Do you have to pay taxes in the UK and try to get them back later?

insad.com - I did not have to setup any bank account.

Webby · 05-29-2003, 02:41 PM

p00p:

Quote:

Can you post the name of the company that set up your corporation? Also, did you have to set up a UK bank account? Do you have to pay taxes in the UK and try to get them back later?

Here is a company in the UK that will set up what you need:

http://www.waterlow.com/companyservices/ukform.htm

(It will also save you save money! *g*)

You do not need to have a bank account in the UK... in fact, it is preferable that you don't. Just use some bank in your country.
You will need to state that you are not earning income from the UK (net income is fine!). After that, you are not in the UK tax regime.

p00p · 05-29-2003, 05:38 PM

Thanks peeps!
Awesome information. I don't make enough to go offshore, I think the best bet is to get a UK corp. Wonder if they take Visa?

NETbilling · 05-29-2003, 05:49 PM

Quote:

Originally posted by jact

You need even more of a presence because not only do you have to meet Visa USA requirements you also have to meet the requirements of the aquiring bank.

Confusing doesn't even start to cover it. And of course Mitch stopped responding to me when I started to ask the questions that had to be asked. He hasn't gotten back to me yet. It's been months.

Jact,

When have I not responded? I may not see all posts because I am not on here all of the time. However, I will be happy to tell you what I know. I am not a merchant account expert although I am an expert on processing itself. The trouble is that each bank and region has their own rules and they do change often. I will be happy to speak with you on the phone, via, ICQ, or email.

Contact me however you wish. My middle name is "customer service".
---------
As a summary at this time for Canadian adult who want to use Netbilling....

You must setup a EU corp, have a signer and get a EU merchant account. The bank will only take the account if you are currently processing over 50k per month and can back that up with statements from your current processor.
The US banks will not give you a US merchant account with just a US corp and bank account. Someone must have a US address and Social security # because of cross border regulations.

I will be back on late tonight so please post any questions or contat me direclty off the board.

Thanks, Mitch

archer · 05-29-2003, 06:01 PM

it looks like that this thread should be called Canadian webmasters get fucked again.

the disclosure requirements are the main reason I wouldn't want to incorporate in the US...

the UK sounds like a good option..

terrific thread.

Webby · 05-29-2003, 06:19 PM

p00p:

Quote:

Awesome information. I don't make enough to go offshore, I think the best bet is to get a UK corp. Wonder if they take Visa?

Yup.. they take credit cards no problem!

Kimmykim · 05-29-2003, 06:23 PM

Quote:

Originally posted by The Click
I have to keep posting probilling,

no visa fees
no visa rules
bank wires on time everytime
great customer service
do you need anything else?

Um, yeah. Processing for when Visa says no to all this.

Rip · 05-29-2003, 06:23 PM

Kinda sucks, I am looking into the US corp. end of things, but if it's gonna be a pseudo borderline prospect at best... then the deck of cards may come falling down to earth at some point in the near future

not to mention the tax scenario... pay tax in the US, and pay tax again when it comes to Canada, two accountants, barfola

this is becoming too much like an overregulated pile of junk, instead of free enterprise at it's best

jact · 05-29-2003, 06:29 PM

Quote:

Originally posted by netbilling

Jact,

When have I not responded? I may not see all posts because I am not on here all of the time. However, I will be happy to tell you what I know. I am not a merchant account expert although I am an expert on processing itself. The trouble is that each bank and region has their own rules and they do change often. I will be happy to speak with you on the phone, via, ICQ, or email.

Contact me however you wish. My middle name is "customer service".
---------
As a summary at this time for Canadian adult who want to use Netbilling....

You must setup a EU corp, have a signer and get a EU merchant account. The bank will only take the account if you are currently processing over 50k per month and can back that up with statements from your current processor.
The US banks will not give you a US merchant account with just a US corp and bank account. Someone must have a US address and Social security # because of cross border regulations.

I will be back on late tonight so please post any questions or contat me direclty off the board.

Thanks, Mitch

It was via ICQ actually, but thanks for answering the question here.

So if I'm the owner of said company and my employee or someone represents my company on the application to the bank/Visa/whomever, is that cool or do all principal owners of the company have to be US?

05-28-2003, 10:17 PM	#51
Angelonfire Guest Posts: n/a	50

05-28-2003, 10:32 PM	#60
iroc409 Confirmed User Join Date: Jan 2003 Location: midwest side, yo Posts: 4,728	can i get a td waterhouse us$ account from the us? __________________ <a href="http://www.iroc409.com/"><img src="http://www.iroc409.com/adv/120x60.gif" border=0></a> icq: 1 7 6 4 2 0 9 6 0 Gallery templates for ONLY $25! w00t!

05-28-2003, 10:38 PM	#66
The Click Confirmed User Join Date: Apr 2003 Location: Canada Posts: 1,685	I have to keep posting probilling, no visa fees no visa rules bank wires on time everytime great customer service do you need anything else? __________________ ICQ: 31-30-30

05-29-2003, 12:14 PM	#88
Elephant_Gut Registered User Join Date: Oct 2002 Location: New Hampshire Posts: 70	Glo-bill accepts webmasters from Canada and apparently has for years. On their board they also say that they are in compliance with their Visa region and will not be altertinng thir rules unless the rules in that region changes: ------------------------------------------------- At the current time, Glo-Bill has no plans to charge any registration fees. Glo-Bill remains in full compliance with all the rules and regulations in the region of the world where it processes. Should the rules and regulations change at some future time, Glo-Bill will notify its clients as soon as possible. At the present moment, we do not anticipate any change in the way we conduct our business. best regards, Christy Martineau Client Relations Glo-Bill.com __________________ Elephant Gut Yes I got a big Gut Now Screw off!

05-29-2003, 05:38 PM	#94
p00p Confirmed User Join Date: Dec 2002 Location: CanaDUH Posts: 5,125	Thanks peeps! Awesome information. I don't make enough to go offshore, I think the best bet is to get a UK corp. Wonder if they take Visa? __________________ ICQ: 316365783 <a href="http://www.hostultra.com/~p00p" target="_blank">TEST</a>

05-28-2003, 10:51 PM	#70
Webby Too lazy to set a custom title Join Date: Oct 2002 Location: Far far away - as possible Posts: 14,956	OK... possible scenarios... depending on your resident country. The following also does not take account of any circumstances which at this time as unknown. (Who knows wot VISA will do next?) Get a Gibraltar corporation. This gives access to all Euro billing companies, Globill ad nausea and also the EU flavor of CCBill (known as CCBillEU.com) There are no $750 fees and no DNA and sperm counts required. For folks who have recurring billing tied up in the North American banking region with people like IBill blah.. they are fucked. It does not take much saying that this problem was known last year. Gibraltar is an offshore and no taxes are due in this jurisdiction. However, anyone who resides in their country of citizenship will still have taxes due on funds which they pull into their country. US citizens are further complicated with bullshit about offshores being "illegal" blah, however if you wish to stay OK with the IRS, get an accountant to clear your personal position and be open about the revenue. There is little doubt that any option outside US jurisdiction is preferable. Having said that, next week can raise another scenario. This biz is "on the run" and only those flexible will survive. worth

05-28-2003, 11:33 PM	#75
Jive So Fucking Banned Join Date: Jul 2002 Location: Vancouver,Canada Posts: 1,449	Shitty, Acpay owes me money, and alot of others! I already looked inot Ccbill, Ibill, sorry they just don't want to play with Canadians only want to fuck our women and drink our beer, it's there loss in revenue? and I don't understand it. they process Euro but not Canada! were right next door? WAKE UP...

05-28-2003, 11:56 PM	#80
gruffy So Fucking Banned Join Date: Feb 2003 Location: Canuckastan Posts: 776	"You can do that through our Nevada office" has a nice ring to it.

05-29-2003, 01:01 AM	#82
Webby Too lazy to set a custom title Join Date: Oct 2002 Location: Far far away - as possible Posts: 14,956	p00p: Sure.. basically deal direct with formation lawyers in Gib - forget any other purported experts on this. Depending on what you need in the way of services, there is no need to pay anyone more than 1300 for this. Also, at no time need you pass information re banking etc to any of your nominee directors, - that is your business and yours alone. I notice you said you'd been ripped off before? We have offshore corps in several juridictions and never experienced any problems. In fact, on all occasions the lawyers could not be more helpful (shit.. that's saying something about a lawyer!!!). Gib is not exactly some South Pacific con center - any shit with lawyers in Gib and they serve a term :-) Here are some links for general guidelines: http://www.deloitte.gi/taxation.html http://www.gibraltaroffshore.com/gib...quirements.htm http://www.formationshouse.com/compa.../Gibraltar.htm I am not recommending these sites in particular.. just a guide. When you do choose a formation agent/lawyer, I'd suggest you only use one who is actually physically in Gibraltar. (not some asshole in the UK or somewhere who is giving "advice"). There is a vast difference in our experience with people who actually live in offshore jurisdictions, than "consultants" that just aim to collect a %. If you need to open any bank accounts for this corp .. get the paperwork first and have a look at, for example, Lativan banks. They have a proven record and offer online banking, credit/debit cards, and will issue check payments (within an hour sometimes!) to any US hosting company on your instructions. English and all major languages spoken ;-) I'll repeat again s, - no other party needs to know either where or what banks accounts exist (if they even do! g). You deal direct with banks based on pre coded faxes and online instructions. I dunno your circumstances so tis hard to say more, but with the current climate in North America/VISA... moving activity out is not a bad idea Hope this helps!

05-29-2003, 01:14 AM	#83
Alvaro Confirmed User Join Date: Nov 2001 Location: Brazil Posts: 695	i am with acpay for about 4 months and i am very happy with them. i would rather to pay the $750 to acpay than any other processor, but as i am a non-us/canada citizen, im going to pay only $350 :D anyway, people forget acpay is a company backed up with millions of dollars, and as they are "new" as a paysite processor, people think they are not so good. big mistake.

05-29-2003, 06:01 PM	#96
archer Confirmed User Join Date: Jul 2002 Location: Canada Posts: 1,721	it looks like that this thread should be called Canadian webmasters get fucked again. the disclosure requirements are the main reason I wouldn't want to incorporate in the US... the UK sounds like a good option.. terrific thread. __________________ Looking to promote uncut cock? Check out Uncut Cash. It rocks.

05-29-2003, 06:23 PM	#99
Rip Confirmed User Join Date: Jan 2001 Location: somewheres wet Posts: 1,456	Kinda sucks, I am looking into the US corp. end of things, but if it's gonna be a pseudo borderline prospect at best... then the deck of cards may come falling down to earth at some point in the near future not to mention the tax scenario... pay tax in the US, and pay tax again when it comes to Canada, two accountants, barfola this is becoming too much like an overregulated pile of junk, instead of free enterprise at it's best